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Protect Your Restaurant
From Data Breaches:
Preparing for Oct ‘15
Chat us using
the Q+A panel
to your right
Questions?
Why We’re Talking About Security
Major Hacks are in the News
Changes Are Coming…
watch the full webinar at www.upserve.com/resources
We Asked Some Experts
to Help us Out…
watch the full webinar at www.upserve.com/resources
Laura Knapp Chadwick
The Processing Expert
Tony Lucca
Merchant’s Perspective
Bright Fulton
The Data Security Expert
watch the full webinar at www.upserve.com/resources
OCTOBER 2015 = A LIABILITY SHIFT
FOR FRAUDULENT CHARGES
Before: Processors
assumed most of the
liability for fraudulent card
charges, or “chargebacks.”
Oct ‘15: Liability shifts
to merchants who do not
choose to adopt EMV
technology.
watch the full webinar at www.upserve.com/resources
What Is EMV?
EMV stands for Europay, MasterCard and Visa.
It’s become the global standard for “chip cards”
and IC card capable point of sale (POS) terminals
and automated teller machines (ATMs).
It’s used for authenticating
debit and credit card
transactions.
watch the full webinar at www.upserve.com/resources
How is it more secure?
Microchip technology - The microchip
technology assigns a “unique transaction number”
which allows the merchant’s terminal to challenge the
EMV card to prove that it’s authentic.
This makes it harder to
counterfeit than a mag strip,
and adds additional levels of
authentication to the
transaction process.
watch the full webinar at www.upserve.com/resources
What Will I Be Liable For?
EMV
Mag Stripe
EMV EMV
Mag Stripe Issuer
Mag Stripe Merchant
Issuer
CARD TYPE TERMINAL WHO’S LIABLE
watch the full webinar at www.upserve.com/resources
To Adopt
…or not?
watch the full webinar at www.upserve.com/resources
of restaurateurs say
50%
“NOT YET”
watch the full webinar at www.upserve.com/resources
Take your restaurant’s security
into your own hands
watch the full webinar (with audio) at
upserve.com/resources

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How much could a payments security breach cost your restaurant?

  • 1. Protect Your Restaurant From Data Breaches: Preparing for Oct ‘15 Chat us using the Q+A panel to your right Questions?
  • 2. Why We’re Talking About Security Major Hacks are in the News Changes Are Coming… watch the full webinar at www.upserve.com/resources
  • 3. We Asked Some Experts to Help us Out… watch the full webinar at www.upserve.com/resources
  • 4. Laura Knapp Chadwick The Processing Expert Tony Lucca Merchant’s Perspective Bright Fulton The Data Security Expert watch the full webinar at www.upserve.com/resources
  • 5. OCTOBER 2015 = A LIABILITY SHIFT FOR FRAUDULENT CHARGES Before: Processors assumed most of the liability for fraudulent card charges, or “chargebacks.” Oct ‘15: Liability shifts to merchants who do not choose to adopt EMV technology. watch the full webinar at www.upserve.com/resources
  • 6. What Is EMV? EMV stands for Europay, MasterCard and Visa. It’s become the global standard for “chip cards” and IC card capable point of sale (POS) terminals and automated teller machines (ATMs). It’s used for authenticating debit and credit card transactions. watch the full webinar at www.upserve.com/resources
  • 7. How is it more secure? Microchip technology - The microchip technology assigns a “unique transaction number” which allows the merchant’s terminal to challenge the EMV card to prove that it’s authentic. This makes it harder to counterfeit than a mag strip, and adds additional levels of authentication to the transaction process. watch the full webinar at www.upserve.com/resources
  • 8. What Will I Be Liable For? EMV Mag Stripe EMV EMV Mag Stripe Issuer Mag Stripe Merchant Issuer CARD TYPE TERMINAL WHO’S LIABLE watch the full webinar at www.upserve.com/resources
  • 9. To Adopt …or not? watch the full webinar at www.upserve.com/resources
  • 10. of restaurateurs say 50% “NOT YET” watch the full webinar at www.upserve.com/resources
  • 11. Take your restaurant’s security into your own hands watch the full webinar (with audio) at upserve.com/resources