The document summarizes events occurring at United Mutual regarding the recall of four directors. Key points:
1) Four United Mutual directors face the first ever recall, allegedly initiated by Director Mike Curtis so he can control the board. However, the recall is actually due to the directors ignoring $5.4 million in incentive bonuses paid to PCM without board approval.
2) The directors facing recall do not want to disclose details of the incentive plan to owners and deny any wrongdoing. Mike Curtis wants transparency around how the bonuses were derived and whether there are other similar undisclosed expenses.
3) At a special United board meeting called to discuss the recall ballot, the board adjourned into closed session
How social media change crisis communication - and practical advise hot to deal with those changes. A takeout of a workshop held at the Corporate Communications Forum Shanghai on December 2, 2011
Censored Version of Review of Agreement between CZ Master Association and dwe...Buzz Aguirre
The CZ Master Association has threatened to take legal action if we keep a copy of the actual contract online - so we have now taken it temporarily down (CENSORED) and are planing to inform CZ that the CENSORED portion will remain as long as a) the association agrees to issue an apology to the CZ residents for breach of trust, b) the association prominently instructs residents that the use of the new website compromises their privacy and c) the association agrees to comply with the spirit and the law of the Information Protection Act.
REVIEW:
A definitive conclusion from a cursory review of the Agreement between CZ Master Association and dwelingLIVE clearly is that the agreements reflects poorly on everyone involved including Keystone, legal counsel and the CZ Master board of directors. No wonder the association insists that on legal counsel's advice " under Civil Code Section 1365.2, a member is entitled to a copy of "executed contracts," not otherwise privileged. Thus, you are not entitled to the statement of work, bids, or selection criteria, which are executive session privileged documents" - Refer to http://www.atwebo.com/cotobuzz/2009/CZ/CotoCZWebsiteContract.htm
OCSD Code of SIlence - Explained by OCDABuzz Aguirre
Response by the OCDA to the Association of Orange County Deputy Sheriff’s (AOCD) ire as a result of the OCDA's use of the term "code of silence" to explain dismissal of People Vs. Hibbs
Is COS (code of silence) part of the OCSD’s culture, something that just happened to show up during the Pople Vs. Hibbs’ trial as the Orange County District’s Attorney (OCDA) alleges, or simply a figment of the OCDA’s imagination as the Association of Orange County Deputy Sheriff’s (AOCD) claim? - refer to: http://www.atwebo.com/cotobuzz/2009/OCDA/CotoOCDAHibbs.htm
How social media change crisis communication - and practical advise hot to deal with those changes. A takeout of a workshop held at the Corporate Communications Forum Shanghai on December 2, 2011
Censored Version of Review of Agreement between CZ Master Association and dwe...Buzz Aguirre
The CZ Master Association has threatened to take legal action if we keep a copy of the actual contract online - so we have now taken it temporarily down (CENSORED) and are planing to inform CZ that the CENSORED portion will remain as long as a) the association agrees to issue an apology to the CZ residents for breach of trust, b) the association prominently instructs residents that the use of the new website compromises their privacy and c) the association agrees to comply with the spirit and the law of the Information Protection Act.
REVIEW:
A definitive conclusion from a cursory review of the Agreement between CZ Master Association and dwelingLIVE clearly is that the agreements reflects poorly on everyone involved including Keystone, legal counsel and the CZ Master board of directors. No wonder the association insists that on legal counsel's advice " under Civil Code Section 1365.2, a member is entitled to a copy of "executed contracts," not otherwise privileged. Thus, you are not entitled to the statement of work, bids, or selection criteria, which are executive session privileged documents" - Refer to http://www.atwebo.com/cotobuzz/2009/CZ/CotoCZWebsiteContract.htm
OCSD Code of SIlence - Explained by OCDABuzz Aguirre
Response by the OCDA to the Association of Orange County Deputy Sheriff’s (AOCD) ire as a result of the OCDA's use of the term "code of silence" to explain dismissal of People Vs. Hibbs
Is COS (code of silence) part of the OCSD’s culture, something that just happened to show up during the Pople Vs. Hibbs’ trial as the Orange County District’s Attorney (OCDA) alleges, or simply a figment of the OCDA’s imagination as the Association of Orange County Deputy Sheriff’s (AOCD) claim? - refer to: http://www.atwebo.com/cotobuzz/2009/OCDA/CotoOCDAHibbs.htm
03062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
‘वोटर्स विल मस्ट प्रीवेल’ (मतदाताओं को जीतना होगा) अभियान द्वारा जारी हेल्पलाइन नंबर, 4 जून को सुबह 7 बजे से दोपहर 12 बजे तक मतगणना प्रक्रिया में कहीं भी किसी भी तरह के उल्लंघन की रिपोर्ट करने के लिए खुला रहेगा।
El Puerto de Algeciras continúa un año más como el más eficiente del continente europeo y vuelve a situarse en el “top ten” mundial, según el informe The Container Port Performance Index 2023 (CPPI), elaborado por el Banco Mundial y la consultora S&P Global.
