2. 2
Introduction to DBS
01
DBS Treasures
02
Suite of Wealth Solutions
03
DBS Infinite Debit Card
04
Recognition Beyond Boundaries
05
Being a Purpose-driven Bank
06
ContactUs
07
4. 4
About DBS Bank
We are headquartered in Singapore,with a growing
presence in Greater China,SoutheastAsia and South Asia.
Total Assets (SGD)
650bn
Income (SGD)
14.6bn
Net Profit (SGD)
4.7bn
Institutional
Banking Customers
~240k
Retail Banking
Customers
~10.7mn
Employees
~29k
Financialperformance2020
HongKong
Singapore
Taiwan
MainlandChina
You can find us in 18 markets globally,
includingsixpriority markets in Asia.
India
Indonesia
Locations
~60
Branches
~600
ATMs
~1000
5. 5
Banking the Asian Way
How we differentiateourselves
Asian Insights
Asian Service
Asian Relationships
Asian Connectivity
Asian Innovation
6. 6
About DBS India
DBS is now the 4th largestforeign bankin India,
which is one of the sixkey markets for DBS Group
Net Revenue (INR)
4,468cr
Total Deposits (INR)
51,501cr
Institutional Banking
Customers
~15.5k
Net Profit (INR)
311cr
Net Advances (INR)
36,972cr
Retail Banking
Customers
~2.6mn
Capital Adequacy Ratio
15.13%
Net NPA
0.49%
Employees
~1850
FinancialperformanceFY21
PAN India Presence
600 Branches Across
19 States In India
7. 7
DBS | Awards and Accolades
Global recognitions | India awards gallery
Best Bank in the
World 2020
Global Finance
Winner
Open Banking
Best Bank, Asia
Best Bank for CSR, Asia
Excellence in leadership, Asia
APAC Best
Employer
Best International
Bank in India
Asiamoney 2021
India’s best
workplaces in
BFSI 2021
World’s Best
Bank 2020
Forbes
World’s Best Bank
Euromoney 2021
World’s Best Digital Bank
Euromoney 2021
Best Bank in India
Forbes 2021
Asia’s Safest Bank
2009-2021
8. 8
DBS in India – The 26 Year Journey
Upgrades to a formal
bank branch &
launches corporate
banking in India
1995 2005
Launches
Retail Banking
Launches SME
Banking
2011 2016
Launches digibank, India's first
mobile-only bank
Sets up DBS Asia Hub 2 in
Hyderabad - its largest technology
hub outside Singapore
Moves its India
headquarters to a 1 lac
sq. ft. office space at the
iconic Express Towers in
Nariman Point, Mumbai
2017 2018
DBS receives
approval to establish
wholly-owned
subsidiary in India
DBS Bank India
Limited is
established
2019 2020
Amalgamation of
Lakshmi Vilas
Bank with DBS
Bank India Limited
1994
First Singaporean
Bank to set up a
representative
office in India
9. 9
DBS : Strong Commitment to India
DBS is now the 4th largest
foreign bank in the country
DBS became a Wholly Ow ned
Subsidiary in India in March 2019
and has been rated AAA/Stable by
CRISIL, an S&P Global company
DBS is a full service bank in India providing
a comprehensive range of services:
DBS Asia Hub 2 at
Hy dera ba d is th e
bank’s first Technology
Development Centre
outside of Singapore
with a strength of
~ 2,300 employ ees
C o m mi t t ed t o
India - cumulative
investment by DBS
Singapore in DBS
Bank India Limited
st a n ds a t ov er
S $ 1 . 5 B i l l i o n
~ 1,850
Employees
~ 15,500
Corporate
Customers
~ 2.6 million
Retail
Customers
Corporate &
Investment
Banking
Cash
Management
Trade
Solutions
Supply
Chain
Treasury &
Markets
Consumer
Banking
*Numbersfrom2020-21
11. Experience Treasures Beyond Wealth
There's no greater gift than time well-spent
making magical moments with the ones that
matter most: your family. Let nothing get in the
way of this. Discover premium banking and
wealth management program from Asia's
Safest bank, so that you can experience life's
treasures beyond wealth.
“
Get recognition
beyondboundaries
with Global Privileges
”
Care for loved
ones with Family
Privileges
Stay one step
aheadalways with
timely insights
Be In control
wherever you are with
our Digital FirstDNA
Build a better
world for
sustainable growth
11
12. Digital Banking to manage your life, your way
Enjoy a super-powerforsuperheroes like you. digibankby DBS is the
digital banking partnerfor your Treasures account,and justthe thing to help
you stay in control of your wealth,whereveryou are.
