The document summarizes housing market trends in Toronto from 2008-2011 using several charts. It shows MLS sales, new listings, average prices, and the sales to new listings ratio over time. The ratios and prices indicate that 2011 saw higher sales volumes and prices compared to previous years. Affordability is also addressed, with the share of income needed for housing shown rising over the period.
The document contains charts analyzing the Toronto housing market in October 2011. It shows trends in MLS sales, new listings, average prices, and the sales to new listings ratio over the past 3-4 years. The ratios and trends are used to examine the housing market and predict future price changes. Higher sales to listing ratios typically mean greater price growth ahead while lower ratios often lead to price declines. The final chart analyzes housing affordability based on the average income and costs of owning the averaged priced home.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have seasonal fluctuations and vary year to year. Higher sales-to-listing ratios generally mean greater price growth, while lower ratios mean weaker price growth or price declines. One chart shows the ratio correlates closely with the annual percentage change in home prices. The affordability indicator shows the share of average household income needed for housing, which fluctuates between 30-50%.
The document contains charts analyzing the Toronto housing market in October 2011. It shows trends in MLS sales, new listings, average prices, and the sales to new listings ratio over the past 3-4 years. The ratios and trends are used to examine the housing market and predict future price changes. Higher sales to listing ratios typically mean greater price growth ahead while lower ratios often lead to price declines. The final chart analyzes housing affordability based on the average income and costs of owning the averaged priced home.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales-to-listings ratio is higher, price growth tends to increase and vice versa. The affordability indicator shows the percentage of average household income needed for housing, which has fluctuated between 30-50% in recent years.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales to new listings ratio is higher, price growth tends to be higher. One chart compares this ratio to the average annual change in home prices, showing that higher ratios correlate with greater price increases. Another chart tracks the affordability index, measuring the percentage of average household income needed to carry the costs of an average home.
TREB Housing Market Charts September 2011Brent Reid
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales to new listings ratio is higher, price growth tends to be higher. The affordability indicator chart shows the percentage of average household income needed to cover mortgage payments, property taxes and utilities on an average priced home, which has fluctuated between 30-50% in recent years.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales to new listings ratio is higher, price growth tends to be higher. The affordability indicator chart shows the percentage of average household income needed to cover mortgage payments, property taxes and utilities on an average priced home, which has fluctuated between 30-50% in recent years.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have seasonal fluctuations and vary year to year. Higher sales to listing ratios generally mean greater price growth. Charts of long-term trends show prices and sales influence each other. Affordability is also impacted, with prices consuming larger portions of household income over time.
The document contains charts analyzing the Toronto housing market in October 2011. It shows trends in MLS sales, new listings, average prices, and the sales to new listings ratio over the past 3-4 years. The ratios and trends are used to examine the housing market and predict future price changes. Higher sales to listing ratios typically mean greater price growth ahead while lower ratios often lead to price declines. The final chart analyzes housing affordability based on the average income and costs of owning the averaged priced home.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have seasonal fluctuations and vary year to year. Higher sales-to-listing ratios generally mean greater price growth, while lower ratios mean weaker price growth or price declines. One chart shows the ratio correlates closely with the annual percentage change in home prices. The affordability indicator shows the share of average household income needed for housing, which fluctuates between 30-50%.
The document contains charts analyzing the Toronto housing market in October 2011. It shows trends in MLS sales, new listings, average prices, and the sales to new listings ratio over the past 3-4 years. The ratios and trends are used to examine the housing market and predict future price changes. Higher sales to listing ratios typically mean greater price growth ahead while lower ratios often lead to price declines. The final chart analyzes housing affordability based on the average income and costs of owning the averaged priced home.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales-to-listings ratio is higher, price growth tends to increase and vice versa. The affordability indicator shows the percentage of average household income needed for housing, which has fluctuated between 30-50% in recent years.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales to new listings ratio is higher, price growth tends to be higher. One chart compares this ratio to the average annual change in home prices, showing that higher ratios correlate with greater price increases. Another chart tracks the affordability index, measuring the percentage of average household income needed to carry the costs of an average home.
TREB Housing Market Charts September 2011Brent Reid
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales to new listings ratio is higher, price growth tends to be higher. The affordability indicator chart shows the percentage of average household income needed to cover mortgage payments, property taxes and utilities on an average priced home, which has fluctuated between 30-50% in recent years.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales to new listings ratio is higher, price growth tends to be higher. The affordability indicator chart shows the percentage of average household income needed to cover mortgage payments, property taxes and utilities on an average priced home, which has fluctuated between 30-50% in recent years.