El informe CPPI utiliza dos enfoques metodológicos diferentes para calcular la clasificación del índice: uno administrativo o técnico y otro estadístico, basado en análisis factorial (FA). Según los autores, esta dualidad pretende asegurar una clasificación que refleje con precisión el rendimiento real del puerto, a la vez que sea estadísticamente sólida. En esta edición del informe CPPI 2023, se han empleado los mismos enfoques metodológicos y se ha aplicado un método de agregación de clasificaciones para combinar los resultados de ambos enfoques y obtener una clasificación agregada.
31052024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
01062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
An astonishing, first-of-its-kind, report by the NYT assessing damage in Ukraine. Even if the war ends tomorrow, in many places there will be nothing to go back to.
04062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
Here is Gabe Whitley's response to my defamation lawsuit for him calling me a rapist and perjurer in court documents.
You have to read it to believe it, but after you read it, you won't believe it. And I included eight examples of defamatory statements/
2024 State of Marketing Report – by HubspotMarius Sescu
https://www.hubspot.com/state-of-marketing
· Scaling relationships and proving ROI
· Social media is the place for search, sales, and service
· Authentic influencer partnerships fuel brand growth
· The strongest connections happen via call, click, chat, and camera.
· Time saved with AI leads to more creative work
· Seeking: A single source of truth
· TLDR; Get on social, try AI, and align your systems.
· More human marketing, powered by robots
ChatGPT is a revolutionary addition to the world since its introduction in 2022. A big shift in the sector of information gathering and processing happened because of this chatbot. What is the story of ChatGPT? How is the bot responding to prompts and generating contents? Swipe through these slides prepared by Expeed Software, a web development company regarding the development and technical intricacies of ChatGPT!
Product Design Trends in 2024 | Teenage EngineeringsPixeldarts
The realm of product design is a constantly changing environment where technology and style intersect. Every year introduces fresh challenges and exciting trends that mold the future of this captivating art form. In this piece, we delve into the significant trends set to influence the look and functionality of product design in the year 2024.
How Race, Age and Gender Shape Attitudes Towards Mental HealthThinkNow
Mental health has been in the news quite a bit lately. Dozens of U.S. states are currently suing Meta for contributing to the youth mental health crisis by inserting addictive features into their products, while the U.S. Surgeon General is touring the nation to bring awareness to the growing epidemic of loneliness and isolation. The country has endured periods of low national morale, such as in the 1970s when high inflation and the energy crisis worsened public sentiment following the Vietnam War. The current mood, however, feels different. Gallup recently reported that national mental health is at an all-time low, with few bright spots to lift spirits.
To better understand how Americans are feeling and their attitudes towards mental health in general, ThinkNow conducted a nationally representative quantitative survey of 1,500 respondents and found some interesting differences among ethnic, age and gender groups.
Technology
For example, 52% agree that technology and social media have a negative impact on mental health, but when broken out by race, 61% of Whites felt technology had a negative effect, and only 48% of Hispanics thought it did.
While technology has helped us keep in touch with friends and family in faraway places, it appears to have degraded our ability to connect in person. Staying connected online is a double-edged sword since the same news feed that brings us pictures of the grandkids and fluffy kittens also feeds us news about the wars in Israel and Ukraine, the dysfunction in Washington, the latest mass shooting and the climate crisis.
Hispanics may have a built-in defense against the isolation technology breeds, owing to their large, multigenerational households, strong social support systems, and tendency to use social media to stay connected with relatives abroad.
Age and Gender
When asked how individuals rate their mental health, men rate it higher than women by 11 percentage points, and Baby Boomers rank it highest at 83%, saying it’s good or excellent vs. 57% of Gen Z saying the same.
Gen Z spends the most amount of time on social media, so the notion that social media negatively affects mental health appears to be correlated. Unfortunately, Gen Z is also the generation that’s least comfortable discussing mental health concerns with healthcare professionals. Only 40% of them state they’re comfortable discussing their issues with a professional compared to 60% of Millennials and 65% of Boomers.
Race Affects Attitudes
As seen in previous research conducted by ThinkNow, Asian Americans lag other groups when it comes to awareness of mental health issues. Twenty-four percent of Asian Americans believe that having a mental health issue is a sign of weakness compared to the 16% average for all groups. Asians are also considerably less likely to be aware of mental health services in their communities (42% vs. 55%) and most likely to seek out information on social media (51% vs. 35%).
AI Trends in Creative Operations 2024 by Artwork Flow.pdfmarketingartwork
This article is all about what AI trends will emerge in the field of creative operations in 2024. All the marketers and brand builders should be aware of these trends for their further use and save themselves some time!