Super-Smooth Navigation
One-click navigation
so that you can get work done faster
All-in-one view
lets you see and manage all your
accounts linked via UPI
Super-Quick Remittances
Fastest outward remittances
that are paperless and at zero fees*
Super-Convenient
No more need to visit a branch
to get an e-statement
End-to-end debit card management
including changing PIN, reviewing
limits, etc.
Super-Easy Wealth Solutions
Invest in a flash in mutual funds
supported by Morningstar ratings
Open fixed deposits instantly
as per your need
Super-Secure Login
Facial and finger print recognition
for fast and safe login
No OTPs
thanks to super-secure device binding
Super-Fast Payments
Get instant funds in your account
by fetching money from other bank accounts
UPI / IMPS / NEFT / RTGS
for quicker and convenient payments
12
13. Insights Tailored
Just for You
We bring our expertise and the Asian
connectivity to keep you one step ahead of
the curve. Enjoy early access to timely
market insights and highlights from Indian
as well as international markets. That’s not
all. You can also enjoy access to:
“
”
Periodic portfolio
evaluation with
our Central
Insights Team*
Daily, weekly,
monthly and
periodic research
reports from DBS
Group Research
Timely and
relevant insights
post key events
(such as RBI
monetary policy
updates)
Seminars with
industry experts
and top fund
managers
13
* Periodicportfolio evaluation applicableforTotal
Family Relationship ValueofINR50 million and above
14. Our dedicated team of experts to help your
growth ambitions
RelationshipDirector supportedby
Investment
Specialist
Insurance
Specialist
Mortgage
Specialist
Forex
Specialist
CentralInsights
Team
Our wealth management approach
Evaluate
Product performance evaluation
Understand
Explore your needs & aspirations
Risk profile
Investment profile basis risk appetite, time
horizon, liquidity needs
Select
Solutions that match your needs and aspirations
Execute
Facilitate hassle-free transaction
Reports
Statements, News Letters and Fact Sheets
14
15. Investment Solutions
Manage and take your wealth to new heights with our
comprehensive suite of investmentsolutions.
MutualFunds
15
SophisticatedProducts
Portfolio
ManagementServices
Alternate
Investment Funds
330+ approved
products across
20 providers
Equity
Fixed Income
Equity
Equity Mutual Funds
Balanced Mutual Funds
Fixed Income
Debt Mutual Funds
Liquid Mutual Funds
Equity PMS Long Only Equity
Long Short
16. Travel Privileges
Privilegesfor the ones we love
Complimentary airport
pick-up and drop-off *
Complimentary airport
meet-greet and assist *
Complimentary international and
domestic airport lounge access *
Competitive Fx rates
One of the lowest Fx mark-ups on the DBS
Infinite Debit Card on international spends
Your family’s comfort is our priority and so, we have
curatedspecialprivileges just for your travels with them.
16
Spiritual Sojourns Assistance
Global Travel Assistance
* T&C Apply
17. Travel Privileges
Privilegesfor the ones we love
An end to end facilitation and holistic proposition that
includes comfortable stay, transfer and visits to holy sites
Hotel referrals / flight information
and ticketing assistance
Inoculation and visa-related
information
Lost document advice & assistance
Emergency document delivery
Legal referral
Global Travel Assistance
Some more travel privileges to
help your family travel care-free.
Spiritual Sojourns Assistance
17
* T&C Apply
18. Lifestyle Privileges
Privilegesfor the ones we love
Global Medical assistance
Dedicated 24X7 concierge
with 40+ experiences
Complimentary access to golf courses
Invites to curated events
From medical and educational assistance to curated events, in collaboration
with our esteemed partners, we ensure that your family’s lifestyle needs are
not just met, but exceeded.
18
Overseas education assistance
Tax, Trust & Estate planning
Legal services consultation
Property management services
19. Lifestyle Privileges
Privilegesfor the ones we love
Some more lifestyle privileges forenriched experiences
and uninterrupted family time
Movie premieres
Art, theatre and
musicalexperiences
Seminars
Invites to curated events
19
20. Insurance Solutions
• Competitive pricing and priority processing for DBS clients
• Option for joint life cover
Protection
Enjoy specialprivilegesand benefits acrossan array
of insurance solutions from multiplepartners.
20
Analytics
basedbuying
process
Compare yield,
pricing,services,
features and benefits
• Market linked funds rated by Morningstar
• No medicals up to ₹60M* of insurance cover
Investment and Savings
• Specialized covers for critical illnesses
• Hospitalization cover for your loved ones.
Health
* T&C Apply
21. Mortgage Solutions
Whetheryou’re looking to investin property or find the right
mortgage solutions,ourexperts will take care of your needs.