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have seasonal fluctuations and vary year to year. Higher sales to listing ratios generally mean greater price growth. Charts of long-term trends show prices and sales influence each other. Affordability is also impacted, with prices consuming larger portions of household income over time.
1) Red Shoes was a Choctaw warrior in the 18th century who frequently switched alliances between the French and English settlers depending on who gave him more gifts.
2) Martin Ocelotl was a native priest in Mexico in the early 1500s who was seen as a threat to the spread of Christianity and was banished from the colonies.
3) Antonio de Gouveia was a priest in South America in the mid-1500s who engaged in medicinal healing and mineralogy despite religious persecution.
The document discusses the dangers of sun exposure and how to make youth more aware of the risks. It notes that skin cancer cases are increasing among young people. To address this, responses should provide ways to increase youth awareness of the sun's dangers, such as educating them about sun protection and the importance of limiting unprotected time in the sun.
Michael Mufson led a workshop where participants physically represented themes of the economic crisis with their bodies to better understand the relationships between people and the crisis. Groups designed body formations to depict the crisis and identify its source, such as government, bankers or politicians. While an engaging exercise, the speaker's view of Americans as "mechanized" was considered by one participant to be an overgeneralization.
The document contains charts analyzing the Toronto housing market in July 2011. It shows trends in MLS sales, new listings, average prices, and the sales-to-new listings ratio over the past 3-4 years. Seasonal patterns are evident across the metrics. The sales-to-new listings ratio influences average annual price changes. Moving averages identify trends despite fluctuations. Affordability is also addressed through a metric of income spent on housing.
Red Shoes was an 18th century Choctaw warrior and diplomat who frequently switched alliances between the French and English settlers depending on who provided more gifts. Martin Ocelotl was a 16th century Mexican priest who was seen as a threat by Spanish authorities for his indigenous religious practices and was eventually banished. Antonio de Gouveia was a 16th century Portuguese priest and adventurer in South America who faced prosecution for his medical practices and stories. Juan de Morga and Gertrudis de Escobar were 17th century mulatto slaves in Mexico - Juan learned to read and write and petitioned for freedom, while Gertrudis faced severe beatings and attempted escape from her slave owners.
The document provides a summary of the history of California across several chapters. It describes how Native Americans lived in California for thousands of years before European arrival. It then discusses the Spanish exploration and naming of California, as well as the diverse landscape, climate, and biodiversity of the state. Finally, it summarizes the major events of the California Gold Rush in the mid-1800s, including the massive migration it sparked, economic growth, and environmental impacts.
The document discusses Portuguese exploration and war between 1415-1762. It notes that Henry the Navigator led the conquest of Ceuta in 1415, marking the beginning of the Portuguese Empire. Portuguese explorers explored the coast of Africa throughout the 15th century, crossing the Cape of Good Hope in 1488 and establishing colonies in Brazil in 1500. Portugal ruled Goa on the east coast of India from 1510-1580. The Portuguese fought the Ottoman Empire for control of trade routes. Portugal was ruled by Spain from 1580-1640, until gaining independence after the Thirty Years War.
Olga Diaz spoke about the role of youth in political movements. As a 35-year-old member of the Escondido City Council, she considers herself young in politics compared to her colleagues who are often double her age. She emphasized the need for more young, educated people to get involved in local politics by attending city council meetings and understanding issues like public service costs. While she agrees that greater youth participation is important, the idea that someone can be seen as too young for politics solely due to their age should be disagreed with, as experience comes in many forms beyond just age.
The document contains charts analyzing the Toronto housing market in February 2011. It shows trends in MLS sales, new listings, average prices, and the sales-to-listings ratio over the past 3-4 years. Seasonal patterns are evident across the metrics. The sales-to-listings ratio correlates positively with annual price growth. Affordability is also tracked based on the share of average household income required for mortgage payments, property taxes and utilities on the average home.
What history interests me part 2 (Music Styles)Ruiner0
The document discusses the evolution of musical styles over time from 3000 BC to the present day. It outlines 8 major time periods and characterizes the overall musical style of each period. The styles progressed from simple single-string playing in ancient times, to the complex polyphony of the Medieval period, to the melodic focus of the Renaissance and intricate developments in the Baroque era. The Classical period emphasized simplicity and form while Romantic music aimed for emotional expression. In the 20th century, recording technology allowed many genres to emerge and electronic music became popular.