03062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
‘वोटर्स विल मस्ट प्रीवेल’ (मतदाताओं को जीतना होगा) अभियान द्वारा जारी हेल्पलाइन नंबर, 4 जून को सुबह 7 बजे से दोपहर 12 बजे तक मतगणना प्रक्रिया में कहीं भी किसी भी तरह के उल्लंघन की रिपोर्ट करने के लिए खुला रहेगा।
El Puerto de Algeciras continúa un año más como el más eficiente del continente europeo y vuelve a situarse en el “top ten” mundial, según el informe The Container Port Performance Index 2023 (CPPI), elaborado por el Banco Mundial y la consultora S&P Global.
El informe CPPI utiliza dos enfoques metodológicos diferentes para calcular la clasificación del índice: uno administrativo o técnico y otro estadístico, basado en análisis factorial (FA). Según los autores, esta dualidad pretende asegurar una clasificación que refleje con precisión el rendimiento real del puerto, a la vez que sea estadísticamente sólida. En esta edición del informe CPPI 2023, se han empleado los mismos enfoques metodológicos y se ha aplicado un método de agregación de clasificaciones para combinar los resultados de ambos enfoques y obtener una clasificación agregada.
31052024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
01062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
An astonishing, first-of-its-kind, report by the NYT assessing damage in Ukraine. Even if the war ends tomorrow, in many places there will be nothing to go back to.
04062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
Here is Gabe Whitley's response to my defamation lawsuit for him calling me a rapist and perjurer in court documents.
You have to read it to believe it, but after you read it, you won't believe it. And I included eight examples of defamatory statements/
2024 State of Marketing Report – by HubspotMarius Sescu
https://www.hubspot.com/state-of-marketing
· Scaling relationships and proving ROI
· Social media is the place for search, sales, and service
· Authentic influencer partnerships fuel brand growth
· The strongest connections happen via call, click, chat, and camera.
· Time saved with AI leads to more creative work
· Seeking: A single source of truth
· TLDR; Get on social, try AI, and align your systems.
· More human marketing, powered by robots
ChatGPT is a revolutionary addition to the world since its introduction in 2022. A big shift in the sector of information gathering and processing happened because of this chatbot. What is the story of ChatGPT? How is the bot responding to prompts and generating contents? Swipe through these slides prepared by Expeed Software, a web development company regarding the development and technical intricacies of ChatGPT!
Product Design Trends in 2024 | Teenage EngineeringsPixeldarts
The realm of product design is a constantly changing environment where technology and style intersect. Every year introduces fresh challenges and exciting trends that mold the future of this captivating art form. In this piece, we delve into the significant trends set to influence the look and functionality of product design in the year 2024.
How Race, Age and Gender Shape Attitudes Towards Mental HealthThinkNow
Mental health has been in the news quite a bit lately. Dozens of U.S. states are currently suing Meta for contributing to the youth mental health crisis by inserting addictive features into their products, while the U.S. Surgeon General is touring the nation to bring awareness to the growing epidemic of loneliness and isolation. The country has endured periods of low national morale, such as in the 1970s when high inflation and the energy crisis worsened public sentiment following the Vietnam War. The current mood, however, feels different. Gallup recently reported that national mental health is at an all-time low, with few bright spots to lift spirits.
To better understand how Americans are feeling and their attitudes towards mental health in general, ThinkNow conducted a nationally representative quantitative survey of 1,500 respondents and found some interesting differences among ethnic, age and gender groups.
Technology
For example, 52% agree that technology and social media have a negative impact on mental health, but when broken out by race, 61% of Whites felt technology had a negative effect, and only 48% of Hispanics thought it did.
While technology has helped us keep in touch with friends and family in faraway places, it appears to have degraded our ability to connect in person. Staying connected online is a double-edged sword since the same news feed that brings us pictures of the grandkids and fluffy kittens also feeds us news about the wars in Israel and Ukraine, the dysfunction in Washington, the latest mass shooting and the climate crisis.
Hispanics may have a built-in defense against the isolation technology breeds, owing to their large, multigenerational households, strong social support systems, and tendency to use social media to stay connected with relatives abroad.
Age and Gender
When asked how individuals rate their mental health, men rate it higher than women by 11 percentage points, and Baby Boomers rank it highest at 83%, saying it’s good or excellent vs. 57% of Gen Z saying the same.
Gen Z spends the most amount of time on social media, so the notion that social media negatively affects mental health appears to be correlated. Unfortunately, Gen Z is also the generation that’s least comfortable discussing mental health concerns with healthcare professionals. Only 40% of them state they’re comfortable discussing their issues with a professional compared to 60% of Millennials and 65% of Boomers.
