1. N R I HOME LOANS - DOCUMENTS FOR HOME LOAN
Copy o f Passport including page containing visa stamping
All pages of passport including copies of pages with immigration
stampings for in/out of country and India requested
(1)Copy of work permit
Has a work permit been issued? Or is it not necessary
For NRIs with OCIs? If issued, attach copy otherwise a small
Clarificatory letter requested. (will send draft letter)
(2)Copy of employment contract and Appointment Letter from existing
employer and previous employer if the period of continuous service
with present employer is less than 2 years
(*)
Moreover, 2 years’ continuous employment is pre-condition for
eligibility of home loan, therefore, please also send copies
Of earlier appointments covering 2 years period prior to submission
of loan application.

2. (3)Copies of salary slips for last 3 months prior to submission of
Loan Application Form
(4)Copy of Income Tax Returns for LAST TWO YEARS
Please send copies for IT returns for last 2 years/3 years for
businessmen
(5)Copy of statement of account where salary is credited for last 12
months prior to date of submission of Loan Application Form. And
statement of account for all bank accounts for last six months.
(6)Copy of NRI account statement for last six months
Please submit statement for all bank accounts in India
(7) Copy of identify card issued by employer
(8) Copy of Social Security Card
If any such card (as in USA) issued, please send a

3. Copy, if not, a small clarificatory letter (will send draft)
(9)Proof of residence abroad (tax bill/water bill) or if the property is
owned (document like allotment letter/sale document etc.
Please send copy of Lease Deed or if owned, please send
Copy of house tax bill, telephone bill, electricity and water
Bill latest for the property owned. If property is Company
Allotted quarters, please send allotment letter from Company.
Also, if any of your bank accounts has your present
Residence address, please send copy of bank statement page 1
containing the address
(11)Details of Investment and liabilities attach copies evidencing for
ownership of the assets. For liabilities give details of monthly EMI and
statements of loan accounts for last 12 months
Please try to fill statement of assets and liabilities sent.
(12) Three passport size photographs
Please keep handy to send with lot of other papers

4. (10) Applicant’s Profile and profile of the employer and copy of
your degree certificate
A small document containing basic details about yourself,
family background, your qualification, like your CV
For employer’s profile , Bank requires information with regard to
your employer, history, details of activities in brief, contact details,
etc.
(This does not require any signatures from Company but signed by
you for self-attestation)
(13) Address of Office, contact numbers, e mail addresses
Please send on a plain paper
(14) Credit Report
Please try to get one report from Companies like EXPERIAN ETC. containing
information on your credit-worthiness, financial track report, etc. by applying online.
If no such report is available in the country of your residence, please send a
clarificatory letter.
(14) Power of Attorney in Banks’ standard form (specimen attached).
Procedure for execution will be advised at the time of submission of
application for home loan
Once property is finalized, we will send you process for this

5. (15) Copy of Indian PAN CARD if issued
Please send the copy if issued
(16) Latest Credit card statement
All the papers should be self attested.
If the loan is required in joint names, similar papers for co-borrower
viz. spouse. If the house is under construction, Papers for Interim
Guarantor till registration of equitable mortgage
(1) Identify proof
(2) Residential address proof
(3) Salary slips for last 3 months
(4) For businessman – 3 years balance sheets with
(5) Assets & Liabilities statement
(6) Income tax returns for last 2 years (3 years for businessman
along with profit & Loss, balance sheet and other financial
statements
(7) Copy of bank statement for last 6 months
PROPERTY DOCUMENTS REQUIRED
Please hand over to your relative back home to hand over and discuss availability of these papers
with the builder/seller so that all the papers required by the Bank are available.
For purchasing New or Re-sell house or Loan Account Transfer from any other Bank,
property documents required (FOR NON-TIE-UP PROJECTS)

6. (1) Latest 7/12 (Current month)
(2) Form No.6 – Property Card (all entries of last 15 years)
(3) Registered allotment letter or agreement to sale or sale deed of land
(4) No Objection certificate (NOC) as per Bank’s format (Annexure-B)
(5) RAJA CHITTHI from AMC or AUDA
(6) Approved Plan from AMC or AUDA (A) Unit (B) Lay out
(7) Registration Receipt of Sale Deed
(8) Copy of Index 2
(9) Construction/Development Agreement
(10)Registration certificate of Society or Company
(11)Original Margin Money Receipt
(12)Title Clearance report of Land purchased by (Builder-Society-Association)
(13) Leaflet “U” or Memorandum & Articles of Association
(14)N.A. Permission or Form-2 (GAM NO NAMUNO-2)/NOC
(15)Sale or Lease Deed in favour of Society or Association or Company
(16) Copy of Share Certificate (both sides)
FOR PURCHASE OF OLD PROPERTIES
(1) Copy of possession letter
(2) B.U . Permission
(3) Latest Tax Bill
If the Sale Deed for Land and/or Allotment letter has been signed by Power of
Attorney Holder, copy of registered POA may be given.
FOR LOAN ACCOUNT TRANSFER FROM OTHER BANK
(1) List of Original Documents of Property from the Bank or Institution
(2) Pre-mature loan closure letter
(3) Last 3 years Statement of Loan Account
(4) Loan Sanction Letter
(5) Certified Xerox copies of all documents of property
(6) Sellers KYC i.e. copy of PAN CARD, address proof and Bank a/c. details
FOR TAKE OVER GUARANTOR IS REQUIRED

7. (1) Latest 7/12 (Current month)
(2) Form No.6 – Property Card (all entries of last 15 years)
(3) Registered allotment letter or agreement to sale or sale deed of land
(4) No Objection certificate (NOC) as per Bank’s format (Annexure-B)
(5) RAJA CHITTHI from AMC or AUDA
(6) Approved Plan from AMC or AUDA (A) Unit (B) Lay out
(7) Registration Receipt of Sale Deed
(8) Copy of Index 2
(9) Construction/Development Agreement
(10)Registration certificate of Society or Company
(11)Original Margin Money Receipt
(12)Title Clearance report of Land purchased by (Builder-Society-Association)
(13) Leaflet “U” or Memorandum & Articles of Association
(14)N.A. Permission or Form-2 (GAM NO NAMUNO-2)/NOC
(15)Sale or Lease Deed in favour of Society or Association or Company
(16) Copy of Share Certificate (both sides)
FOR PURCHASE OF OLD PROPERTIES
(1) Copy of possession letter
(2) B.U . Permission
(3) Latest Tax Bill
If the Sale Deed for Land and/or Allotment letter has been signed by Power of
Attorney Holder, copy of registered POA may be given.
FOR LOAN ACCOUNT TRANSFER FROM OTHER BANK
(1) List of Original Documents of Property from the Bank or Institution
(2) Pre-mature loan closure letter
(3) Last 3 years Statement of Loan Account
(4) Loan Sanction Letter
(5) Certified Xerox copies of all documents of property
(6) Sellers KYC i.e. copy of PAN CARD, address proof and Bank a/c. details
FOR TAKE OVER GUARANTOR IS REQUIRED