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Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
Bo Harald   E Invoicing 7 10 2008 Deel 2
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Bo Harald E Invoicing 7 10 2008 Deel 2

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Ladders leading to innovation!

Ladders leading to innovation!

Published in: Business, Technology
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  • The answer is: we have to build ladders to help the end-users - start close to them, use familiar habits and ready trust, and move step by step into more developed technology and concepts. - e-habit and e-trust are built little by little - you CAN build a ladder customer by customer - e-banking has developed a ready habit and trust
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    • 1. Ladders leading to innovation! Use familiar tools.. Page 2006-03-23 Top line growth opportunity as key business driver Cost savings for all Ready habit and trust from e-banking Reuse tools - integrated in corporate and public sector services - economy of repetition (learn once - use everywhere Expand further to benefit from economy of reuse, economy of scope and scale Add partners for collaborative offerings Standardize further for end-to-end automation Bring in next level concepts and technology
    • 2. Page 2006-03-23 Not end-user centric New levels of technology in use End-user centric
    • 3. How-to-do-it agenda <ul><li>1. Right for market to understand the basics </li></ul><ul><li>2. Only banks can take care of SME-sector – but only as network… </li></ul><ul><li>3. Key elements for success </li></ul><ul><li>Mindset first! No future for paper invoices </li></ul><ul><li>Keep it simple!! </li></ul><ul><li>Reuse user experience </li></ul><ul><li>0-investments, 0-ITskills needed – it is NOT difficult </li></ul><ul><li>Common network – see win-win </li></ul><ul><li>Same tools for b2b, b2c and gov2b&amp;c – tax payers money </li></ul><ul><li>Format with – 300+ fields – engage integrators upfront </li></ul><ul><li>Mandatory and transparently priced </li></ul><ul><li>Sell like hell - in every branch </li></ul><ul><li>4. Choose common mass-market format – but AFI-AFO is needed. </li></ul>
    • 4. AFI-AFO Needed Today And tomorrow..
    • 5. One service for all… Service Hub <ul><li>High Volume End </li></ul><ul><li>Automated Message Exchange </li></ul><ul><li>Online Conversions, AFI - AFO (Any Format In - Any Format Out) </li></ul><ul><li>Adapters for ERPs </li></ul><ul><li>Data validation </li></ul><ul><li>Roaming with other networks </li></ul>Document Storage and Presentment eBanking / Self Service Portal Automated Message Exchange <ul><li>Low Volume End </li></ul><ul><li>Self service functions </li></ul><ul><li>Integrated with eBanking </li></ul><ul><li>Manual capability </li></ul><ul><li>File Transfer capability </li></ul><ul><li>Value added applications </li></ul><ul><li>Semi-automated integration (Print file upload, PO Flip) </li></ul>Business Value Functionality Consumer Small and Medium Enterprise (SME) Large Enterprise
    • 6. One Connection for all channels – bank version Invoice Issuer Invoice Receiver B A N K Internet bank Portal File integration ERP Standard File integration ERP Individual eInvoice to Paper Internet bank Portal File integration ERP Standard File integration ERP Individual Paper to eInvoice Tax Compliant Archiving
    • 7. <ul><li>It is not DEMAND that creates SUPPLY </li></ul><ul><li>It is the other way around </li></ul><ul><li>Henry Ford </li></ul>23 November 2005
    • 8. Wisdom from ice hockey: go where it is going !” “ Do not go where the puck is &gt;
    • 9. JOIN THE CAUSE on FACEBOOK! http://apps.new.facebook.com/causes/59608?m=d476a&amp;recruiter_id=6249930
    • 10. Delay is risky… Page 2006-03-23 3 approaches: “ Any hype will do” Early start: “Explorer” Late (re)start: “Panicky follower” “ ICE AGE” “ ICE AGE”
    • 11. The future is not planned nor prognosed. Thank You http://boharald. blog spot.com It is created !

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