Race Affects Attitudes
As seen in previous research conducted by ThinkNow, Asian Americans lag other groups when it comes to awareness of mental health issues. Twenty-four percent of Asian Americans believe that having a mental health issue is a sign of weakness compared to the 16% average for all groups. Asians are also considerably less likely to be aware of mental health services in their communities (42% vs. 55%) and most likely to seek out information on social media (51% vs. 35%).
AI Trends in Creative Operations 2024 by Artwork Flow.pdfmarketingartwork
This article is all about what AI trends will emerge in the field of creative operations in 2024. All the marketers and brand builders should be aware of these trends for their further use and save themselves some time!
A report by thenetworkone and Kurio.
The contributing experts and agencies are (in an alphabetical order): Sylwia Rytel, Social Media Supervisor, 180heartbeats + JUNG v MATT (PL), Sharlene Jenner, Vice President - Director of Engagement Strategy, Abelson Taylor (USA), Alex Casanovas, Digital Director, Atrevia (ES), Dora Beilin, Senior Social Strategist, Barrett Hoffher (USA), Min Seo, Campaign Director, Brand New Agency (KR), Deshé M. Gully, Associate Strategist, Day One Agency (USA), Francesca Trevisan, Strategist, Different (IT), Trevor Crossman, CX and Digital Transformation Director; Olivia Hussey, Strategic Planner; Simi Srinarula, Social Media Manager, The Hallway (AUS), James Hebbert, Managing Director, Hylink (CN / UK), Mundy Álvarez, Planning Director; Pedro Rojas, Social Media Manager; Pancho González, CCO, Inbrax (CH), Oana Oprea, Head of Digital Planning, Jam Session Agency (RO), Amy Bottrill, Social Account Director, Launch (UK), Gaby Arriaga, Founder, Leonardo1452 (MX), Shantesh S Row, Creative Director, Liwa (UAE), Rajesh Mehta, Chief Strategy Officer; Dhruv Gaur, Digital Planning Lead; Leonie Mergulhao, Account Supervisor - Social Media & PR, Medulla (IN), Aurelija Plioplytė, Head of Digital & Social, Not Perfect (LI), Daiana Khaidargaliyeva, Account Manager, Osaka Labs (UK / USA), Stefanie Söhnchen, Vice President Digital, PIABO Communications (DE), Elisabeth Winiartati, Managing Consultant, Head of Global Integrated Communications; Lydia Aprina, Account Manager, Integrated Marketing and Communications; Nita Prabowo, Account Manager, Integrated Marketing and Communications; Okhi, Web Developer, PNTR Group (ID), Kei Obusan, Insights Director; Daffi Ranandi, Insights Manager, Radarr (SG), Gautam Reghunath, Co-founder & CEO, Talented (IN), Donagh Humphreys, Head of Social and Digital Innovation, THINKHOUSE (IRE), Sarah Yim, Strategy Director, Zulu Alpha Kilo (CA).
Trends In Paid Search: Navigating The Digital Landscape In 2024Search Engine Journal
The search marketing landscape is evolving rapidly with new technologies, and professionals, like you, rely on innovative paid search strategies to meet changing demands.
It’s important that you’re ready to implement new strategies in 2024.
Check this out and learn the top trends in paid search advertising that are expected to gain traction, so you can drive higher ROI more efficiently in 2024.
You’ll learn:
- The latest trends in AI and automation, and what this means for an evolving paid search ecosystem.
- New developments in privacy and data regulation.
- Emerging ad formats that are expected to make an impact next year.
Watch Sreekant Lanka from iQuanti and Irina Klein from OneMain Financial as they dive into the future of paid search and explore the trends, strategies, and technologies that will shape the search marketing landscape.
If you’re looking to assess your paid search strategy and design an industry-aligned plan for 2024, then this webinar is for you.
5 Public speaking tips from TED - Visualized summarySpeakerHub
From their humble beginnings in 1984, TED has grown into the world’s most powerful amplifier for speakers and thought-leaders to share their ideas. They have over 2,400 filmed talks (not including the 30,000+ TEDx videos) freely available online, and have hosted over 17,500 events around the world.
With over one billion views in a year, it’s no wonder that so many speakers are looking to TED for ideas on how to share their message more effectively.
The article “5 Public-Speaking Tips TED Gives Its Speakers”, by Carmine Gallo for Forbes, gives speakers five practical ways to connect with their audience, and effectively share their ideas on stage.
Whether you are gearing up to get on a TED stage yourself, or just want to master the skills that so many of their speakers possess, these tips and quotes from Chris Anderson, the TED Talks Curator, will encourage you to make the most impactful impression on your audience.
