A food truck policy is especially made to give a food truck the protection needed without having to require that it pay for unneeded coverages.

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Does My Food Truck Require Business Insurance?
A food truck policy is especially made to give a food truck the
protection needed without having to require that it pay for unneeded
coverages.
Concessionaires
Event concessionaires who attend fairs, carnivals, as well as likewise events might have
insurance needs that are similar to the ones of a cart or more like a gourmet food truck.
Coverages which are suitable for event concessionaires depends upon whether they
utilize a trailer, cart, truck, or something else, and which beverages, as well as foods
they provide, where they sell their products, as well as many additional factors.
Hot Dog and Hamburger Carts
Hot dog, hamburger, as well as additional food carts which are taken to a location are
mostly in a likewise position as an ice cream bike. These types of food carts often do
not require commercial vehicle insurance, yet most of the coverages they do require are
found within truck policies. Policies that are adjusted for the decreased risk exposure of
such carts usually will provide enough coverage for an affordable cost.
Ice Cream Bikes and Trucks
In addition, a food truck policy is frequently a great option for an ice cream business,
which includes ice cream bikes and trucks.
An ice cream truck ought to give consideration to a food truck policy because such a
business matches the traditional food truck description. It might drive around
communities instead of parking at a festival, yet this type of business still is selling food
items out of a truck that is driven to various locations.

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An ice cream business (on a bike) may have the ability to obtain the protections needed
with a paired down policy. Generally, states do not require a bike to be protected by a
car policy; therefore, this type of business frequently opts to get a policy which includes
most of the coverages a truck might want yet that does not have commercial car
coverage.
Food Truck Insurance
If you run any of those businesses, ask an insurance agent specializing in food truck
insurance to assist you in discovering a policy for your unique business.
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Steely & Smith Insurance
3662 Route 202
Doylestown, PA 18902
(215) 345-9410
http://steelyandsmith.com
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