14. NATIONALISATION OF BANK
• IMAGE: Indira Gandhi’s decision to go ahead
with the nationalization of banks helped her
gain support. Here, the former PM is seen
during a Congress parliamentary party
meeting in New Delhi on July 17, 1969
15. NISA
• NATIONALISE - 19
• IDBI - 1
• SBI - 1
• AS SOCIATE - 5
• TOTAL NO OF PUBLIC SECTOR OF BANK - 26
22. FUNCTION OF RBI
• ISSUE OF CURRENCY
• BANKER’S BANK
• GOVERONMENT BANK
• MAINTAIN OF FOREIGN CURRENCY
• LENDER OF LAST RESORT
• MONETRY POLICY OF CREDIT CONTROL
28. OTHER TYPES OF MONEY
• NEAR MONEY
• HOT MONEY OR HARD MONEY or HARD
MONEY or DEAR MONEY
• CHEAP MONEY or soft money
• FIAT MONEY
• BLACK MONEY
• NARROW MONEY
• BROAD MONEY
32. LOAN
• 90- day not paying installment-NPA
• 9O-180 days- standard NPA
• 180-1 YEAR-sub standard NPA
• 1-3 YEAR doubtful asset
• After 3 year –loss bad debit
43. STALE CHEQUE
• 2.Stale cheque: A cheque which is issued
today must be presented before bank within a
stipulated period. After expiry ,no payment
will be made and then it is
44. MULTILATED CHEQUE
• In case cheque is torn into two or more pieces
and presented for payment such cheque is
called mutilated cheque. The bank will not
make payment against such cheque without
getting confirmation of drawer
45. Post –dated cheque
• Cheque on which drawer mention a date
which is subsequent to date on which it
presented