The document summarizes housing market trends in Toronto from 2008-2011 using several charts. It shows MLS sales, new listings, average prices, and the sales to new listings ratio over time. The ratios and prices indicate that 2011 saw higher sales volumes and prices compared to previous years. Affordability is also addressed, with the share of income needed for housing shown rising over the period.
The document contains charts analyzing the Toronto housing market in June 2011. It shows trends in MLS sales, new listings, average prices, and the sales-to-new listings ratio over the past 3-4 years. Seasonal patterns are evident across the metrics. The sales-to-new listings ratio impacts average annual price changes. Additional charts show long-term trends and the relationship between affordability and average household income.
The document is about the film ¡Ay, Carmela! which tells the story of two theatre artists, Carmela and Paulino, trying to survive during the Spanish Civil War. It describes how they perform for republican troops on the Aragon front but are then forced to perform for nationalist troops after the area is captured. The film shows how the presence of fascism corrodes and corrupts, such as how food no longer nourishes but causes discomfort. It also depicts the symbolic battle between republican and fascist ideals through the songs used in the performances.
El documento describe varias escenas relacionadas con las fiestas de San Fermín en Pamplona. Se mencionan los kilikis asustando a los niños, la gente saltando en una fuente, y una canción triste sobre el final de las fiestas cuando se han acabado las velas y pañuelos.
Serviced Apartment Ho Chi Minh For RentalGVRenting
GVRenting is the leading rental real estate company in Vietnam. We help you to find a serviced apartment for rent in Ho Chi Minh & Saigon. Discover our broad range of rental properties in Vietnam.
For more details https://gvrenting.com/
Recent Trends Fueling The Surge in Farmhouse Demand in IndiaFarmland Bazaar
Embarking on the journey to acquire a farmhouse for sale is just the beginning; the real investment lies in crafting an environment that contributes to our mental and physical well-being while satisfying the soul. At Farmlandbazaar.com, India’s leading online marketplace dedicated to farm land, farmhouses, and agricultural lands, we understand the importance of transforming a humble farmland into a warm and inviting sanctuary. Let's explore the fundamental aspects that can elevate your farmhouse into a tranquil haven.
Discover Yeni Eyup Evleri 2, nestled among the rising values of Eyupsultan, offering the epitome of modern living in Istanbul.
With its spacious living areas, contemporary architecture, and meticulous details, Yeni Eyup Evleri 2 is poised to be the star of your happiest moments. Situated in the new favorite district of Eyupsultan, claim your spot and unlock the doors to a peaceful life alongside your loved ones. Nestled next to the historical and natural beauties of Eyupsultan, embrace the comfort of modern living and rediscover life.
Social Amenities:
Yeni Eyup 2 offers a life filled with joy with its green landscaping areas, gym, sauna, children’s play areas, café, outdoor pool, and basketball court. Reserve your place for unforgettable moments!
Reliable Structure:
With 1+1, 2+1, and 3+1 apartment options, Yeni Eyup Evleri 2 is designed with first-class materials and craftsmanship. The doors to a safe and comfortable life are here! Choose the option that suits you best and step into your dream home.
Project:
Yeni Eyup 2 is conveniently located, with Istanbul Airport just 26 minutes away, the Mecidiyeköy Metro Line 4 minutes away, and the Tram Stop 5 minutes away, making your life easier with its central location.
Location:
Your home is positioned in a privileged location, providing easy access to the city center, shopping malls, restaurants, schools, and other important places.
Yeni Eyup 2 offers 1+1, 2+1, and 3+1 apartment options designed to meet different needs. Find an option suitable for every lifestyle and open the doors to a comfortable life in your dream home.
https://listingturkey.com/property/yeni-eyup-evleri-2/
1) Red Shoes was a Choctaw warrior in the 18th century who frequently switched alliances between the French and English settlers depending on who gave him more gifts.
2) Martin Ocelotl was a native priest in Mexico in the early 1500s who was seen as a threat to the spread of Christianity and was banished from the colonies.
3) Antonio de Gouveia was a priest in South America in the mid-1500s who engaged in medicinal healing and mineralogy despite religious persecution.
The document discusses the dangers of sun exposure and how to make youth more aware of the risks. It notes that skin cancer cases are increasing among young people. To address this, responses should provide ways to increase youth awareness of the sun's dangers, such as educating them about sun protection and the importance of limiting unprotected time in the sun.
