Need commercial insurance for your business truck? Learn how to get the best commercial insurance for you and your company.

1. Steely & Smith Insurance | (215) 345-9410 | http://steelyandsmith.com
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Commercial Insurance – Towing and Recovery
There may come a time a tow truck is
necessary, and it may be you are the
company who owns the truck. If so,
keep reading as to why having tow
insurance is important for you and
your company. It could mean the
difference between a hefty lawsuit,
bankruptcy or a highly profitable
business.
Many states require towing
companies to carry a specific amount
of insurance coverage because of the nature of the business. Often, there
are very specific requirements for insurance coverage that are considerably
higher than standard auto insurance. Here is a quick rundown of possible
requirements based on a general idea by state. CSL – Combined Single
Limit, a term used to define limits on a single accident and occurance.
 Truck liability - $500,000.00 csl
 Garage - $500,000.00 csl
 Car tow - $25,000.00 csl
 Keepers Liability (For when the car is in the impound) - $25,000.00 csl
Additional insurance includes workers’ compensation which covers your
drivers in case of an accident while on the job. This also protects you, the
employer, from frivolous lawsuits from what may or may not be worker
related. There are plenty of coverage options for you, and often workers’
compensation is required by state law.
Another important insurance coverage is physical damage to YOUR vehicle in
the case of damage or loss while in working. Tow trucks can get dinged and
damaged during the course of the job, so protecting your investment is
important. There are two parts: comprehensive – fire, theft, explosions,
vandalism etc.; collision – overturns, rolls and accidentally hitting another
vehicle.

2. Steely & Smith Insurance | (215) 345-9410 | http://steelyandsmith.com
We Have More Great Content Here
http://www.pinterest.com/steelyandsmith
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Do you have a commercial vehicle or tow truck? If so, contact Steely and
Smith for the best in commercial insurance options. We will craft a plan that
will help you make the best decision for your business.
All Rights Reserved
Steely & Smith Insurance
3662 Route 202
Doylestown, PA 18902
(215) 345-9410
http://steelyandsmith.com
robin@steelyandsmith.com