This document summarizes an education technology business called Pencil that offers an e-learning platform and reseller program. The platform provides online learning content for primary and secondary students in Malaysia. The reseller program allows individuals to earn commissions and bonuses by selling Pencil education packages and building a team of resellers. The summary outlines key details of the Pencil product, pricing, reseller compensation plan including retail commissions, bonuses and a continual residual income opportunity.