See the full article and more summaries like this on SpeakerHub here: https://speakerhub.com/blog/5-presentation-tips-ted-gives-its-speakers
See the original article on Forbes here:
http://www.forbes.com/forbes/welcome/?toURL=http://www.forbes.com/sites/carminegallo/2016/05/06/5-public-speaking-tips-ted-gives-its-speakers/&refURL=&referrer=#5c07a8221d9b
ChatGPT and the Future of Work - Clark Boyd Clark Boyd
Everyone is in agreement that ChatGPT (and other generative AI tools) will shape the future of work. Yet there is little consensus on exactly how, when, and to what extent this technology will change our world.
Businesses that extract maximum value from ChatGPT will use it as a collaborative tool for everything from brainstorming to technical maintenance.
For individuals, now is the time to pinpoint the skills the future professional will need to thrive in the AI age.
Check out this presentation to understand what ChatGPT is, how it will shape the future of work, and how you can prepare to take advantage.
A brief introduction to DataScience with explaining of the concepts, algorithms, machine learning, supervised and unsupervised learning, clustering, statistics, data preprocessing, real-world applications etc.
It's part of a Data Science Corner Campaign where I will be discussing the fundamentals of DataScience, AIML, Statistics etc.
Time Management & Productivity - Best PracticesVit Horky
Here's my presentation on by proven best practices how to manage your work time effectively and how to improve your productivity. It includes practical tips and how to use tools such as Slack, Google Apps, Hubspot, Google Calendar, Gmail and others.
The six step guide to practical project managementMindGenius
The six step guide to practical project management
If you think managing projects is too difficult, think again.
We’ve stripped back project management processes to the
basics – to make it quicker and easier, without sacrificing
the vital ingredients for success.
“If you’re looking for some real-world guidance, then The Six Step Guide to Practical Project Management will help.”
Dr Andrew Makar, Tactical Project Management
Beginners Guide to TikTok for Search - Rachel Pearson - We are Tilt __ Bright...
United Board Recall & The Elephant In the Room
1. A Publication of Residents Voice June 2009 Volume 2 Issue 5
The Voice
Elephant! (What Elephant ?)
T he United Board is facing it’s first ever re- They are unwilling to make this public so that
call of a director, in fact, FOUR Directors! every owner understands what this meant to the
These Directors believe that the action was ini- United Mutual assessments. Not only will they not
tiated by Direc- tor Mike Curtis, make this public, but, they will not even admit that
“so he can run the Mutual by if this happened, it was potentially against the Cor-
himself, as he sees fit.” The re- porate Code and is an illegal operation of a Home
call is actually the result of the Owners Association Managing Agent.
trating on Mike $5
board concen-
.4M Mr. Johns continuously states that he only does
Curtis and being what the Mutual Boards tell him to do. Did the
blind to the ELE- Boards tell him to give his staff $5.4 million in in-
PHANT in the room to centive bonuses? No! That action was initiated
the tune of $5.4 million solely by Mr. Johns without the knowledge of the
dollars that PCM has Boards. The people being recalled want us to ig-
nore this past action and to start afresh with a clean
slate.
Most residents support the objective of Mr. Curtis
which includes an understanding of how the Incen-
tive Bonuses were derived, AND, are there other
similar expenses of which the Boards and owners
were unaware?
Inside this issue:
Find us on the Web
The Elephant 1
WWW.RVOICE.ORG
Should we Recall? 2
Senior/Criminal 3
Residents Voice
United Board Meetings Spec United Mtg 3
Thursday, July 09 Transfer Fee 4
Thursday, July 23 San Sebastian 5
spent between 1996-2006 without justification,
consensus or even knowledge by the majority of CH #5 6:30 pm Smash & Grab 6
any of the Mutual Boards of Directors. Opinion 8
Page 1 of 8
2. A Publication of Residents Voice June 2009 Volume 2 Issue 5
6. Do you think it should be made public? Should
Why Would We Recall the owners understand the details of the In-
centive Plan?
United Directors? 7. Do you believe that we should review the pub-
lic statement by the General Manager that the
Credit Cards that were issued to his staff, were
A ll United Owners will be receiving a letter
in the mail during the next couple of weeks.
This will contain a ballot to allow you to either
for “emergency use only?”
8. Do you feel that just because you have been
made aware of these areas of PCM expenses,
“recall” or “not recall” any or all of the four cur- there is no reason for further oversight and/or
rently seated Directors. Obviously this will be a auditing in these or other areas of our Budget?
critical decision for each of us to make and will
take some research to come to a reasonable con- We have been unsuccessful in getting answers to
clusion.
Here are some thoughts on how one might ap-
proach this decision. You should be able to ask the
following questions, and get a logical and con-
structive answer directly from the mouths of these
Directors:
1. What level of trust do you put in PCM? If the
answer is 100% then you probably feel that L. Foster L. Wilson
there is no need for oversight on your part and
you acknowledge that PCM does not need any
oversight today (see page 1 of this newsletter).
