The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.
You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Things to Consider When Buying a Home - Summer 2022 EditionTom Blefko
The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.
You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Things to Consider When Selling Your House in Chicago (Winter 2022) | KM Real...Tammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Check out our guide or contact our professionals for more details. https://kmrealtygroup.net/contact-us/
Things to Consider When Buying a Home (Fall 2021) | KM Realty Group ChicagoTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.
We Make Real Estate Buying and Selling Easy.
https://kmrealtygroup.net/
Let's connect with a real estate professional to discuss your home buying or selling process. https://bit.ly/connect-km-realty
Things to Consider When Buying a Home (Summer 2022) - KM Realty Group LLC, Ch...Tammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.
Contact the professionals now and schedule a free consultation.
https://kmrealtygroup.net/contact-us/
Things to Consider When Selling Your House (Summer 2022) - KM Realty Group LL...Tammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Contact the professionals now and schedule a free consultation.
https://kmrealtygroup.net/contact-us/
Things to Consider When Selling a Home - Summer 2022 EditionTom Blefko
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.
You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Things to Consider When Buying a Home - Summer 2022 EditionTom Blefko
The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.
You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Things to Consider When Selling Your House in Chicago (Winter 2022) | KM Real...Tammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Check out our guide or contact our professionals for more details. https://kmrealtygroup.net/contact-us/
Things to Consider When Buying a Home (Fall 2021) | KM Realty Group ChicagoTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.
We Make Real Estate Buying and Selling Easy.
https://kmrealtygroup.net/
Let's connect with a real estate professional to discuss your home buying or selling process. https://bit.ly/connect-km-realty
Things to Consider When Buying a Home (Summer 2022) - KM Realty Group LLC, Ch...Tammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.
Contact the professionals now and schedule a free consultation.
https://kmrealtygroup.net/contact-us/
Things to Consider When Selling Your House (Summer 2022) - KM Realty Group LL...Tammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Contact the professionals now and schedule a free consultation.
https://kmrealtygroup.net/contact-us/
Things to Consider When Selling a Home - Summer 2022 EditionTom Blefko
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Things to Consider When Buying a Home (Fall 2022) | Chicago NewsTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers in Chicago, IL, USA.
Contact the professionals now and schedule a free consultation.
✅ https://kmrealtygroup.net/contact-us/
This home sellers guide will help you really understand what’s taking place in our housing market and give you the confidence you will need to make the best decision for you and your family.
Anna Lanuza Buying a Home Fall 2022 If you’re wondering if it’s the right time to buy a home, you should know you have an opportunity to grow your wealth, stabilize your expenses, and benefit from more options for your home search this fall. Explore Neighborhood Profiles and see what Agoura Hills, Calabasas, San Fernando and Conejo Valley are all about. Get a head start. Connect With Me (Anytime, including now 310-295-8807) Buying or selling a home is one of largest decisions you will ever make, I will be there every step of the way. Let's talk about what you are looking for in a home, I will help you find it.
Are You Thinking About Buying a Home | KM Realty Group LLCTammy Jackson
The process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn't even know you should consider when buying a home.
Have questions? Contact us today.
✅ https://kmrealtygroup.net/contact-us/
Things to Consider When Selling Your House Spring 2023 in ChicagoTammy Jackson
Selling a house can be a complicated process, even in the best of times. But in the spring of 2023, the market is especially volatile — and more than ever, it's important to understand what factors are going to affect your home's value and how you can position yourself to get the best price possible.
If you're thinking about selling your home this spring, here are some things you should consider. Check out our detailed pdf and educate yourself.
Things to Consider When Selling Your House (Fall 2021) | KM Realty Group ChicagoTammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
We Make Real Estate Buying and Selling Easy.
https://kmrealtygroup.net/
Let's connect with a real estate professional to discuss your home buying or selling process. https://bit.ly/connect-km-realty
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
More Related Content
Similar to Things to Consider When Buying a Home (Winter 2023)
Things to Consider When Buying a Home (Fall 2022) | Chicago NewsTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers in Chicago, IL, USA.
Contact the professionals now and schedule a free consultation.
✅ https://kmrealtygroup.net/contact-us/
This home sellers guide will help you really understand what’s taking place in our housing market and give you the confidence you will need to make the best decision for you and your family.
Anna Lanuza Buying a Home Fall 2022 If you’re wondering if it’s the right time to buy a home, you should know you have an opportunity to grow your wealth, stabilize your expenses, and benefit from more options for your home search this fall. Explore Neighborhood Profiles and see what Agoura Hills, Calabasas, San Fernando and Conejo Valley are all about. Get a head start. Connect With Me (Anytime, including now 310-295-8807) Buying or selling a home is one of largest decisions you will ever make, I will be there every step of the way. Let's talk about what you are looking for in a home, I will help you find it.
