This document summarizes Xcel Energy's business profile, environmental leadership initiatives, regulatory framework, growth opportunities, and financial performance. Xcel Energy is a major utility operating in 8 states, focusing on reducing carbon emissions through renewable energy investments and technology pilots. The company expects to grow earnings 5-7% annually through rate base investments and has a track record of increasing its dividend by 2-4% per year.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
1. Reducing Carbon
Delivering Results
European Investor Meetings
June 9 - 13, 2008
2. Safe Harbor
This material includes forward-looking statements that are subject to
certain risks, uncertainties and assumptions. Such forward-looking
statements include projected earnings, cash flows, capital
expenditures and other statements and are identified in this document
by the words “anticipate,” “estimate,” “expect,” “projected,”
“objective,” “outlook,” “possible,” “potential” and similar
expressions. Actual results may vary materially. Factors that could
cause actual results to differ materially include, but are not limited to:
general economic conditions, including the availability of credit,
actions of rating agencies and their impact on capital expenditures;
business conditions in the energy industry; competitive factors;
unusual weather; effects of geopolitical events, including war and acts
of terrorism; changes in federal or state legislation; regulation; actions
of accounting regulatory bodies; and other risk factors listed from
time to time by Xcel Energy in reports filed with the SEC, including
Exhibit 99.01 to Xcel Energy’s report on Form 10-K for year 2007.
3. Company Profile
Traditional Regulation
NSP-Wisconsin
Operate in 8 States
NSP-Minnesota 6% of earnings *
40% of earnings *
Combination Utility
Electric 85% of net income
Gas 15% of net income
PSCo
49% of earnings * Customers
3.3 million electric
1.8 million gas
SPS 2007 Financial Statistics
5% of earnings * NI Ongoing: $612 million
NI GAAP: $577 million
* Percentages based on 2007 Ongoing Earnings
Assets: $23 billion
Equity ratio: 43%
2007 EPS Ongoing: $1.43, GAAP: $1.35
2008 Dividend $0.95 per share annualized
4. Attractive Investment Opportunity
Environmental leader with both a willingness and
the ability to address environmental challenges
Constructive regulation with enhanced recovery
of major capital projects
Rate base growth opportunities
Track record of successful execution
Strong corporate governance
5. Environmental Leader
Resource plans’ projected CO2 emission reductions
Minnesota plan: 22% reduction by 2020
Colorado plan: 10% reduction by 2017
Innovative technology
Smart Grid
Solar
Wind to battery
Wind to hydrogen
Demand Side Management
Geographic advantages
Wind
Solar
Biomass
Carbon sequestration
6. Geographic Competitive Advantage
Biomass Resource
Wind Resource
Source: National Renewable Energy Laboratory
Solar Resource
Wind Density
High
Low
Xcel Energy
States Served
9. Smart Grid Pilot Project
Pilot project in Boulder, Colorado:
Five major partners
Total project cost ~ $100 million
Xcel Energy portion ~ $15 million
Build out completed in 2009
Scope:
Smart meters
Real time, high speed, two–way communications
Intelligent home/smart appliances
Demand Side Management
Distributed generation
Renewable energy sector growth
Energy storage devices
10. Constructive Regulation
Transmission riders – CO, MN, ND, SD
Renewable riders – CO, MN
MERP rider – MN
Conservation/DSM riders – CO, MN
Environmental riders – MN, ND, SD
Capacity rider – CO
Comanche 3 forward CWIP via general rate case – CO
IGCC rider – CO
Air quality improvement rider – CO
11. Projected Rider Revenue
Dollars in millions
240
CO AQIR
MN Renewable Energy Standard $195
200
CO Trans Cost Adjustment
MN Trans Cost Recovery $166
MN MERP
160
120 $107
$73
80
40
0
2006 2007 2008 2009
12. Regulatory Results
Rate relief granted 2006-2007: $400 million
2006 Minnesota electric rate case: $131 million
2006 Colorado electric rate case: $151 million
2006 Wisconsin gas and electric rate cases: $47 million
2007 Colorado gas rate case: $32 million
Other: $39 million
13. Recovery on Capital Investment*
Dollars in millions
2,800
$2,350
2,400
$2,150
$2,000
$1,900
2,000
1,600
1,200
800
400
0
2008 2009 2010 2011
Traditional Recovery Enhanced Recovery Depreciation
* Capital forecast based on middle of range
14. Delivering on Rate Base Growth*
Dollars in billions
CAGR = 7.5%
$16.9
$15.7
$14.9
$14.0
$12.8
$11.7
2006 2007 2008 2009 2010 2011
* Growth based on middle of capital forecast range
15. Proven Track Record:
Delivering on 5 – 7% EPS Growth
Ongoing EPS excludes the impacts of COLI and disc ops.
A reconciliation to GAAP earnings is included in the appendix.