2. If your answer is less that 100%, then please
explain to us what oversight you have pro-
vided, or plan to provide, where you do not
have 100% trust?
3. It has been 2 years since the rumors of an
“Incentive Plan” became “public” knowledge, G. McNulty M. Rubin
accounting for approximately 5.4 million dol- these questions and all of the Boards are remiss in
lars in Bonuses. Do you believe that this plan accepting their responsibility to oversee the ac-
was legally implemented? tions of our Managing Agent. PCM has had a free
4. If not! What are your plans for a review? rein by default. Yes! They continually emphasize
5. When would you consider that the justifica- that they only do what they are told to do by the
tion, implementation and oversight for this Boards, and if this is true, then a recall surely is
plan for the years 1996 thru 2006 be made essential.
public to every owner? (Continued on page 3)
Page 2 of 8
3. A Publication of Residents Voice June 2009 Volume 2 Issue 5
Residents Voice does not suggest how you should they were hardened, un-repenting criminals.
vote. But, by the answers to the above questions, We should be thankful that we never came be-
it will be easy to make your own choice. fore this “Judge?” looking for understanding
and an open mind.
We are faced with Directors who fail to real-
ize that their fiduciary responsibility to the
owners includes both monetary oversight, and,
Seniors or Criminals civility when communicating with the owners
for whom they work.
I f you have been listening to the Board
Meetings over the past few months, it is
evident that as we get older we lose the abil-
ity to communicate with one another. A
Special United Board
prime example is the ti- Meeting 6-19-9
rade that the GRF Board
President, Erwin Stuller,
exhibited in his last Board
Meeting on June 6, 2009.
O n 6/19/9 The United Board called a
special Open Board Meeting.
The formal “Open Session Agenda” that
In response to Kay, he
was provided to the Board members was;
said, “You have a loud
mouth and I’m not going listen to it!” His re- ________________________
sponse to Jane was, “I don’t feel that I should 1. Call Meeting to Order—Lloyd Foster,
have to be polite to you madam. I’ve had Chair
quite a bit ..uh enough of this this morning!” 2. Establish Quorum and State Purpose
(Check out the following website if of Meeting—Lloyd Foster, Chair
possible. It will give some insight into 3. Entertain Motion to Approve Recall
what this GRF President thinks of a Election Ballot
Leisure World Senior; 4. Members Comments
http://www.redcounty.com/stuller- 5. Adjournment
should-apologize-then-resign )
________________________
Both women were attempting to air a com-
On 6/19/9 the following events occurred
plaint, as is their Home Owners Association at this meeting;
right. In return they were treated as though (Continued on page 4)
Page 3 of 8
4. A Publication of Residents Voice June 2009 Volume 2 Issue 5
(Continued from page 3) This kind of nonprofessional control of
our Mutual Board meetings by our Direc-
1. At 2:02 pm the United President, Lloyd tors is becoming altogether too common-
Foster, called the meeting to order. place. It is embarrassing to the owners to
2. At 2:03 pm the United President, Lloyd see a $30 million dollar corporation being
Foster, adjourned the meeting so that managed with no regard to oversight of
the Board could go into a closed ses- our money or responsibility by the Board
sion. Members to the owners. The result is chaos
through their behavior interfacing with
3. Considerable Board discussion oc- the owners and they can’t seem to under-
curred on the objective of this open stand the importance of common cour-
meeting before it was finally adjourned tesy.
so that the Board could meet in closed
session. It is mind-boggling that the Directors fail
to understand why owners are upset when
The corporate code and Roberts Rules of they come to the microphone with their
Order specify how a meeting is to be complaints, and then are promptly ig-
noted, and the provision of an agenda for nored or verbally trampled on.
the meeting, for either an open or closed
meeting. The United Board, and PCM, ig-
nored their responsibility and obligation
to the owners which resulted in;
1. Failure to provide the owners with the Transfer Fee
Agenda at the meeting,
2. Failure to follow the published agenda
that was given to the Board. U p thru 1987, members were assessed a
fee when they sold a manor in Lei-
sure World. This was usually paid by the
Even though the formal Agenda that was
buyer and the amount varied from year to
distributed to the Board members had;
year. At times it was as high as $5,000. This
1. Entertain Motion to Approve Recall fee was determined to be illegal by the
Ballot, and, state and it was subsequently terminated.
2. Members Comments GRF was the recipient of this fee and when
the president adjourned the meeting with- it ended, the result was to account for this
out addressing a motion to approve the “lost“ money by increasing the yearly as-
ballot or, allow any member to speak, ig- sessments. The manor owners paid this fee,
noring the resident who was standing at one way or another, via a transfer fee, or,
(Continued on page 5)
the microphone with the intent of making
a statement.