Attractive interest rates Quick disbursement
Hassle-free processing Free and safe document storage
Dedicated mortgage specialist Expert financial advice
No pre-payment charges Tenure up to 25 years
Home Loans
Benefits with DBS Treasures
Balance Transfer with Top-Up Loan Against Property
21
22. DBS Infinite Debit Card
for you to bask in a world full of infinite possibilities
Cashback on
debit card
spends
Free cash
withdrawals from
any ATM
worldwide
Higher daily
cash/purchase
limits
Competitive Fx mark-
ups on international
spends
Exclusive discounts
on dining,
shopping and
hotels across Asia
22
23. A single passport for your
finances across the globe
When you become a DBS Treasures
customer in India by maintaining the
total relationship value
requirements, you can easily initiate
a DBS Treasures membership
anywhere in the world*.
Global Privileges
for recognition
beyond boundaries
23
Handpicked
exclusive global
privileges
Enjoy specially curated
privileges depending
on the country you
travel to or choose to
reside in.
Unmatched
global access
Get access to
seamless connectivity
and recognition with
assistance from
your dedicated
Relationship Manager.
24X7 priority
assistance
Avail emergency cash
withdrawals of up to USD
5,000 or equivalent in
participating countries.
Liberalised
RemittanceScheme
Setting up of an overseas
account to manage your
LRS requirements
*T&Cs Apply for Global Privileges
24. Being a purpose-driven bank
Create long-term value in a sustainable way
First bank in Southeast Asia to be included
in the Dow Jones Sustainability Index (DJSI)
Asia Pacific
Constituent of the FTSE4 Good
Global Index
24
Commit to transparent disclosures
DBS is among 513 global companies that have committed to the
recommendations of the Task Force on Climate-related Financial
Disclosures (TCFD) on voluntary disclosures around climate-related risks
and opportunities
Create social impact through DBS Foundation
Nurtured 110 social
enterprises through DBS
Foundation’s capacity-
building programmes
Mentored more than 50
and awarded SGD 1.25
million in grants to 12
social enterprises
Banked 534 social enterprises
through the DBS Social Enterprise
Banking package, designed to meet
the needs of social enterprises
With responsible banking and business
practices thatcreate social impact,we desire to
make a difference beyond finance to touch real
people,real businessesand real lives.
25. Contact Us
25
Dedicated Banker and Wealth Specialist
18602671234 (India) or 8008526186 (Singapore)
customercareindia@dbs.com
www.dbs.com/in/treasures
Awards
World’s Best Bank
Euromoney 2021
World’s Best Digital Bank
Euromoney 2021
Best Bank in India
Forbes 2021
Safest Bank in Asia
Global Finance 2009-2021
26. DBS Treasures
Privileges
26
Total RelationshipValue*
with the Bank
Up to30 Lacs 30 Lacs- 2 Crores More than 2Crores
BankingPrivileges
Complimentary Bank Account + + +
PremiumDebit Card
(Daily Cash / POSLimit)
Platinum
( 3.00 Lacs /
3.00 Lacs)
Infinite
( 3.00 Lacs /
3.00 Lacs)
Infinite
( 3.00 Lacs /
3.00 Lacs)
Free ATM transactions
Unlimited Free
(Domestic)
Unlimited Free
(Domestic)
Unlimited Free
(Worldwide)
PersonalAccident (Air only) Insurance INR5 Lacs INR5 Lacs INR5 Lacs
Complimentary Doorstep Banking - 1 per month 4 per month
Priority Servicing + + +
Lifestyle Privileges^
ConciergeServices - + +
Travel Program
• Airport Pick-up / Drop - 2 per year 4 per year
• Airport Meet & Assist - - 1 per quarter
InternationalAirport LoungeAccess - - 1 per quarter
DomesticAirport LoungeAccess
(Powered by Visa)
- 4 per quarter 4 per quarter
Global Travel& MedicalAssistance - + +
Golf green fees waiver - 1 game per quarter 2 games per quarter
BookMyShow Offer -
50% off, Up to 4 tickets,
Up to 500 per month
50% off, Up to 4 tickets,
Up to 1,000 per month
OverseasEducation Program - + +
Tax, Trust and EstatePlanning - + +
Legal Services - + +
Inviteto curated events - + +
‘+’ Indicates “applicable”
‘-’ Indicates “not applicable”
*Total Relationship Value (TRV) is across all accounts in a family
and calculated by aggregatingaverage quarterly saving
account balances and end of period term deposits, insurance,
investments and mortgage loan outstanding. 40% of the net
balance of the loan(Home Loan / LAP) will be considered
towards TRV computation.
^Privileges which are in collaboration with our partners may be
temporarily unavailabledue to COVID restrictions and
Guidelines
Family means a group of 3 accounts linked to primary account
holder
