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What to shred and what to keep

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MyOCCU
MyOCCU

Fight identity theft by keeping your personal documents personal. Learn what to shred, when to shred it, and what to keep as you prepare your shred pile.

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Whattoshredandwhen OurannualShredFestisjustaroundthecorner! Wonderingwhattoshredandwhattokeep? Readonforbestpracticesandtoprepareyourshredpile.
Immediately Salesreceipts ATMreceipts Paidcreditcardstatements Paidutilitybills Creditoffers CCancelledchecks(thatarenottax-related) Expiredwarranties
Upto1year Paystubs Bankstatements Paid,undisputedmedicalbills
After7years Tax-relatedreceipts Tax-relatedcancelledchecks W-2s Recordsfortaxdeductionstaken
Itdepends... Autotitles Keepaslongasyouownthevehicle Homedeeds Keepaslongasyouowntheproperty Disputedmedicalbills KKeepuntiltheissueisresolved Homeimprovementreceipts Keepuntilyousellyourhomeandpayanycapitalgainstaxes
Keepforever Birthcertificates Socialsecuritycards Marriageordivorcedecrees Citizenshippapers Adoptionpapers DDeathcertificates Taxreturns

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What to shred and what to keep