The document provides tips for preparing your home and car before traveling during the winter. It advises making your home look lived in by stopping mail and newspaper delivery, mowing the lawn, and leaving lights on with timers. For your car, it recommends checking fluid levels, lights, tires, and making an emergency safety kit. It also stresses considering travel insurance to cover trip cancellations, delays, medical issues and evacuations since standard policies often do not provide coverage for unexpected travel incidents. WBR Insurance can provide flexible policies and discounts tailored to an individual's needs.

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Travel TipsWinter

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Prepare Your Home Before Leaving

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Prepare Your Home Before Leaving
- Make sure your house looks lived
in and that you take the necessary
precautions to avoid electrical and
water damage.
• Stop newspaper and mail services.
- Newspapers littering the yard is an
open invitation to potential home
invaders.
• Install a motion-activated outdoor
floodlight.
• Mow your lawn before leaving.

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Prepare Your Home Before Leaving
- Make sure your house looks lived
in and that you take the necessary
precautions to avoid electrical and
water damage.
• Clear your refrigerator of any food
that will spoil while you’re out of
town.
• Run your garbage disposal with a
half cup of vinegar and some water.
• Take out the kitchen trash.

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Prepare Your Home Before Leaving
- Make sure your house looks lived
in and that you take the necessary
precautions to avoid electrical and
water damage.
• Unplug appliances and televisions.
-This can help save on electricity.
• Lower thermostat temperature slightly.
• Make sure your smoke detectors are
working properly.
• Leave your emergency contact information
with a neighbor.

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TIP: Even if you take the
necessary precautions, a
home invasion can still occur.
Take a fresh inventory of
your possessions, including
new holiday gift items, so
that you know what to claim
in the case of a disaster or
burglary.

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Prepare Your Car if You’re Road-Tripping

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-Check your oil level.
-Fill your washer fluid.
-Change your wiper blades.
-Inspect your battery and all lights:
• Headlights
• Running lights
• Turn Signals
• Fog lights
-Check your brakes, tires, and hoses.
-Make sure your heat is working properly.
Prepare Your Car if You’re Road-Tripping

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-Make a safety kit for your car:
• Blankets
• Toilet paper
• First aid kit
• Non-perishable food
• Flashlight
• Water
• Jumper cables
• Hand warmers
-Make sure you’re covered for roadside assistance in case of an emergency.
Prepare Your Car if You’re Road-Tripping

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Prepare for Unexpected Incidents

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- Consider travel insurance.
• Someone may get sick and cut the
vacation short.
• A winter storm could send you home
early or have you stuck.
• A medical emergency could happen.
-Don’t assume you’ll be covered by:
• Your credit card
• A hotel or resort’s cancellation policy
• Or perhaps even medical insurance
Prepare for Unexpected Incidents

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-Travel insurance is generally 4-12% of
the pre-paid, non-refundable portion of
your trip.
• Provide coverage for trip cancellation
and interruption
• Reimbursement due to:
-Trip delays
-Emergency medical expenses
-Emergency medical evacuations
-Other assistance services and benefits
Prepare for Unexpected Incidents

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TIP: Contact your bank and
credit card before travel so
they don’t accidentally flag
your account for potential
fraudulent spending activity
and put a freeze on your
card.

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• WBR’s insurance is flexible, allowing you to
select the coverages and insurance amounts
that suit your needs.
-Meet with the professionals at WBR
Insurance to find out what policies and
discounts are available for you.
-For more information and a personalized
insurance quote, give us a call at
757-340-0028 or visit our website
www.WBRInsurance.com.