The Motability scheme is a government-backed initiative that enables disabled people to lease a car or other mobility aid, such as a scooter or powered wheelchair.

1. What Is The MOT Test?
The car motability scheme is designed to help disabled people in the UK gain greater
independence and mobility by providing access to affordable and reliable cars. In this blog, we
will explore what the Motability scheme is, how it works, and its benefits for disabled people.
What is the Motability scheme?
The Motability scheme is a government-backed initiative that enables disabled people to lease a
car or other mobility aid, such as a scooter or powered wheelchair. The scheme is run by
Motability Operations, a not-for-profit organisation that works with vehicle manufacturers,
dealerships, and insurance companies to provide affordable and reliable transport options for
people with disabilities.
How does the Motability scheme work?
To participate in the Motability scheme, a person must be in receipt of one of the following
government-funded disability benefits:
● Higher Rate Mobility Component of Disability Living Allowance (DLA)
● Enhanced Rate Mobility Component of Personal Independence Payment (PIP)
● War Pensioners’ Mobility Supplement (WPMS)
● Armed Forces Independence Payment (AFIP)

2. Once a person has confirmed their eligibility for the scheme, they can use their disability
benefits to lease a car, scooter, or powered wheelchair. The lease includes insurance,
breakdown cover, and servicing, which are all provided by Motability Operations.
The scheme also offers a range of adaptations to help make driving easier and more
comfortable for disabled people, such as wheelchair hoists, steering aids, and hand controls.
What are the benefits of the Motability scheme?
The Motability scheme offers a range of benefits for disabled people, including:
1. Greater independence and mobility – The scheme provides access to affordable and
reliable transport options, enabling disabled people to travel independently and
participate in a wider range of activities.
2. No upfront costs – There are no upfront costs to participate in the scheme, and the
lease payments are deducted directly from the person’s disability benefit.
3. Comprehensive insurance and breakdown cover – The scheme includes insurance
and breakdown cover, providing peace of mind and protection in the event of an accident
or breakdown.
4. Servicing and maintenance – The scheme includes servicing and maintenance,
ensuring that the vehicle is kept in good working order.
5. Adaptations and modifications – The scheme offers a range of adaptations and
modifications to help make driving easier and more comfortable for disabled people.
Conclusion
The Motability scheme is a government-backed initiative that provides disabled people in the UK
with access to affordable and reliable transport options. The scheme enables disabled people to
lease a car, scooter, or powered wheelchair, with insurance, breakdown cover and servicing
included. The scheme provides a range of benefits, including greater independence and
mobility, no upfront costs, comprehensive insurance and breakdown cover, servicing and
maintenance, and adaptations and modifications to help make driving easier and more
comfortable. Overall, the Motability scheme is an excellent initiative that helps to improve the
lives of disabled people in the UK.