Are You Thinking About Buying a Home | KM Realty Group LLCTammy Jackson
The process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn't even know you should consider when buying a home.
Have questions? Contact us today.
✅ https://kmrealtygroup.net/contact-us/
Things to Consider When Selling Your House Spring 2023 in ChicagoTammy Jackson
Selling a house can be a complicated process, even in the best of times. But in the spring of 2023, the market is especially volatile — and more than ever, it's important to understand what factors are going to affect your home's value and how you can position yourself to get the best price possible.
If you're thinking about selling your home this spring, here are some things you should consider. Check out our detailed pdf and educate yourself.
Things to Consider When Selling Your House (Fall 2021) | KM Realty Group ChicagoTammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
We Make Real Estate Buying and Selling Easy.
https://kmrealtygroup.net/
Let's connect with a real estate professional to discuss your home buying or selling process. https://bit.ly/connect-km-realty
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Torun Center Residences Istanbul - Listing TurkeyListing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Lixin Azarmehr, a Los Angeles-based real estate development trailblazer, co-founded JL Real Estate Development (JL RED) in 2015 and serves as its CEO. Her expertise has propelled the firm to specialize in luxury residential and mixed-use commercial projects, with a portfolio that features upscale retail spaces and sophisticated care facilities.
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
Avrupa Konutlari Yenimahalle - Listing TurkeyListing Turkey
Welcome to Avrupa Konutları Yenimahalle, where luxury living meets unparalleled convenience in the heart of Istanbul. Developed by Artaş Holding, one of Turkey’s leading construction companies, this prestigious residential project offers a contemporary lifestyle experience like no other.
https://listingturkey.com/property/avrupa-konutlari-yenimahalle/
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
One FNG by Group 108 Sector 142 Noida Construction Update
Things to Consider When Buying a Home (Winter 2023)
1. Things To Consider When
Buying a Home WINTER 2023
EDITION
Tom Blefko
Director of Operations
Associate Broker
REALTOR®
150 North Pointe Boulevard
Lancaster, PA 17601
Office: (717) 560-9100
Cell: (717) 587-6600
Email: tblefko@homesale.com
2009 Volunteer of the Year
2021 REALTOR® of the Year
2021 President
2022 Distinguished Service Award
2. Table of Contents
3 What’s Happening in the Housing Market?
5 Expert Insights for Today’s Homebuyers
6 3 Trends That Are Good News
for Homebuyers
9 Top Reasons To Own Your Home
10 The Non-Financial Benefits
of Homeownership
13 Why Buying a Home May Make More
Sense Than Renting
14 The Long-Term Benefit of Homeownership
17 Tips for Buyers in Today’s Housing Market
19 A Crucial First Step: Mortgage
Pre-Approval
20 Things To Avoid After Applying
for a Mortgage
21 A Trusted Real Estate Advisor Provides
Expert Advise
3. With everything going on in the housing market right now, you may have a
number of questions about what that means for you and your plans to buy a
home. Here are three things that are likely top of mind for you.
What’s Happening in the
Housing Market?
3
1. Why Did Mortgage Rates Rise So Much In 2022?
In 2022, inflation reached a high not seen in 40 years. As it did, you probably felt the
pinch at the gas pump and in the grocery store. But inflation did more than increase
the cost of goods and services, it also led to the rapid rise in mortgage rates. CNET
explains:
“As a general rule, when inflation is low, mortgage rates tend to be lower.
When inflation is high, rates tend to be higher.”
As mortgage rates rose, they impacted your purchasing power by increasing the cost
of buying a home. And moving forward, experts agree rates will continue to respond
to inflation. If inflation eases, rates may decline as a result.
2. What’s Happening with Home Prices?
Headlines about home prices can be confusing. While home price appreciation has
cooled, where home prices will go from here will vary based on supply and demand in
our local market.
That may be why some experts say prices will decline slightly and others say they’ll
continue to climb, just more moderately than they have been.
4. 4
Bottom Line
Don’t let the uncertainty in the
market put your dreams on hold.
Let’s connect so you have an expert on
your side to answer all your housing
market questions. Together, we’ll review
your goals and what’s happening in
our market so you have the information
you need to make a powerful and
confident decision.
3. Should I Buy a Home Today?
Even with higher mortgage rates and
today’s home prices, it can still make
sense to buy a home today. That’s
because buying a home is so much more
than just a financial decision. It’s a lifestyle
choice as well. As Freddie Mac, says:
"Deciding whether to rent or buy
depends on your financial situation,
future plans and lifestyle. Both
options have benefits that you need
to carefully consider before making
your decision.”
