I published a blog post about financial planning, especially for early adult woman, that I derived from three books that I read; Finchickup, Rich Dad Poor Dad, and Magnet Rezeki. This presentation is a summary of my blog post.

1. Giving and Saving
but still Shopping
@SyarifatulUmam
syarifatul.umam@gmail.com
http://syarifatulumam.com

2. Financial Planning is the process of
meeting your life goal through the
proper management of your finances.
- Financial Planning Standard Board
”

3. Large amounts of salary does not
mean huge investment. Along with
raise in salary, the spending
raise anyway.

4. 1
3
2
Be discipline in life
Be brave to say “NO”
Make needs priority
5
4 Differentiate the needs and the wants
Appreciate the money that we have
By planning our financial, we will learn about:

5. 1 32
Determine the
financial objectives
Classify the income
into several parts
List the needs into
several parts
Tips

6. #1 Determine the Financial Objectives
Keep the stabilityin
planning our
financial, both in
short and long term

7. Social
• Charity
• Religious giving
• Donation
Debt
Repay
ments
Saving
• Emergency
fund
• Investment
• Insurance
Living
Cost
Classify the
income into
several parts
#2

8. #2
60.0%
30.0%
35.0%
10.0%
40.0%
10.0%
35.0%
2.5%
Living Cost
Saving-Investing
Debt Repayments
Social
Montlhy Expenditure (Recommendation)
Minimal Maximum

9. #3 List the Needs into Several Parts
Entertaintment, 8%
House Care, 2%
Personal Care, 8%
Fresh
food, 7%
Main Needs, 35%
Saving-Investing,
30%
Social;
10%
My monthly financial plan

10. Trick 1
2
3
Make shopping list
Avoid shopping when hungry
Put the money in several pockets
4 Avoid shopping using credit card
5 Consistent and persevering

11. “Too many people spend money they haven’t
earned, to buy things they don’t want, to
impress people they don’t like.”
- Will Smith

12. Let’s be wise in managing our finances!