The document analyzes enrollment trends at the University of Wisconsin, Superior and peer institutions between 2003-2013. It finds that UW-Superior experienced slower total enrollment growth than all but two peers during this period, with a 6% decline. This was driven by a 30% decrease in graduate enrollment, while undergraduate enrollment declined slightly. Compared to peers, UW-Superior enrolls a lower percentage of minority students but a higher percentage of international students (6% vs 2% at peers). The document also examines enrollment and degree trends by factors such as income level, discipline, and student segment.
The document provides information on enterprise risk management (ERM) frameworks and processes at various higher education institutions. It discusses how institutions typically create their own ERM frameworks tailored to their needs, with the most common risk categories being compliance, finance, reputation, strategy, and operations. A university risk officer or ERM director usually oversees the ERM program and reports to senior administrators. Risk owners are assigned for each risk and work with the risk officer to develop mitigation plans. Institutions engage with their boards of regents annually to present ERM activities. Measuring ERM impact remains a work in progress at most schools.
The document is the Florida Insurance Licensing Candidate Handbook from April 2014. It provides information to individuals seeking an insurance license in Florida, including how to make an exam reservation, what to bring to the exam, exam procedures, and content outlines. Candidates must read the handbook, make an online exam reservation, go to the test center on the scheduled day, and submit a license application upon passing the exam. The handbook guides candidates through the licensing process and provides important contacts.
Sporting and recreation associations should have members complete an application acknowledging risks, releasing the organization from liability, and consenting to medical treatment. The application should capture member details and be stored electronically or physically. It should address warnings, releases, insurance, fitness, rules, use of images, privacy, and require acknowledgment of terms.
Este documento presenta el plan de estudios de un curso de Educación Ético-Cívica para 4o de ESO. Incluye 9 unidades que cubren temas como la identidad personal, la vida como proyecto, las teorías éticas, los derechos humanos, la democracia, los desafíos globales y tecnológicos, y la construcción de una sociedad ética. Cada unidad describe brevemente sus contenidos y objetivos. El documento también menciona los recursos didácticos que apoyarán la enseñanza del curso
Este documento define conceptos fundamentales de la política y la organización política del Estado. Explica que la política implica la ciudad soberana, la resolución de asuntos públicos y el marco legal constitucional. Luego describe elementos de la política como el poder, el derecho y la soberanía. Define la política como el arte de gobernar y señala que implica normas, toma de decisiones y acatamiento de estas. Finalmente analiza conceptos como nación, nación-Estado, constitución política y Estado de derecho.
La revolución industrial transformó los sistemas de producción entre 1780 y 1850. Las máquinas sustituyeron el trabajo manual y los obreros se concentraron en fábricas. Gran Bretaña fue pionera debido a su mano de obra, mercado y recursos como el carbón. La industria textil y siderúrgica fueron las primeras en mecanizarse. El vapor permitió potenciar las máquinas. Los nuevos medios de transporte como el ferrocarril impulsaron la industrialización.
Este documento presenta una introducción a la historia del arte. Explica que el arte es la expresión creativa humana que usa elementos materiales para expresar la realidad y las ideas. Luego describe brevemente los principales estilos artísticos de la antigüedad, la Edad Media y la Edad Moderna. Finalmente, detalla la organización de la asignatura de historia del arte en bachillerato, incluyendo el programa, obras de arte y directrices para comentarios.
The document provides information on enterprise risk management (ERM) frameworks and processes at various higher education institutions. It discusses how institutions typically create their own ERM frameworks tailored to their needs, with the most common risk categories being compliance, finance, reputation, strategy, and operations. A university risk officer or ERM director usually oversees the ERM program and reports to senior administrators. Risk owners are assigned for each risk and work with the risk officer to develop mitigation plans. Institutions engage with their boards of regents annually to present ERM activities. Measuring ERM impact remains a work in progress at most schools.
The document is the Florida Insurance Licensing Candidate Handbook from April 2014. It provides information to individuals seeking an insurance license in Florida, including how to make an exam reservation, what to bring to the exam, exam procedures, and content outlines. Candidates must read the handbook, make an online exam reservation, go to the test center on the scheduled day, and submit a license application upon passing the exam. The handbook guides candidates through the licensing process and provides important contacts.
Sporting and recreation associations should have members complete an application acknowledging risks, releasing the organization from liability, and consenting to medical treatment. The application should capture member details and be stored electronically or physically. It should address warnings, releases, insurance, fitness, rules, use of images, privacy, and require acknowledgment of terms.