Page 4 of 8
5. A Publication of Residents Voice June 2009 Volume 2 Issue 5
an increase in assessment. Supposedly, the responsibility of our Boards. The Boards
money went into our budget and was to just need the backbone to make PCM do it.
be spent by our four corporations. The costs associated with trying to imple-
Since it was terminated, many Boards have ment a transfer fee are horrendous. PCM
wanted to re-implement this fee since the has plans to consolidate the effort with
Boards are always interested in finding other HOA’s, initiate efforts through a lob-
ways to generate income (even though we byist, hire a facilitator to manage the proc-
are a non-profit organization). The current ess and take it through the state courts for
effort to re-initiate the fee is in response to a legal judgment.
the Boards need for additional monies. For They plan on doing this on the backs of
what purpose? To try to limit increases in the current residents. At a time when
our yearly assessments, or, to build a new home sales are critical, they plan on add-
Clubhouse #2? ing an additional cost that will devalue our
The major fault of PCM is similar to the home. If we implement a $5,000 transfer
problem that our country faces. We see an fee, the value of the manor will undoubt-
ever increasing cost for our services while edly be reduced by $5,000 making a diffi-
no one makes any effort to reduce those cult sale even more difficult for the seller.
costs. We are going to be “taxed” beyond If PCM would spend as much effort on
our capability to pay with no regard to es- managing our housing mutual costs as it
tablishing a limit on expenses. does on various and other questionable
We are currently going through the “developments,” we could live within our
budget process and THERE WILL BE AN means.
INCREASE in assessments. This is a guaran-
teed fact and the Boards have taken no
steps to stop the spiraling increase in
yearly costs. The Board should have had San Sebastian
the courage to stand up to PCM and limit
A
the assessment to a 0% increase in 2010. If
t the last Residents Voice Meeting a
PCM is one of the “premiere” Managing
resident commented on the access
Agents in California, they could prove it
between LWV Library Parking lot and the
by living within our means. Instead they
Long’s Drug Store parking lot. We had not
feel that they have a never-ending well of
looked at the final construction and the
money that allows them to reach in our
resident was absolutely correct.
pocket whenever they need it.
The cart path from our property goes di-
There are ways to reduce costs and it is up
rectly from the library parking lot onto
to PCM to find those ways via the fiduciary
the San Sebastian property. There is a gate
(Continued on page 6)
Page 5 of 8
6. A Publication of Residents Voice June 2009 Volume 2 Issue 5
at the parking lot that will open for either a overstated profits (which turned out to be
cart or pedestrian using our ID card that has non-existent) with the unwitting (?) help
been keyed for this gate. The gate can also be of Arthur Andersen auditors in order to
opened for a vehicle to provide the Fire Au- justify huge bonuses to executives. Bernie
thority access from the San Sebastian onto Madoff allegedly defrauded thousands of
investors in an elaborate Ponzi scheme.
our library parking lot. We will ask the city to
identify all of those who have keys for this These are activities that victimized the
gate. rich, faceless institutions, or investors who
When you leave our Library Parking lot to go become faceless because individuals are
to Long’s Shopping Center, you will have to lost in the sheer numbers of victims.
drive on San Sebastian property and pass by Does this seem remote from your daily
their entrance using the same street that the life? It shouldn’t. We are often victimized
residents of the San Sebastian will use to get by those who should be our strongest al-
to their entrance door. Once past the San lies. We elect our boards based on what
Sebastian, you will be behind the Bank Amer- turns out to be meaningless campaign
ica parking lot and on the shopping center promises and stances. For openness,
parking area. Classic GRF planning! against secrecy. For residents, against
profligate spending. And what happens?
Over in Third, a group of self-styled law-
“Smash & Grab” yers decide they can remove a dissenting
director by majority rules. They will fight
to the bitter end no matter how long it
takes, no matter what the expense in terms
R ecently a number of very upscale of dollars or human cost. (Just as they did
smash and grab robberies made the in the case of Lucie and Joe Falk.) In the
news. One or more people run into a large mean time, the bullies continue to verbally
jewelry store, smash cases, fire guns, grab a abuse the honest minority who actually
fistful of diamonds and run as the alarms go follow their campaign pledges. Majority
off, increasing the confusion and fear which rules and anyone who dissents is victim-
facilitate their escape. Some consider the ized by the majority. The theme is “win at
true victim to be an insurance company any and all cost.” Settlement means the
with swollen coffers, bloated from feasting case is lost, just as they have lost their
off the pennies gained from widows, or- credibility.