Guidance Range
$1.45 – $1.55
$1.43
$1.30
$1.15
~ 5%*
10%
13%
2005 2006 2007 2008
Ongoing Ongoing Ongoing Guidance
* Estimated growth rate based on middle of guidance range
16. Proven Track Record:
Delivering 2 – 4% Dividend Growth*
Annualized dividend per share
2004 – 2008 CAGR = 3.4%
$0.95
$0.92
$0.89
$0.86
$0.83
$0.75
2003 2004 2005 2006 2007 2008
* Xcel Energy increased the dividend by 3¢ on May 21, 2008
17. Strong Corporate Governance
Independent Lead Director appointed June 2007
Annual election of all directors
12 independent directors on 13 person board
Management compensation aligned with
shareholders – stock ownership guidelines:
CEO ownership 5x annual base salary
CFO/Other Officers ownership 3x base salary
18. Value Proposition
Low risk, fully regulated and integrated utility
Constructive regulation with enhanced recovery
of major capital projects
Pipeline of investment opportunities
Environmental leader, well–positioned
for changing rules
Attractive Total Return
Sustainable annual EPS growth of 5% – 7%
with upside potential
Strong dividend yield of ~ 4.4%
Sustainable annual dividend growth of 2% – 4%
20. Reconciliation –
Ongoing EPS to GAAP
Dollars per share
2007
2005 2006
Ongoing Earnings $1.15 $1.30 $1.43
PSRI/COLI 0.05 0.05 (0.08)
Continuing Operations $1.20 $1.35 $1.35
Disc Ops 0.03 0.01 –
GAAP Earnings $1.23 $1.36 $1.35
As a result of the termination of the COLI program, Xcel Energy’s management
Energy’s
believes that ongoing earnings provide a more meaningful comparison of earnings
comparison
results between different periods in which the COLI program was in place and is
more representative of Xcel Energy’s fundamental core earnings power.
Energy’s
Xcel Energy’s management uses ongoing earnings internally for financial planning
Energy’s planning
and analysis, for reporting of results to the Board of Directors, in determining
Directors,
whether performance targets are met for performance-based compensation,
performance-based
and when communicating its earnings outlook to analysts and investors.
investors.
22. 2008 Regulatory Status
Status
Requested
New Mexico Electric December 2007 Pending
$17.3 million Summer 2008
11.0% ROE
North Dakota Electric December 2007 Pending
$20.5 million August 2008
11.5% ROE Interim rates
PSCo Wholesale February 2008 Settlement
Base rates $8.8 million $6.5 million
CWIP $3.7 million Blackbox
11.5% ROE
SPS Wholesale March 2008 Pending
$14.9 million
12.2% ROE
23. Capital Expenditure Forecast
Denotes enhanced recovery mechanism
Dollars in millions
2008 2009 2010 2011
Base & Other $1,245 $1,285 $1,310 $1,300
MERP 170 25 10 0
Comanche 3 330 60 10 0
MN Wind Tran/CapX 2020 40 65 115 270
Sherco Upgrade 5 20 75 230
MN Wind Generation 135 0 0 0
Nuclear Capacity/Life Ext 75 120 180 200
Fort St. Vrain CT 100 25 0 0
Total Committed $2,100 $1,600 $1,700 $2,000
Potential Projects 0-100 200-400 200-400 200-500
Range $2,100- $1,800- $1,900- $2,200-
$2,200 $2,000 $2,100 $2,500
24. Capital Expenditures
by Operating Company*
Dollars in millions
2008 2009 2010 2011
NSPM $935 $955 $1,060 $1,380
PSCo 945 650 680 750
SPS 170 205 180 140
NSPW 100 90 80 80
Total $2,150 $1,900 $2,000 $2,350
* Capital forecast based on middle of range
25. Capital Expenditures by Function*
Dollars in millions
2008 2009 2010 2011
Elec Generation $935 $480 $525 $745
Elec Transmission 300 325 390 500
Elec Distribution 355 345 355 360
Gas 140 155 160 155
Nuclear Fuel 145 150 140 105
Common/Other 225 145 130 135
Potential Projects 50 300 300 350
Total $2,150 $1,900 $2,000 $2,350
* Capital forecast based on middle of range
26. Credit Ratings
Secured Unsecured
Fitch Moody’s S&P Fitch Moody’s S&P
Holding Co. – – – BBB+ Baa1 BBB
NSPM A+ A2 A A A3 BBB
NSPW A+ A2 A A A3 BBB+
PSCo A A3 A A– Baa1 BBB
A–
SPS – – – BBB+ Baa1 BBB+
27. Debt Maturities
Dollars in millions
$1,200
SPS
$1,000 PSCo
NSPW
$800
NSPM
$600 Xcel Energy
$400
$200
$0
2008 2009 2010 2011 2012 2013 2014 2015
28. Strong Access to Credit Markets
Issued $400 million of retail hybrid securities
with a 7.6% coupon in January 2008
Issued $500 million of first mortgage bonds
at NSP–Minnesota with 5.25% coupon in March 2008
Potential FMB debt issuances: 2nd half 2008
PSCo: $500 to $600 million
NSP–Wisconsin: Up to $250 million