Este documento presenta el plan de estudios de un curso de Educación Ético-Cívica para 4o de ESO. Incluye 9 unidades que cubren temas como la identidad personal, la vida como proyecto, las teorías éticas, los derechos humanos, la democracia, los desafíos globales y tecnológicos, y la construcción de una sociedad ética. Cada unidad describe brevemente sus contenidos y objetivos. El documento también menciona los recursos didácticos que apoyarán la enseñanza del curso
Este documento define conceptos fundamentales de la política y la organización política del Estado. Explica que la política implica la ciudad soberana, la resolución de asuntos públicos y el marco legal constitucional. Luego describe elementos de la política como el poder, el derecho y la soberanía. Define la política como el arte de gobernar y señala que implica normas, toma de decisiones y acatamiento de estas. Finalmente analiza conceptos como nación, nación-Estado, constitución política y Estado de derecho.
La revolución industrial transformó los sistemas de producción entre 1780 y 1850. Las máquinas sustituyeron el trabajo manual y los obreros se concentraron en fábricas. Gran Bretaña fue pionera debido a su mano de obra, mercado y recursos como el carbón. La industria textil y siderúrgica fueron las primeras en mecanizarse. El vapor permitió potenciar las máquinas. Los nuevos medios de transporte como el ferrocarril impulsaron la industrialización.
Este documento presenta una introducción a la historia del arte. Explica que el arte es la expresión creativa humana que usa elementos materiales para expresar la realidad y las ideas. Luego describe brevemente los principales estilos artísticos de la antigüedad, la Edad Media y la Edad Moderna. Finalmente, detalla la organización de la asignatura de historia del arte en bachillerato, incluyendo el programa, obras de arte y directrices para comentarios.
The document discusses revitalizing academic programs to better align with institutional goals. It covers securing faculty trust in performance metrics, measuring programs against strategic priorities, setting new viability standards, improving signature programs, and maximizing resource flexibility. Advisors to the project include provosts and other academic leaders from various universities.
This document provides a summary of Sarah Jones's estimated tax savings for 2020 and 2021 based on an analysis conducted by Josh Curtis of EQB Strategy. It estimates that Ms. Jones will save $24,200 in taxes for 2020 and $28,198 for 2021 through various tax strategies implemented across her individual return and two business entities. The strategies and their estimated savings are broken down by entity. The document also includes disclaimers about the assumptions used and limitations of liability.
- FREEDOM Funding Company offers a 4% fixed rate mortgage program in the US to provide affordable home financing and help restore the housing market.
- They process applications based on debt-to-income ratios rather than credit scores. Income is verified to determine eligibility.
- Profits from the mortgages will be donated to charitable organizations through a 501(c)3 foundation. This program aims to benefit both homebuyers and charities.
- Wood has completed the sale of its Built Environment Consulting business, restoring its financial strength. This marks a new chapter for Wood with a new leadership team focused on a more disciplined and selective strategy.
- Wood has addressed legacy issues like losses from lump sum turnkey (LSTK) contracts and is now well-positioned for growth in attractive markets that enable the energy transition, with around 22% of current revenue from sustainable solutions.
- The strategy is to outperform market growth rates over the medium term, increase adjusted EBITDA through margin improvement, and generate sustainable free cash flow.
The document is a corporate presentation for Zenabis Global Inc. that provides an overview of the company's history and operations. It notes that Zenabis was formed in January 2019 through the reverse takeover of Bevo Agro Inc. by Sun Pharm Investments Ltd. Bevo Agro had a successful 30+ year history of growing hundreds of unique crops at an industrial scale in British Columbia, with EBITDA growing at 20% annually from 2011 to 2018 and EBITDA margins of around 24% in 2018. The presentation contains standard disclaimer language about forward-looking statements and the purpose of the document being for information only.
Top 10 China Stock Picks - Century Financialrayanwarner
The document is an email from Century Financial advising that their top 10 China stock picks report is ready to be downloaded from their website. It provides a disclaimer that the information in the report is for informational purposes only and should not be considered advice. It also notes several risks and limitations of the information provided.
Max Healthcare Institute Limited's investor presentation provides an overview of the company and its growth drivers. It highlights the following key points in 3 sentences:
Max Healthcare is India's second largest hospital chain in terms of revenue, EBITDA and market capitalization, with a dominant presence in the largest and most profitable markets of Delhi NCR and Mumbai. It has a vision to be the most well regarded healthcare provider in India committed to clinical excellence, cutting edge technology, and research. The presentation outlines Max Healthcare's track record, strategic focus areas, and financial performance to position it for continued strong growth and profitable expansion.