phans, and other needy persons. It is easy to Consider United—oh, please consider
forget a crime which victimizes a faceless United. A director, Mike Curtis, is elected
corporate entity. by a record majority of votes. He promises
Enron and other corporate giants vastly openness and vows to disclose financial ir-
regularities (so many, so irregular.) Here
Page 6 of 8
7. A Publication of Residents Voice June 2009 Volume 2 Issue 5
is a voice crying out in the wilderness, imagine the cost of a lobbying effort to
alone, standing up while they revile him change a law that protects the rights of
publicly, demean him and his motives, make those of us who sell property? The vic-
false and misleading statements about him. tims? Not just those who chose to move
PCM managers even tried to get him fired on, but those who must sell to go to shel-
from his high security job. Why do they do tered care, those who sell because they
this? They are in the majority, an over- can no longer afford the continually es-
whelming majority and feel entitled to kick calating assessments, those who have lost
and excoriate Mike. But in actuality they loved ones and must sell to liquidate
are abusing all of us. We elected Mike to their estates. But that’s all right. Seniors
stand up and make a difference and the are the ultimate faceless victims. No
United thugs abuse all of us who supported rights, no voice, no protection. Smash
and voted for Mike. Mike is the face, we are and grab all you can and we are the vic-
their victims. tims. It is not about personalities, it is
Now let us consider the biggest smash and about real issues. The noise and brutality
grab of all—GRF. Elected by bloated pluto- of a smash and grab are simply to distract
cratic directors (who often vote for candi- the innocent while the crime is commit-
dates simply to remove directors that are ted.
even too crass to remain on the housing mu- What can we do when we are told by the
tual boards) they feel immune and omnipo- President that he doesn’t like our voice,
tent, free from oversight and regulation. when he tells us to shut up, when he
Check out the latest plan hatched (pun in- closes a meeting without allowing mem-
tended) to extort up to $5,000 from anyone ber comments (a right supposedly guar-
who sells a manor. Thwarted by legislation anteed by law?) I don’t know what oth-
notably Civil Code Section 1368(c), these di- ers will do, but I will lend my support
rectors sought the advice of counsel to find and vote to the recall. Let’s face it, if we
ways to weasel (pun intended) around the replace four (United) directors the re-
law. When advised that any weaseling would
placements cannot possibly be worse
end up defeated and at huge cost to the
than those currently on the board. Let’s
community, GRF is now proposing another
go through (remove) them again and un-
wonderful line of attack against what they
til we find a set that will honor the
consider a “bad law” according to Robert
wishes of the membership and shoulder
Hatch. Milt Johns, at a recent GRF meeting
stated that they would (did?) hire a consult- their fiduciary duties. Let’s recall them
ant (Richard Kingston of California Political without fondness.
Consultant Group) to determine the feasi- “YES” on RECALL.
bility of getting support of other HOAs and
lobbying to have the law changed. Can you
Page 7 of 8
8. A Publication of Residents Voice June 2009 Volume 2 Issue 5
Opinion
Not-for-Profit ! What It Means to LWV !
T he IRS has many options when filing One of the precautions directed at a 501(c)
your income tax. Two of them that 4 is, there is no “excess benefit transac-
LWV would consider are; tion” between a Disqualified Person and the
organization. A disqualified person is one
1. A 501(c)3 Non-profit Corporation, or,
who benefits from an excess benefit trans-
2. A 501(c)4 Non-profit Corporation action. This potentially includes an Or-
The 501(c)3 requires that the organization ganization Manager who may also be liable
must be organized and operated exclu- for an excise tax on the excess benefit
sively for exempt purposes. These are nor- transactions that might occur.
mally characterized as charitable organi- Not being an expert on taxes, Residents
zations. Voice can make no opinion on what are
The 501(c)4 is a social welfare organization some of the possible “Benefit Transactions”
and must be operated exclusively to pro- that might be chargeable by the IRS. “An
mote social welfare. excess benefit transaction is a transaction
in which an economic benefit is provided
PCM has defined LWV as a 501(c)4. We are by an applicable tax-exempt organization
therefore an organization that operates directly or indirectly, to or for the use of a
primarily to further the common good and disqualified person, and the value of the
general welfare of the people of the com- economic benefit provided by the organi-
munity (such as bringing about the civic zation exceeds the value of the considera-
betterment and social improvements). tion received by the organization.”
One of the acceptable activities of a 501(c) It would be interesting to get an opinion
4 is the seeking of legislation that is ger- on where the “Incentive Plan Bonuses”
mane to the organization’s programs. PCM would fall in the eyes of the IRS.
is increasing it’s headcount (thusly our as-
sessments) for considerable lobbying in-
terests that are not always in our best in-
terest. Many Managing Agents have differ-
Contact;
ent objectives than do the owners in a Residents Voice
Home Owner Association and yet we (the 24100-D #296 El Toro Rd
owners through the Boards) are paying Laguna Woods, CA 92637
money for lobby activity that is in the best (949) 683-7317
interest of the Managing Agents. rvoice@rvoice.org
Page 8 of 8