Michael Mufson led a workshop where participants physically represented themes of the economic crisis with their bodies to better understand the relationships between people and the crisis. Groups designed body formations to depict the crisis and identify its source, such as government, bankers or politicians. While an engaging exercise, the speaker's view of Americans as "mechanized" was considered by one participant to be an overgeneralization.
The document contains charts analyzing the Toronto housing market in July 2011. It shows trends in MLS sales, new listings, average prices, and the sales-to-new listings ratio over the past 3-4 years. Seasonal patterns are evident across the metrics. The sales-to-new listings ratio influences average annual price changes. Moving averages identify trends despite fluctuations. Affordability is also addressed through a metric of income spent on housing.
Red Shoes was an 18th century Choctaw warrior and diplomat who frequently switched alliances between the French and English settlers depending on who provided more gifts. Martin Ocelotl was a 16th century Mexican priest who was seen as a threat by Spanish authorities for his indigenous religious practices and was eventually banished. Antonio de Gouveia was a 16th century Portuguese priest and adventurer in South America who faced prosecution for his medical practices and stories. Juan de Morga and Gertrudis de Escobar were 17th century mulatto slaves in Mexico - Juan learned to read and write and petitioned for freedom, while Gertrudis faced severe beatings and attempted escape from her slave owners.
The document provides a summary of the history of California across several chapters. It describes how Native Americans lived in California for thousands of years before European arrival. It then discusses the Spanish exploration and naming of California, as well as the diverse landscape, climate, and biodiversity of the state. Finally, it summarizes the major events of the California Gold Rush in the mid-1800s, including the massive migration it sparked, economic growth, and environmental impacts.
The document discusses Portuguese exploration and war between 1415-1762. It notes that Henry the Navigator led the conquest of Ceuta in 1415, marking the beginning of the Portuguese Empire. Portuguese explorers explored the coast of Africa throughout the 15th century, crossing the Cape of Good Hope in 1488 and establishing colonies in Brazil in 1500. Portugal ruled Goa on the east coast of India from 1510-1580. The Portuguese fought the Ottoman Empire for control of trade routes. Portugal was ruled by Spain from 1580-1640, until gaining independence after the Thirty Years War.
Olga Diaz spoke about the role of youth in political movements. As a 35-year-old member of the Escondido City Council, she considers herself young in politics compared to her colleagues who are often double her age. She emphasized the need for more young, educated people to get involved in local politics by attending city council meetings and understanding issues like public service costs. While she agrees that greater youth participation is important, the idea that someone can be seen as too young for politics solely due to their age should be disagreed with, as experience comes in many forms beyond just age.
The document contains charts analyzing the Toronto housing market in February 2011. It shows trends in MLS sales, new listings, average prices, and the sales-to-listings ratio over the past 3-4 years. Seasonal patterns are evident across the metrics. The sales-to-listings ratio correlates positively with annual price growth. Affordability is also tracked based on the share of average household income required for mortgage payments, property taxes and utilities on the average home.
What history interests me part 2 (Music Styles)Ruiner0
The document discusses the evolution of musical styles over time from 3000 BC to the present day. It outlines 8 major time periods and characterizes the overall musical style of each period. The styles progressed from simple single-string playing in ancient times, to the complex polyphony of the Medieval period, to the melodic focus of the Renaissance and intricate developments in the Baroque era. The Classical period emphasized simplicity and form while Romantic music aimed for emotional expression. In the 20th century, recording technology allowed many genres to emerge and electronic music became popular.
The document summarizes housing market trends in Toronto from 2008-2011 using several charts. It shows MLS sales, new listings, average prices, and the sales to new listings ratio over time. The ratios and prices indicate that 2011 saw higher sales volumes and prices compared to previous years. Affordability is also addressed, with the share of income needed for housing shown rising over the period.
The document contains charts analyzing the Toronto housing market in June 2011. It shows trends in MLS sales, new listings, average prices, and the sales-to-new listings ratio over the past 3-4 years. Seasonal patterns are evident across the metrics. The sales-to-new listings ratio impacts average annual price changes. Additional charts show long-term trends and the relationship between affordability and average household income.
The document is about the film ¡Ay, Carmela! which tells the story of two theatre artists, Carmela and Paulino, trying to survive during the Spanish Civil War. It describes how they perform for republican troops on the Aragon front but are then forced to perform for nationalist troops after the area is captured. The film shows how the presence of fascism corrodes and corrupts, such as how food no longer nourishes but causes discomfort. It also depicts the symbolic battle between republican and fascist ideals through the songs used in the performances.
