1. A MULTI-FACETED APPROACH FOR REO PORTFOLIOS
NATIONALREORELIEF.COM PROVIDES A ONE-STOP SOLUTION FOR BANKS
AND LENDING INSTITUTIONS WITH REO PORTFOLIOS. WE WILL MEET YOUR
MOST PRESSING CONCERNS AND NEEDS WITH ONE OR MORE CUSTOMIZED
SERVICES. THESE SERVICES INCLUDE ACQUISITIONS BY NRR, MANAGEMENT
AND SALES VIA AUCTION OR TRADITIONAL BROKERAGE METHODS.
540 N. LAKE SHORE DRIVE | CHICAGO, IL 60611
877-311-2100 | 877-627-5643 FAX
NATIONALREORELIEF.COM

2. WELCOME TO NRR
NRR provides solutions to lending institutions and other holders of REO properties. With foreclosures predicted to top 3.5 million
across the United States this year alone, National REO Relief has the ability to purchase, manage and/or sell foreclosed real
estate.
National REO Relief recognizes that the pace at which a bank implements solutions directly correlates to its ability to maximize
results.
CLIENT CONCERNS: THE NRR SOLUTIONS:
Non-Performing Assets: Too many delinquent assets on Purchase: NRR’s affiliate company United Real Estate
a bank’s balance sheet can cause hassling audits and Holdings (UREH) is consistently looking for assets to add
higher fees. In addition, capital reserve off-sets reduce to the company portfolio via private and institutional
the balance sheet and liquidity. funds. Since properties are purchased in bulk and paid
for in cash, this provides a very quick solution for financial
institutions.
Maintaining Assets: During the holding process a bank is Manage: NRR’s affiliate company RE Management can
confronted with multiple management and construction provide management and construction services to in-
concerns that they are not equipped to handle internally. crease the value in the asset to be sold. Banks can enjoy
hiring one vendor for all aspects of their assets.
Liquidating Properties: The higher the level of volume of Sell: NRR’s affiliate company, RealEstateAuctions.com
distressed assets an institution is holding creates multiple can liquidate all types of REOs quickly through the auction
disposition requirements and individual tracking systems method of marketing. Additionally, NRR offers non-auction,
that are cumbersome to manage. traditional real estate brokerage through BankREOs.com.
NRR provides a complimentary Portfolio Diagnostic Report that assesses the current condition of the assets to determine the most
effective exit strategy for the Bank Committee to consider.
This Consultative Approach ensures the bank receives multiple channels to maximize the return on its REO Assets.
REO
Assets
REO JOINT REAL ESTATE ASSET FULL SERVICE
ACQUISITIONS VENTURES AUCTIONS MANAGEMENT BROKERAGE
540 N. LAKE SHORE DRIVE | CHICAGO, IL 60611 877-311-2100 | 877-627-5643 FAX NATIONALREORELIEF.COM

3. REO ACQUISITIONS
NRR partners with several private equity and institutional
firms allowing NRR to purchase REO portfolios from banks.
Since 1997, more than $1 billion of real estate has been
bought and sold through these funding sources.
NRR will assess the portfolio in usually less than two weeks
and be able to produce a letter of intent to purchase soon
thereafter. Upon acceptance from a financial institution, a
contract is submitted in a 48-hour time frame along with
earnest money. After final contracts are signed and title is
provided, closings can happen as fast as two-to-four weeks
from the acceptance of contract. All transactions are cash,
with no financing contingencies.
NRR, with its diverse portfolio of cash buyers, will evaluate
all properties. We’ve participated in broken new construction NRR focuses on large metro areas around the globe, with
projects, broken condo conversions, REO portfofios with a a particularly keen emphasis on the top 25 U.S. markets.
wide range of asset mix to commercial properties that were If an existing portfolio does not fit the criteria of NRR,
completely vacant. then NRR’s constantly expanding base, as well as our
additional extensive list of clientele, might also consider
the portfolio, contingent on the real estate asset mix.
JOINT VENTURES
Lending institutions often find our Joint Venture service to Think of it as a sharing of risk and a sharing of
be the perfect fit for the properties in their portfolios and the opportunity.
goals they wish to attain.
Example: Lender hopes to realize $3 million from the
Naturally, liquidating properties means a cost to the lender. sale of a property portfolio. Due diligence and market
These costs can include: analysis performed by National REO Relief demonstrates
the current value of the portfolio to be approximately $2
� Brokerage fees million.
� Marketing fees
� Construction/rehab fees Lender and NRR enter into an agreement to share the
� Management fees costs of rehab and management necessary to bring the
portfolio up to the anticipated $3 million value. When the
A Joint Venture provides the ability to share those costs. portfolio sells, profits are shared.
With a Joint Venture, National REO Relief (NRR) and the Analysis provided by NRR for Joint Ventures is unbiased
lending partner split the costs (per agreement) and then and strictly market driven.
split the profits following the sale.
540 N. LAKE SHORE DRIVE | CHICAGO, IL 60611 877-311-2100 | 877-627-5643 FAX NATIONALREORELIEF.COM

