Are you exempt from Obamacare?

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COBRAhealth.com Are you exempt from Obamacare? 2014 enroll mandatory, unless you belong to a religious sect. Or have a non profit health sharing ministry. Or have acceptable benefits through your employer. Or are broke. Tax penalties. Premiums. Monthly premiums.

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Are you exempt from Obamacare?

  1. 1. Are you exempt from Obamacare? by Craig Casey COBRAhealth.com
  2. 2. Can you opt out of Obamacare? <ul><li>Starting in 2014, many will be required to buy health insurance. But not all…. </li></ul>COBRAhealth.com
  3. 3. Feeling Muslim? <ul><li>If you belong to recognized religious sect that refuses insurance or Social Security, you could be exempt, section 1311(d)(4)(H): </li></ul><ul><li>Amish </li></ul><ul><li>Muslims </li></ul><ul><li>Christians Scientists </li></ul>COBRAhealth.com Senate Bill, H.R. 3590, pgs 273-274, Sec 1402(g)(1)
  4. 4. Illegal Aliens <ul><li>Also known as undocumented democrats, illegals don’t get penalized under Obamacare. </li></ul><ul><li>Migrants also have </li></ul><ul><li>access to free Medicaid </li></ul>COBRAhealth.com
  5. 5. Prisoners <ul><li>Get locked up and </li></ul><ul><li>You get free </li></ul><ul><li>medical care. No penalties. Ask James Verone. </li></ul>COBRAhealth.com
  6. 6. Health Sharing Ministries <ul><li>If a medical sharing organization has been around since 1999, you can become a member (they won’t cover pre existing conditions). </li></ul>COBRAhealth.com
  7. 7. Xtreme Civil Disobediance? <ul><li>Why become Amish, go broke, get arrested or renounce your citizenship? </li></ul>COBRAhealth.com
  8. 8. Obamacare Penalties <ul><li>2014 - $95 or 1.0% of net income </li></ul><ul><li>2015 - $325 or 2.0% of net income </li></ul><ul><li>2016 - $695 or 2.5% of net income </li></ul>COBRAhealth.com
  9. 9. Obama against Mandate <ul><li>Obama 2008: &quot;If a mandate was the solution, we can try that to solve homelessness by mandating everybody to buy a house&quot; </li></ul>COBRAhealth.com
  10. 10. Cheap if you’re broke COBRAhealth.com
  11. 11. 100% of FPL = Free Medicaid* COBRAhealth.com *Familiarize yourself with healthcare rationing
  12. 12. Under Employed? <ul><li>If you are earning $30,000 / yr, your monthly premiums could be $50 per month for a family of 4. </li></ul>COBRAhealth.com
  13. 13. Don’t like the mandate? <ul><li>Expect Obamacare to be thrown out, 2012: </li></ul>COBRAhealth.com *State of the union address, 2010
  14. 14. What can you do? <ul><li>The mandate cost less than the average insurance premium (about $3,000). </li></ul><ul><li>Pay the mandate and claim jump when you need medical care. </li></ul><ul><li>Go to RepealItNow.org and </li></ul><ul><li>sign the petition. </li></ul>COBRAhealth.com ref
  15. 15. Alternatives to ACA penalties <ul><li>Private health insurance (until 2014): </li></ul><ul><li>Healthcare without Insurance </li></ul>COBRAhealth.com
  16. 16. About Me COBRAhealth.com http://www.cobrahealth.com/aboutus.htm I am a dad, husband, wrestling coach, have 4 great kids and an Incan Princess. Being an insurance writer, I became very interested in Obamacare. Besides the mandate, there are many other reasons I hate PPACA . My vote, Obamacare
  17. 17. Connect COBRAhealth.com Craig Casey on Google [email_address] Twitter.com/CraigJCasey Facebook.com/CraigJCasey Youtube.com/COBRAinsurance

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