El documento describe varias escenas relacionadas con las fiestas de San Fermín en Pamplona. Se mencionan los kilikis asustando a los niños, la gente saltando en una fuente, y una canción triste sobre el final de las fiestas cuando se han acabado las velas y pañuelos.
Serviced Apartment Ho Chi Minh For RentalGVRenting
GVRenting is the leading rental real estate company in Vietnam. We help you to find a serviced apartment for rent in Ho Chi Minh & Saigon. Discover our broad range of rental properties in Vietnam.
For more details https://gvrenting.com/
Recent Trends Fueling The Surge in Farmhouse Demand in IndiaFarmland Bazaar
Embarking on the journey to acquire a farmhouse for sale is just the beginning; the real investment lies in crafting an environment that contributes to our mental and physical well-being while satisfying the soul. At Farmlandbazaar.com, India’s leading online marketplace dedicated to farm land, farmhouses, and agricultural lands, we understand the importance of transforming a humble farmland into a warm and inviting sanctuary. Let's explore the fundamental aspects that can elevate your farmhouse into a tranquil haven.
Discover Yeni Eyup Evleri 2, nestled among the rising values of Eyupsultan, offering the epitome of modern living in Istanbul.
With its spacious living areas, contemporary architecture, and meticulous details, Yeni Eyup Evleri 2 is poised to be the star of your happiest moments. Situated in the new favorite district of Eyupsultan, claim your spot and unlock the doors to a peaceful life alongside your loved ones. Nestled next to the historical and natural beauties of Eyupsultan, embrace the comfort of modern living and rediscover life.
Social Amenities:
Yeni Eyup 2 offers a life filled with joy with its green landscaping areas, gym, sauna, children’s play areas, café, outdoor pool, and basketball court. Reserve your place for unforgettable moments!
Reliable Structure:
With 1+1, 2+1, and 3+1 apartment options, Yeni Eyup Evleri 2 is designed with first-class materials and craftsmanship. The doors to a safe and comfortable life are here! Choose the option that suits you best and step into your dream home.
Project:
Yeni Eyup 2 is conveniently located, with Istanbul Airport just 26 minutes away, the Mecidiyeköy Metro Line 4 minutes away, and the Tram Stop 5 minutes away, making your life easier with its central location.
Location:
Your home is positioned in a privileged location, providing easy access to the city center, shopping malls, restaurants, schools, and other important places.
Yeni Eyup 2 offers 1+1, 2+1, and 3+1 apartment options designed to meet different needs. Find an option suitable for every lifestyle and open the doors to a comfortable life in your dream home.
https://listingturkey.com/property/yeni-eyup-evleri-2/
BEST FARMLAND FOR SALE | FARM PLOTS NEAR BANGALORE | KANAKAPURA | CHICKKABALP...knox groups real estate
welcome to knox groups real estate company in Bangalore. best farm land for sale near Bangalore and madhugiri . Managed farmland near Kanakapura and Chickkabalapur get know more details about the projects .Knox groups is a leading real estate company dedicated to helping individuals and businesses navigate the dynamic real estate market. With our extensive knowledge, experience, and commitment to excellence, we deliver exceptional results for our clients. Discover the perfect foundation for your agricultural aspirations with KNOX Groups' prime farm lands. These aren't just plots; they're the fertile grounds where vibrant crops flourish, livestock thrives, and unique agricultural ventures come to life. At KNOX, we go beyond selling land we curate sustainable ecosystems, ensuring that your journey toward agricultural success is seamless and prosperous.
AVRUPA KONUTLARI ESENTEPE - ENGLISH - Listing TurkeyListing Turkey
Looking for a new home in Istanbul? Look no further than Avrupa Konutlari Esentepe! Our beautifully designed homes provide the perfect blend of luxury and comfort, making them the perfect choice for anyone looking for a high-quality home in the city.
With a wide range of apartment types available, from 1+1 to 4+1, we have something to suit every need and budget. Each apartment is designed with attention to detail and features spacious and bright living areas, making them the perfect place to relax and unwind after a long day.