Opera Limited Investor Relations Presentation January 2020Opera
This presentation provides an overview of Opera Limited for potential investors. It discusses Opera's business lines including the Opera browser, Opera News platform, and OKash microlending business. It highlights Opera's large user base of over 350 million monthly active users. It also outlines Opera's growth strategies such as expanding monetization opportunities across its platforms and expanding into new markets and verticals. The presentation contains legal disclaimers around the accuracy of the information provided.
ALTUM is Latvia's development finance institution that provides financing to priority sectors to further Latvia's economic development. It has a diverse portfolio of loans, guarantees, and venture capital investments totaling €496 million. ALTUM has improved its operational efficiency through initiatives like project 25K and maintains strong financial metrics with a 37.1% equity ratio and liquidity ratio over 227%. Going forward, it aims to continue growing its business volumes while prudently managing risks.
Altum is a state-owned development finance institution in Latvia that provides financing to support the country's economic growth. It offers loans, guarantees, and venture capital funding across several sectors. Altum aims to be financially sustainable in the long run through prudent risk management practices. It has a solid portfolio of over 18,000 outstanding contracts totaling nearly 500 million euros in assets.
The document is a corporate presentation from Zenabis Global Inc. that provides disclaimers about the information contained within, noting that it does not constitute an offer or investment advice, contains forward-looking statements, and historical performance should not be relied upon as indicative of future results. The presentation includes information about the company, its facilities, production capacity, proposed regulatory changes, market trends, and competitive environment, but cautions that all forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially. Recipients are advised to not rely on the information for investment decisions and to consider the company's other public disclosures.
This presentation provides an overview of Opera Limited for potential investors. It discusses Opera's business lines including the Opera browser, Opera News platform, and OKash microlending business. It highlights Opera's large user base of over 350 million monthly active users. It also notes the significant growth opportunities across Opera's key mobile markets in Africa and South Asia as those regions continue to scale with increased internet penetration in emerging markets. The presentation contains forward-looking statements and disclaimers around the accuracy of the information provided.
This presentation provides an overview of Altum, Latvia's development finance institution. Key points include:
- Altum provides financing to priority sectors identified by the Latvian government through loans, guarantees, and venture capital investments.
- It has a well-diversified portfolio across industries and a strong liquidity position with over 350% liquidity ratio.
- Operational efficiency has improved through streamlining processes and a strategic shift to less administrative funding sources.
OKYO Pharma Limited (LSE: OKYO) operates as a life sciences and biotechnology company in the United Kingdom. Its development program includes Chemerin for the treatment of ocular inflammation, dry eye disease, and ocular neuropathic pain; and BAM-8, a non-opiod analgesic. OKYO Pharma Limited is headquartered in London, the United Kingdom.
This document provides a disclaimer for a financial information document prepared by London Cocktail Club and reviewed by Crowdcube. It states that the financial projections are illustrative and not guarantees. It also notes that the information is subject to risks and uncertainties and potential investors should seek independent advice. The document disclaims liability for any losses resulting from reliance on the information provided.
This presentation provides an overview of Opera Limited for potential investors. It discusses Opera's position as a leading global internet brand and comprehensive consumer-facing ecosystem centered around its Opera browser. Key highlights include Opera having over 350 million total monthly active users, with its news platform reaching over 163 million average monthly active users. The presentation also outlines Opera's monetization strategy, including through advertising on its browsers and news platform. It notes Opera's expansion into new areas like fintech through its OKash microlending business, which has an annualized revenue run rate exceeding $45 million. The presentation emphasizes Opera's opportunities for continued growth in emerging markets through product innovation and expanding its ecosystem.
Apollo Hospitals Enterprise Limited is a leading private healthcare services provider in India with over 6 decades of operations. It operates 71 hospitals with close to 10,000 beds across India and has expanded access to affordable healthcare through various initiatives. Apollo has played a pivotal role in developing the private healthcare sector in India by improving clinical outcomes and attracting medical talent both from India and overseas. Going forward, the company aims to continue its growth through a focus on clinical excellence, digital healthcare, and expansion into underserved markets.
Aera note cfss 2020_ opportunity for defaulter organizationvikash parakh
The Government has issued a circular (Notification No. 12/2020 dated 30th March 2020) with a view to reduce compliance burden on corporates due to the disruption caused by Covid-19 and to enable companies to make a fresh start, introduced the "Companies Fresh Start Scheme 2020" which applies to companies. The Scheme gives a one-time opportunity to all defaulting companies to complete their pending filings, if any, under the Companies Act, 1956 / Companies Act, 2013 (Companies Act), during the period 1st April 2020 to 30th September 2020, without payment of any additional fee and to get immunity from related prosecutions.
At Aera, we believe that this circular is a pivotal move by MCA Where it is providing a chance of lifetime to clear all the backlogs created by the companies and come out of the web and fear of non -compliance.
