Divorce COBRA planning after being dropped from your health insurance

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COBRA planning after being dropped from your health insurance. Enrollment paperwork, how to handle the benefits office, estranged spouses. Some ex's even conceal the certificate of creditable coverage and COBRA papers. Ask the benefits office where they sent your HIPAA certificate of prior coverage & COBRA enrollment papers. You have to get an Automatic HIPAA Certificate of Creditable Coverage when your coverage ends. Request the contact info of the health plan administrator, benefits description and costs per person details

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  • Divorce can be a brutal experience! Health insurance is stressful for most everyone involved that is not on an employer plan. Paying 100% of the premiums, or in a COBRA situation, 102%, can be a large amount of money.
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Divorce COBRA planning after being dropped from your health insurance

  1. 1. Div<br />
  2. 2. Stress!<br />
  3. 3. Surprise!!!<br />
  4. 4. Bad Ex!<br />
  5. 5. Communicate<br />
  6. 6. Automatic Certificate<br />
  7. 7. Demand<br />
  8. 8. Required Info<br />
  9. 9. Play nice<br />
  10. 10. Negotiate<br />
  11. 11. Negotiate<br />
  12. 12. Negotiate<br />
  13. 13. Negotiate<br />
  14. 14. How to apply<br />
  15. 15. 60 Day Rule<br />
  16. 16. No Notification<br />
  17. 17. Losing your rights<br />
  18. 18. Make it official<br />
  19. 19. Wait!<br />
  20. 20. IRSS<br />
  21. 21. Hope<br />
  22. 22. Hope<br />
  23. 23.
  24. 24. Communicate!<br />
  25. 25. Alimony<br />
  26. 26. Subtract<br />
  27. 27. Domestic partnerships<br />
  28. 28. Days to respond<br />
  29. 29.
  30. 30. Protecting your rights<br />
  31. 31. Communication Breakdown<br />
  32. 32. Employer error<br />
  33. 33. Play is safe<br />
  34. 34. Where to complain<br />
  35. 35.
  36. 36.
  37. 37. COBRA Cost<br />
  38. 38. High prices<br />
  39. 39. Private Medical<br />
  40. 40. Pre Existing Conditions<br />
  41. 41. Temporary Coverage<br />
  42. 42. Premiums Due<br />
  43. 43. Deductible = Low Premium<br />
  44. 44. My Website<br />
  45. 45. Craig J. Casey<br />

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