COBRA planning after being dropped from your health insurance. Enrollment paperwork, how to handle the benefits office, estranged spouses. Some ex's even conceal the certificate of creditable coverage and COBRA papers. Ask the benefits office where they sent your HIPAA certificate of prior coverage & COBRA enrollment papers. You have to get an Automatic HIPAA Certificate of Creditable Coverage when your coverage ends. Request the contact info of the health plan administrator, benefits description and costs per person details

1. Div

2. Stress!

3. Surprise!!!

4. Bad Ex!

5. Communicate

6. Automatic Certificate

7. Demand

8. Required Info

9. Play nice

10. Negotiate

11. Negotiate

12. Negotiate

13. Negotiate

14. How to apply

15. 60 Day Rule

16. No Notification

17. Losing your rights

18. Make it official

19. Wait!

20. IRSS

21. Hope

22. Hope

24. Communicate!

25. Alimony

26. Subtract

27. Domestic partnerships

28. Days to respond

30. Protecting your rights

31. Communication Breakdown

32. Employer error

33. Play is safe

34. Where to complain

37. COBRA Cost

38. High prices

39. Private Medical

40. Pre Existing Conditions

41. Temporary Coverage

42. Premiums Due

43. Deductible = Low Premium

44. My Website

45. Craig J. Casey