Please find the attached note to help you with the proposed scheme.
At Aera, we can assist with the implementation of the compliant program & happy to a part of your progress forever.
This document summarizes the key financial highlights of Sun Pharmaceuticals for the first quarter (Q1) of fiscal year 2020:
- Total sales increased 16% to Rs. 8,259 crores compared to the same quarter last year.
- India sales grew 8% to Rs. 2,314 crores. US finished dosage sales increased 12% to US$ 424 million. Emerging markets sales were flat at US$ 194 million.
- Research and development spending decreased to Rs. 422 crores (5.1% of sales) from Rs. 500 crores (7% of sales) in Q1 of fiscal year 2019.
- Earnings before interest, taxes, depreciation
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The document discusses revitalizing academic programs to better align with institutional goals. It covers securing faculty trust in performance metrics, measuring programs against strategic priorities, setting new viability standards, improving signature programs, and maximizing resource flexibility. Advisors to the project include provosts and other academic leaders from various universities.
This document provides a summary of Sarah Jones's estimated tax savings for 2020 and 2021 based on an analysis conducted by Josh Curtis of EQB Strategy. It estimates that Ms. Jones will save $24,200 in taxes for 2020 and $28,198 for 2021 through various tax strategies implemented across her individual return and two business entities. The strategies and their estimated savings are broken down by entity. The document also includes disclaimers about the assumptions used and limitations of liability.
- FREEDOM Funding Company offers a 4% fixed rate mortgage program in the US to provide affordable home financing and help restore the housing market.
- They process applications based on debt-to-income ratios rather than credit scores. Income is verified to determine eligibility.
- Profits from the mortgages will be donated to charitable organizations through a 501(c)3 foundation. This program aims to benefit both homebuyers and charities.
- Wood has completed the sale of its Built Environment Consulting business, restoring its financial strength. This marks a new chapter for Wood with a new leadership team focused on a more disciplined and selective strategy.
- Wood has addressed legacy issues like losses from lump sum turnkey (LSTK) contracts and is now well-positioned for growth in attractive markets that enable the energy transition, with around 22% of current revenue from sustainable solutions.
- The strategy is to outperform market growth rates over the medium term, increase adjusted EBITDA through margin improvement, and generate sustainable free cash flow.
The document is a corporate presentation for Zenabis Global Inc. that provides an overview of the company's history and operations. It notes that Zenabis was formed in January 2019 through the reverse takeover of Bevo Agro Inc. by Sun Pharm Investments Ltd. Bevo Agro had a successful 30+ year history of growing hundreds of unique crops at an industrial scale in British Columbia, with EBITDA growing at 20% annually from 2011 to 2018 and EBITDA margins of around 24% in 2018. The presentation contains standard disclaimer language about forward-looking statements and the purpose of the document being for information only.
Top 10 China Stock Picks - Century Financialrayanwarner
The document is an email from Century Financial advising that their top 10 China stock picks report is ready to be downloaded from their website. It provides a disclaimer that the information in the report is for informational purposes only and should not be considered advice. It also notes several risks and limitations of the information provided.
Max Healthcare Institute Limited's investor presentation provides an overview of the company and its growth drivers. It highlights the following key points in 3 sentences:
Max Healthcare is India's second largest hospital chain in terms of revenue, EBITDA and market capitalization, with a dominant presence in the largest and most profitable markets of Delhi NCR and Mumbai. It has a vision to be the most well regarded healthcare provider in India committed to clinical excellence, cutting edge technology, and research. The presentation outlines Max Healthcare's track record, strategic focus areas, and financial performance to position it for continued strong growth and profitable expansion.
Opera Limited Investor Relations Presentation January 2020Opera
This presentation provides an overview of Opera Limited for potential investors. It discusses Opera's business lines including the Opera browser, Opera News platform, and OKash microlending business. It highlights Opera's large user base of over 350 million monthly active users. It also outlines Opera's growth strategies such as expanding monetization opportunities across its platforms and expanding into new markets and verticals. The presentation contains legal disclaimers around the accuracy of the information provided.
ALTUM is Latvia's development finance institution that provides financing to priority sectors to further Latvia's economic development. It has a diverse portfolio of loans, guarantees, and venture capital investments totaling €496 million. ALTUM has improved its operational efficiency through initiatives like project 25K and maintains strong financial metrics with a 37.1% equity ratio and liquidity ratio over 227%. Going forward, it aims to continue growing its business volumes while prudently managing risks.
