This will give you an idea why financial planing & what it can do for you !

1. Welcome !!!
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2. Do you face these questions often ?
Where should I invest today ?
Should I take a home loan today ?
Should I take a personal loan ?
At the time of taking loan the lender was friendly but today it is
my No. 1 enemy ?
Where should I invest to save tax ?
What is my tax liability do really I have to invest to save tax or it
is already done ?
Do my investments are made in proper manner ?
Do investments will help me in completing my child’s education ?
What should be my investment portfolio distribution ?
Do I am properly covered ? ( medical insurance , life insurance ,
Disability insurance , property insurance etc…)
Etc…Etc….Etc…..
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3. Family financial planning
services is a solution for you
Our family financial planning service can
solve all these like questions.
Which gives you more clarity about the
thinking process to take these all
decisions PROACTI ELY !
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4. What is a Family Financial
planning ?
It is a process of channelizing your
existing investment and future income to
complete your financial goal and if your
cash flow permits , you should step up to
the next socioeconomic level .
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5. Process of Family Financial
planning ?
Review Data
gathering
Goal
Implementation
setting
Investment
Cash flow analysis
portfolio creation
Preparation of
financial plan Cash flow
protection
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6. Benefits of Family Financial
planning ?
Immediate :
1. You will get direct control on your cash flows . ( Many of us
really don't know what is happening with our money.)
2. You have financial risk mitigation plan in place.
3. You know clearly which funds are kept for what and what to
expect from investments.
Long term :
1. Proper and optimum utilization of Resources.
2. The superior quality of financial decisions and ultimately
financial life.
3. Reaching near to financial Goals peacefully.
4.Increases the probability of reaching financial goals.
5. Saves you from possible pitfalls in financial world.
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7. Disadvantages of not doing Family
Financial planning ?
1. You will always keep on wondering where your hard earned
money goes ?
2. You and your family may be at higher financial risk and when the
time comes probably no one is there to help you.
3. Keeps on running here and there to cope up with financial
requirements.
4 . Underutilization of resources or taking excessive risk in
investments.
5. Fall prey to financial product sellers in the financial market who
comes to you in different roles.
6. May not able to identify financial goals and haphazard way of
financial decisions.
7.May be under stress because of financial mismanagement.
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8. ARB Financial consultants
We are one of the leading fee based financial planning firm
in Pune, working with a mission to provide financial planning
to large cross section of the society .
Our specialty :
1. Financial planning is a full time activity for us.
2. Not in selling of financial products.
3. Provide unbiased advice to our client.
4. Want to build long term relationship.
5. Driven by business ethics
6. Customized approach .
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9. For more information
Contact us :
Ashish Ramesh Bhave ,
Chief financial planner.
ARB Financial consultants .
1535, sadashiv peth, Tilak road.
Flat no. 33, Shivmangal society,
Pune.
Website : www.arbfinancials.com
Email : ashish.bhave@arbfinancials.com
Cell : +91- 8793107044
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ARB financial consultants, Pune