If your needs have changed or if you are
looking for a space that’s truly your own,
there are still many compelling reasons to
buy a home today. The sense of
accomplishment, the wealth building
opportunity, and the chance to stabilize
your monthly payments can make it all
worthwhile.
5. 5
If you want to buy a home today, here are a few things experts say you should
know about what to expect and why homeownership is so important.
Expert Insights for
Today’s Homebuyers
“
Buyers will continue to see less competition for homes and have more
time to tour homes they like and consider their options.
- Michael Lane, VP and General Manager, ShowingTime
“
While mortgage rates are expected to continue to drift higher over the coming
months, much of the rapid increase in rates is likely behind us.
- Mark Fleming, Chief Economist, First American
“
The key to making a good decision in this challenging housing market is to be
laser focused on what you need now and in the years ahead, so that you
can stay in your home long enough that buying is a sound financial decision.
- Danielle Hale, Chief Economist, realtor.com
“
Homeownership is still considered one of the most reliable ways to build
wealth. When you make monthly mortgage payments, you're building equity in
your home. . . . When you rent, you aren't investing in your financial future the
same way you are when you're paying off a mortgage.
- CNET
6. As the market has cooled, some of the intensity buyers faced during the peak
frenzy of the pandemic has cooled too. Here are just a few trends that may be
beneficial when you go to buy a home today.
6
1. More Homes To Choose From
During the pandemic, housing supply hit a record low at the same time buyer demand
skyrocketed. This combination made it difficult to find a home because there just
weren’t enough homes available for sale to meet buyer demand.
According to realtor.com, the supply of homes for sale has increased by 46.8%
compared to 2021. While supply is still lower than more normal years, you do have
more to choose from in your home search today. That makes finding your dream
home a bit less difficult.
2. Bidding Wars Have Eased
One of the top stories in real estate headlines over the past two years was the
intensity and frequency of bidding wars. But today, things are different. With more
options, you’ll also likely see less competition from other buyers looking for homes.
According to the National Association of Realtors (NAR), the average number of
offers on recently sold homes has declined. In October 2022, the average was 2.4
offers per sale. In contrast, in October 2021, the average was 3.7 offers per sale.
3 Trends That Are Good News for
Homebuyers
7. 7
Bottom Line
While buyers still face challenges today, they’re not necessarily the same ones you may
have been up against just a year or so ago. If you’ve been outbid or had trouble finding
a home in the past, now may be the moment you’ve been waiting for. Let’s connect to
start the homebuying process today.
If you tried to buy a house over the past two years, you probably experienced the
bidding war frenzy firsthand, and may have been outbid on several homes along the
way. Now, you have a chance to jump back into the market and enjoy searching for a
home with less competition.
3. More Negotiation Power
When you have less competition, you also have more negotiating power as a buyer.
During the frenzy of the past few years, more buyers were willing to skip important
steps in the homebuying process, like the appraisal or inspection, to try to win a bidding
war. But NAR shows the percentage of buyers waiving those contingencies is down
year over year.
As a buyer, this is good news. The appraisal and the inspection give you important
information about the value and condition of the home you’re buying. And, if something
turns up in the inspection, you have more power today to re-negotiate with the seller.
A survey from realtor.com confirms more sellers are accepting offers that include
contingencies. According to that report, 95% of sellers said buyers requested a home
inspection, and 67% negotiated with buyers on repairs as a result of the inspection
findings.
8. “. . . winter shoppers will see lower prices than we
saw this summer. . . . On top of that, shoppers in
some markets may find sellers who are more
willing to negotiate on price or other contract terms
than they have been in recent years, especially for a
home that has been on the market for a longer
period of time.”
- Danielle Hale, Chief Economist, realtor.com
8
10. While you could see less competition and more room for negotiation, you may
be wondering if now’s the best time to buy a home given mortgage rates are
higher than they were last year. While the financial aspects are important to
consider, there are also powerful non-financial reasons it may make sense to
become a homeowner.
Homeowners Can Make Their Home Truly Their Own
Owning your home gives you a significant sense of freedom because it’s a space you
can customize to your heart’s desire. That can bring you added happiness.
In fact, a report from the National Association of Realtors (NAR) shows making updates
or remodeling your home can help you feel more at ease and comfortable in your living
space. NAR measures this with a Joy Score that indicates how much happiness specific
home upgrades bring:
“There were numerous interior projects that received a perfect Joy Score of
10: paint entire interior of home, paint one room of home, add a new home office,
hardwood flooring refinish, new wood flooring, closet renovation, insulation
upgrade, and attic conversion to living area.”
And as a homeowner, unless there are specific homeowner’s association requirements,
you typically won’t have to worry about the changes you can and can’t make.
If you rent, you may not have the same freedom. And if you do make changes as a
renter, there’s a good chance you’ll need to revert them back at the end of your lease
based on your rental agreement. That can add additional costs when you move out.
