Training Tapes #3

2. Traditional Non - Traditional

3. Take Advantage of Mini Meds

7. Access Discount Card – 60 x $18 = $1,080 Base (Mini Med) - 320 x $70 = $22,400 High Deductible – 320 x $190 = $60,800 Total Combined – 320 x $260 = $83,200 Management Benefits - $500 x 20 = $10,000 Mini Med Only - $70 x 70 (participants) $4,900 Base Plus - High Deductible Goals Reduce Monthly Premium Eliminate Deductible for Basic Services Add a New Hire Benefit Add a Part-Timers Benefit 60 New Hires – 0-3 Months 320 Base Plus High Deductible 20 Management SAMPLE GROUP Employees 400 (+ 70 Part-Time) Cost of Current Plan $400 p/m (full time only) 400 x $400 $160,000 70 Part- Times Monthly Budget Savings $60,820 Old Monthly Premium - $160,000 New Monthly Premium - $99,180

8. Access Discount Card – 60 x $18 = $1,080 Mini Med - $70 x 100 = $7,000 Mini Med/Catastrophic - $295 x 220 = $64,900 Management Benefits - $500 x 20 = $10,000 Mini Med - $70 x 70 (participants) = $4,900 Case Study – “Creative Classing” Goals Increase Participation Lower Turnover Reduce Budget Add a New Hire & Part-time Benefit * Assumes $350.00 per f/t employee contribution 60 New Hires – 0-3 Months 100 Probationary – 3-12 220 Mini Med Plus – 36 + 20 Management SAMPLE GROUP Employees 400 (+ 70 Part-Time) SAMPLE Monthly Health Insurance Budget: *$140,000 70 Part- Times Monthly Budget Savings $52,120