5. Tithing
• God’s
– Law of abundance
– Law of financial
protection
– Law of no Lack
– Make a standing
Order in your Bank
Account
6. Why Pay Your Tithe
• (Mal 3:8) You people are robbing me, your God. And, here you are,
asking, "How are we robbing you?" You are robbing me of the offerings
and of the ten percent that belongs to me.
• (Mal 3:9) That's why your whole nation is under a curse.
• (Mal 3:10) I am the LORD All-Powerful, and I challenge you to put me
to the test. Bring the entire ten percent into the storehouse, so there
will be food in my house. Then I will open the windows of heaven and
flood you with blessing after blessing.
• (Mal 3:11) I will also stop locusts from destroying your crops and
keeping your vineyards from producing.
• (Mal 3:12) Everyone of every nation will talk about how I have blessed
you and about your wonderful land. I, the LORD All-Powerful, have
spoken!
7. Keep Your Job – Work as hard on yourself than you do on
your Job – Jim Rohn
• Identify your critical skills
• Develop those skills
• Maintain
• God will bless you in your Work
• See yourself as Self Employed
• You are the CEO of yourself!
• Personal Development is the KEY
• Read in your field
• Use the Golden Hour 4am to
6am
• Attend
– Seminars
– workshops and
– Conferences
• Network in your field
8. Keep a strict Account
• Track where your money
goes
– Phone calls
– Drinks
– “Mmeda ma se”
– Fuel
– Eating out too much
9. Keep a Strict Account
• Track where your
money goes
– Phone calls
– Drinks
– “Mmeda ma se”
– Fuel
– Eating out too much
10. Sample Personal Finance Plan
Additional Income
Total Income
Income 2,500.00 - 2,500.00
Monthly Financial Planning Remarks
Tithe 250.00 standing order
Home Support 600.00
Retirement Plan 300.00 standing order
Welfare Plan 44.44 standing order
Child Education 200.00 standing order
Parent Support (F.K, santuo, Ataa) 400.00
103.00 standing order
Family Income Protection Plan (Star-life) -
Other Investments 200.00 standing order
Car and fuel 200.00
Salary 300.00
Others -
Rent -
2,597.44 (97.44)
11. Get Second Income!
• You can’t live on one job
TODAY!
• Find part-time businesses
• Network marketing
• Find your passion and
pursue them – it could be
a source of additional
income
12. Save!
• Actively put money aside
for the rainy days
• Determine monthly
income or expenditure
• Save same amount at least
3 to 6 months
• When the unexpected
happens
– Loose job or
– Take a long Holiday
13. Invest.. “It is not how much you make, BUT what you
do with what you make, that makes the difference” Zig Zigla
• When your money works
for you
• When you enjoy free cash-
flow - either you are
working or not
• Free cash flow
• Cash flow should be equal
or more than monthly
income or expenditure
• You can decide not to work
again
• Great Plan for retirement
15. Hedge All Your Risks
• Don’t spend all your
investments or savings on
risks that can be
protected with Insurance
• Take charge of your Peace
of mind NOW!!!! With
insurance
16. Debt free
• 2 Types of debt
– Bad Debts
– Good debts
• Debts
– Kill Businesses
– Life’s frustration etc
– Lower self esteem
• Good debts are in Assets
• Bad debts are in
consumable items
18. Watch what you say
• Life and death are in the power of
the tongue.
• There is a reason why Jesus could
speak to a fig tree and see the
results of what He said twenty-
four hours later.
• There is also a reason why God
could speak the worlds into
creation and see immediate
results—He believed what He
said.
• Words are things. It's important
to understand that when you
speak words, you are also
speaking things.
19. Give
• Second Corinthians 9:7-11 gives • Luke 6:38 says, "Give,
some important information about
giving as well: "Every man according and it shall be given
as he purposeth in his heart, so let unto you; good
him give; not grudgingly, or of
necessity: for God loveth a cheerful measure, pressed down,
giver. And God is able to make all and shaken together,
grace abound toward you; that ye,
always having all sufficiency in all and running over, shall
things, may abound to every good
work. Now he that ministereth seed
men give into your
to the sower both minister bread for bosom. For with the
your food, and multiply your seed
sown being enriched in every thing to same measure that ye
all bountifulness, which causeth mete withal it shall be
through us thanksgiving to God."
measured to you
again."
