When getting in a car accident, many people are often in disarray and don't know what to do. This slideshow provides answers to people's most frequently asked questions after they've been involved in a car accident.
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Auto Accident FAQ's
1. Auto Accident 6 Frequently
Asked Questions
By: Steven Schwartzapfel
2. Frequently Asked Question 1
Do I have a case?
Anytime someone dies or suffers injuries as a
result of someone else’s wrongdoing that
person may have a case. There are many
factors involved when an attorney decides
whether to accept a case. There may be
multiple causes and several defendants
responsible for the accident. What at first
glance may appear to be simply an auto
accident may also be the result of an employer
who negligently hired a driver with a history of
prior tickets, arrests and convictions. It may be
an automotive manufacturer defect that
caused the accident, or the result of a highway
design defect. There is a list of possible
causes and responsible parties even in what
appears to be a simple auto accident.
3. Frequently Asked Question 2
Are there any time limits to file a
lawsuit?
Yes. The lawsuit must be filed
before the expiration of the Statute
of Limitations or the claim may be
barred forever.
4. Frequently Asked Question 3
What is my case worth?
Each and every case is different.
Before giving an opinion of the value of
the case, an experienced lawyer will
spend the time and resources to
conduct a thorough investigation of
your case. The lawyer will obtain and
review every document and record;
and review the law relevant to your
case. After careful consideration and
evaluation of your case, an
experienced lawyer should be able to
give you a range of what your case is
worth.
5. Frequently Asked Question 4
How much money will I receive?
The amount of money you may ultimately collect, whether by
settlement or verdict , will vary depending upon the following
factors:
A) How the accident occurred and your available proof such as
photos, witness statements and expert opinions on liability and
damages.
B) The nature and extent of your injuries. Did you go to the
hospital? Was physical therapy, rehab or any medical devices
needed for recovery? Because you were out of work did you
lose wages, your pension or social security benefits?
Various things are involved and taken in to account to
determine how much a the victim of an auto accident will
receive.
6. Frequently Asked Question 5
What happens if the insurance
company says my car is totaled?
If the cost to repair the vehicle is more
than the car is worth, the insurance
company will most likely “total” the
vehicle and give you a check for what
they believe the car is worth.
However, you may still be obligated to
pay the car loan if you financed it.
7. Frequently Asked Question 6
What if the person who caused the
accident doesn’t have insurance?
If the person at fault does not have
coverage for the damage they
caused, you may have to file an
injury claim under your own
insurance policy. The coverage is
referred to as uninsured motorist
insurance and is required by law to
have in New York State.