Altum is a state-owned development finance institution in Latvia that provides financing to support the country's economic growth. It offers loans, guarantees, and venture capital funding across several sectors. Altum aims to be financially sustainable in the long run through prudent risk management practices. It has a solid portfolio of over 18,000 outstanding contracts totaling nearly 500 million euros in assets.
The document is a corporate presentation from Zenabis Global Inc. that provides disclaimers about the information contained within, noting that it does not constitute an offer or investment advice, contains forward-looking statements, and historical performance should not be relied upon as indicative of future results. The presentation includes information about the company, its facilities, production capacity, proposed regulatory changes, market trends, and competitive environment, but cautions that all forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially. Recipients are advised to not rely on the information for investment decisions and to consider the company's other public disclosures.
This presentation provides an overview of Opera Limited for potential investors. It discusses Opera's business lines including the Opera browser, Opera News platform, and OKash microlending business. It highlights Opera's large user base of over 350 million monthly active users. It also notes the significant growth opportunities across Opera's key mobile markets in Africa and South Asia as those regions continue to scale with increased internet penetration in emerging markets. The presentation contains forward-looking statements and disclaimers around the accuracy of the information provided.
This presentation provides an overview of Altum, Latvia's development finance institution. Key points include:
- Altum provides financing to priority sectors identified by the Latvian government through loans, guarantees, and venture capital investments.
- It has a well-diversified portfolio across industries and a strong liquidity position with over 350% liquidity ratio.
- Operational efficiency has improved through streamlining processes and a strategic shift to less administrative funding sources.
OKYO Pharma Limited (LSE: OKYO) operates as a life sciences and biotechnology company in the United Kingdom. Its development program includes Chemerin for the treatment of ocular inflammation, dry eye disease, and ocular neuropathic pain; and BAM-8, a non-opiod analgesic. OKYO Pharma Limited is headquartered in London, the United Kingdom.
This document provides a disclaimer for a financial information document prepared by London Cocktail Club and reviewed by Crowdcube. It states that the financial projections are illustrative and not guarantees. It also notes that the information is subject to risks and uncertainties and potential investors should seek independent advice. The document disclaims liability for any losses resulting from reliance on the information provided.
This presentation provides an overview of Opera Limited for potential investors. It discusses Opera's position as a leading global internet brand and comprehensive consumer-facing ecosystem centered around its Opera browser. Key highlights include Opera having over 350 million total monthly active users, with its news platform reaching over 163 million average monthly active users. The presentation also outlines Opera's monetization strategy, including through advertising on its browsers and news platform. It notes Opera's expansion into new areas like fintech through its OKash microlending business, which has an annualized revenue run rate exceeding $45 million. The presentation emphasizes Opera's opportunities for continued growth in emerging markets through product innovation and expanding its ecosystem.
Apollo Hospitals Enterprise Limited is a leading private healthcare services provider in India with over 6 decades of operations. It operates 71 hospitals with close to 10,000 beds across India and has expanded access to affordable healthcare through various initiatives. Apollo has played a pivotal role in developing the private healthcare sector in India by improving clinical outcomes and attracting medical talent both from India and overseas. Going forward, the company aims to continue its growth through a focus on clinical excellence, digital healthcare, and expansion into underserved markets.
Aera note cfss 2020_ opportunity for defaulter organizationvikash parakh
The Government has issued a circular (Notification No. 12/2020 dated 30th March 2020) with a view to reduce compliance burden on corporates due to the disruption caused by Covid-19 and to enable companies to make a fresh start, introduced the "Companies Fresh Start Scheme 2020" which applies to companies. The Scheme gives a one-time opportunity to all defaulting companies to complete their pending filings, if any, under the Companies Act, 1956 / Companies Act, 2013 (Companies Act), during the period 1st April 2020 to 30th September 2020, without payment of any additional fee and to get immunity from related prosecutions.
At Aera, we believe that this circular is a pivotal move by MCA Where it is providing a chance of lifetime to clear all the backlogs created by the companies and come out of the web and fear of non -compliance.
Please find the attached note to help you with the proposed scheme.
At Aera, we can assist with the implementation of the compliant program & happy to a part of your progress forever.
This document summarizes the key financial highlights of Sun Pharmaceuticals for the first quarter (Q1) of fiscal year 2020:
- Total sales increased 16% to Rs. 8,259 crores compared to the same quarter last year.
- India sales grew 8% to Rs. 2,314 crores. US finished dosage sales increased 12% to US$ 424 million. Emerging markets sales were flat at US$ 194 million.
- Research and development spending decreased to Rs. 422 crores (5.1% of sales) from Rs. 500 crores (7% of sales) in Q1 of fiscal year 2019.
- Earnings before interest, taxes, depreciation
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