One of the things that sets Avrupa Konutlari Esentepe apart from other developments is our focus on creating a community that is both comfortable and convenient. Our homes are surrounded by lush green spaces, perfect for enjoying a peaceful stroll or having a picnic with friends and family. Additionally, our complex includes a variety of social and recreational amenities, such as swimming pools, sports fields, and playgrounds, making it easy for residents to stay active and socialize with their neighbors.
https://listingturkey.com/property/avrupa-konutlari-esentepe/
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
2. TREB MLS® Sales
Monthly with Three Previous Years for Comparison
12,000 2008 2009 2010 2011
10,000
8,000
6,000
4,000
2,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales for the current year and the previous three years. The
recurring seasonal trend can be examined along with comparisons to previous years for each month.
3. TREB MLS® New Listings
Monthly with Three Previous Years for Comparison
25,000
2008 2009 2010 2011
20,000
15,000
10,000
5,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings for the current year and the previous three
years. The recurring seasonal trend can be examined along with comparisons to previous years for each
month.
4. TREB MLS® Sales-to-New Listings Ratio
Monthly with Three Previous Years for Comparison
1.10 2008 2009 2010 2011
1.00
0.90
0.80
0.70
0.60
0.50
0.40
0.30
0.20
0.10
0.00
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® sales-to-new listings ratio (SNLR) for the current year and the previous
three years. The recurring seasonal trend can be examined along with comparisons to previous years for each month.
When the SNLR moves higher, annual average price growth generally increases – often at a rate well above inflation.
When the SNLR moves lower, annual average price growth generally declines and can become negative.
5. TREB MLS® Average Resale Home Price
Monthly with Three Previous Years for Comparison
$480,000 2008 2009 2010 2011
$460,000
$440,000
$420,000
$400,000
$380,000
$360,000
$340,000
$320,000
$300,000
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® average home price for the current year and the
previous three years. The recurring seasonal trend can be examined along with comparisons to previous
years for each month.
6. TREB MLS® Sales
Monthly Time Series with Trend Line
12,000
10,000 Actual MLS® Sales Trend (12-Month Moving Average)
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales since January 1995. The blue line shows actual sales. The brown
line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual sales must occur to change the direction of the trend.
7. TREB MLS® New Listings
Monthly Time Series with Trend Line
22,000
Actual MLS® New Listings
20,000
18,000 Trend (12-Month Moving Average)
16,000
14,000
12,000
10,000
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings since January 1995. The blue line shows actual new listings.
The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual new listings must occur to change the direction of the trend.
8. TREB MLS® Average Price
Monthly Time Series with Trend Line
475,000
Actual MLS® Average Price
425,000
Trend (12-Month Moving Average)
375,000
325,000
275,000
225,000
175,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® average price since January 1995. The blue line shows the actual average
price. The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or
other irregular fluctuations. A substantial change in actual average price must occur to change the direction of the
trend.
9. TREB MLS® Sales-to-New Listings Ratio Compared to
Average Annual Per Cent Change in Home Price
Average Price Annual Per Cent Change
1.20 25%
Sales-to-New Listings Ratio
1.00 20%
15%
(Brown Line)
0.80
(Blue Line)
10%
0.60 5%
0.40 0%
Sales-to-New Listings Ratio -5%
0.20 -10%
Average Price Annual Per Cent Change
0.00 -15%
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly sales-to-new listings ratio (blue line) with year-over-year average annual per
cent price change (brown line). When the sales-to-new listings ratio moves higher, average annual per cent change in
home prices generally trends higher. When the sales-to-new listings ratio moves lower, average annual per cent change
in home prices generally trends lower.
10. TREB Affordability Indicator
Share of Average Household Income Used for Mortgage Principal and Interest,
Property Taxes and Utilities on the Averaged Priced GTA Resale Home
55%
50%
45%
40%
35%
30%
25%
Source: Toronto Real Estate Board Data and Calculation; Statistics Canada
Explanation: This chart plots the share of average household income that goes toward mortgage principal and interest, property taxes and utilities
for the average priced home in the GTA subject to the following assumptions:
1. Average annual or year-to-date home price as reported by TREB
2. 20 per cent down payment
3. Average 5-year fixed mortgage rate (Statistics Canada); 25-year amortization
4. Average property tax rate reported by/estimated from the Statistics Canada Survey of Household Spending
5. Average utilities cost reported by/estimated from the Statistics Canada Survey of Household Spending and components of the Consumer Price Index
6. Average household income reported by the Census of Canada. Years in between Censuses estimated using interpolation (years up to 2005) or annual growth in average weekly earnings reported by
Statistics Canada in the Labour Force Survey (2006 onward).