4. REAL ESTATE AUCTIONS
According to a commissioned industry study by the National
Auctioneers Association, auctions are expected to account
for one-third of all real estate sales in the United States in
the coming years as consumers and sellers recognize the
distinct advantages of the auction method.
Institutional asset managers choose auctions because of
the enormous potential benefits:
National REO Relief and its affiliated auction brokerage
� Accelerated marketing and sale ends the financial drain provide the following marketing services:
of non-performing real estate holdings
� Comprehensive, full service website with online
� Relatively low cost of participation auction capability
� All marketing performed by the Brokerage � Expressway billboards
� Inspection staffing provided by the Brokerage � Television and radio spots
� Prospective buyers are pre-qualified and ready to � Selected print media ads
purchase, with no contingencies
� Press releases
� No negotiations following the close of auction
� Buyer education seminars
� Sales contracts handled by the Brokerage
� And more
ASSET MANAGEMENT
NRR has been involved in property management since 1997, handling
all aspects of commercial and residential real estate. We have serviced
the construction and property management of more than 4,000 units
that were converted from apartments to condominiums; the completion
of broken new construction units; and the management of condominium
associations in a number of cities. NRR has a full team of property
managers, leasing agents and construction workers able to handle any
size job in most large metro areas throughout the United States.
NRR allows the client to be fully engaged in the management process
by accessing updates through its website solely for clients. Our clients
get live up-to-the-minute progress simply by logging into the website and
retrieving the most updated news on their portfolio.
877-311-2100 | 877-627-5643 FAX NATIONALREORELIEF.COM

5. REAL ESTATE BROKERAGE
BankREOs.com is the first world-wide delivery service for BankREOs.com is in a unique position to market any
bank-owned properties. and all of the millions of potential foreclosed properties
expected between 2011 and 2013. Volumes of listings,
Missing from the marketplace, as unprecedented levels and an easy-to-use platform for consumers, investors and
of foreclosures build in the U.S., has been a centralized, lenders alike, means unprecedented visibility and access
comprehensive method of bringing them to market. to foreclosures across the U.S. by potential buyers around
the world. Using a highly personalized, custom dashboard
Until now, real estate asset managers at banks marketed
functionality, buyers from around the world can research,
their REO properties individually in their local markets via
select and purchase any property that meets their highly
the banks’ own websites, or occasionally enlisted the help
personalized buying criteria.
of real estate auction companies who also tended to market
locally and sporadically. Banks are overwhelmed by their BankREOs.com does not possess the REO listings, but
REO holdings while consumers, investors, institutional fund we possess the unequaled ability to market. We have the
managers and other potential buyers are clamoring for the ability to put a spotlight on all REO properties nationwide,
opportunity to purchase these properties. Unfortunately, even when the listings are held by other real estate
these buyers are often left in an “outside looking in” position brokers. This makes other brokers our allies rather than
of non- or limited-access, and they can also be limited by the competitors and causes professional reciprocation that
scope of their own network for finding deals on REOs. results in high-level cooperation. High-level cooperation
vs. adversarial relationships means business gets done.
Enter www.BankREOs.com. For the first time, one website
provides banks and consumers with a single resource for all
REO properties, everywhere.
OUR COMPANIES
NRR is a one-stop shop of companies providing four highly specialized services that can remove non-performing REO holdings
from the balance sheet.
The programs offered by NRR are customizable, highly scalable and available in markets across the United States. Currently, NRR
can service the top 25 U.S. markets, with expansion planned throughout the country and internationally.
REO properties and local markets are analyzed for the perfect fit into one or more of the premier services offered by NRR,
including:
ACQUISITIONS/JOINT REAL ESTATE
VENTURES BROKERAGE
AUCTIONS ASSET
MANAGEMENT

6. 540 N. LAKE SHORE DRIVE | CHICAGO, IL 60611
877-311-2100 | 877-627-5643 FAX
NATIONALREORELIEF.COM