The Non-Financial Benefits of
Homeownership
10
11. 11
Bottom Line
If you’re planning to buy a home, know that homeownership has the power to change
your life. Let’s connect to discuss everything homeownership has to offer.
Owning a Home Can Give You a Greater Sense of Achievement
There’s no denying taking care of your home is a large responsibility, but it’s one you’ll
take pride in as a homeowner. Freddie Mac explains:
“As the homeowner, you have the freedom to adopt a pet, paint the walls any
color you choose, renovate your kitchen, and more. . . . Of course, along with the
freedoms of homeownership come responsibilities, such as making your monthly
mortgage payments on time and maintaining your home. But as the property
owner, you’ll be caring for your own investment.”
You’re not taking care of a living space that belongs to someone else. The space is
yours. As an added benefit, you may get a return on investment for any upgrades or
repairs you make.
Homeownership Can Lead to Greater Community Engagement
That sense of ownership and your feelings of responsibility can even extend beyond
the walls of your home. Your home also gives you a stake in your community. Because
the average homeowner stays in their home for longer than just a few years, that can
lead to having a stronger connection to our local area. NAR notes:
“Living in one place for a longer amount of time creates an obvious sense
of community pride, which may lead to more investment in said community.”
If you’re looking to put down roots, homeownership can help fuel a sense of connection
to the area and those around you.
12. “The personal satisfaction and sense of
accomplishment achieved through
homeownership can enhance psychological
health, happiness and well-being for
homeowners and those around them.”
- The National Association of Realtors
12
14. Consider this: if you know people who bought a home 5, 10, or even 30 years ago,
you’re probably going to have a hard time finding someone who regrets their
decision. Why is that? The reason is tied to how you gain equity and wealth as
home values grow with time.
14
Home Price Growth over Time
Even though home price appreciation has moderated in 2022, home values have still increased
significantly in recent years. The map below uses data from the Federal Housing Finance
Agency (FHFA) to show just how noteworthy those gains have been over the last five years:
Percent Change in Home Prices
Over 5 Years
Source: FHFA
If you look at the percent change in home prices, you can see prices grew on average by
around 60% nationwide over the last five years. That means a home’s value can increase
substantially, even in a short period of time.
The Long-Term Benefit
of Homeownership
15. 15
Bottom Line
Data shows home values typically appreciate over time, and that gives your net
worth a nice boost. If you’re ready to buy a home, let’s connect today.
And if you expand that time frame even more, the benefit of homeownership and the drastic
gains you stand to make become even clearer (see map below):
The second map shows, nationwide, home prices appreciated by an average of nearly
290% in roughly a 30-year span.
While home price growth varies by state and local area, the nationwide average tells you the
typical homeowner who bought a house 30 years ago saw their home increase significantly in
value over that time. This is why homeowners who bought their homes years ago are still happy
with their decision.
The alternative to buying a home is renting, and rental prices have been climbing for decades.
So why rent and deal with annual lease hikes for no long-term financial benefit? Instead, if
you’re ready, consider buying a home. It’s an investment in your future that could set you up for
long-term gains.
Percent Change in Home Prices
Since 1991
Source: FHFA
16. “Buying or selling a home involves a series
of requirements and variables, and it's
important to have someone in your corner
from start to finish to make the process as
smooth as possible.”
- Leslie Rouda Smith, 2022 President, National Association of Realtors
16
17. It’s clear the 2022 housing market has been defined by higher mortgage rates.
If you’re thinking of buying a home, here are a few things you can do to help
prepare for your purchase with that in mind.
1. Get Pre-Approved
If you’re planning to buy a home this year, one of the first steps is getting pre-approved
for a mortgage. As part of the pre-approval process, a lender will look at your finances
to determine what they’d be willing to loan you. From there, your lender will help you
understand your true price range and how much money you can borrow. In a higher
mortgage rate environment, that can make it easier when you set out to search for
homes because you’ll know your overall numbers.
2. Expand Your Search Area and Criteria
If you’ve been looking for a home in the city center or a specific area that’s starting to
feel out of your price range, you may want to try looking a little further out in a location
that could be more affordable. Expanding your search or re-prioritizing the items on
your wish list can open up opportunities you haven’t considered, and that could help
you afford more of what you need (and want) in a home. As CNET notes:
“Area growth is likely to keep pace with the market, which means that the
outskirts of town might be hopping within five years. Consider stepping out of
your ideal location by searching in the nearby cities. You may find better prices
and more square footage.”
Tips for Buyers in Today’s
Housing Market
17
18. 3. Explore Alternate Financing Options
Working with a trusted lender to learn about the different loan types and options is
essential too. According to NerdWallet:
“A variety of mortgages are available with varying down payment and
eligibility requirements.”
Experts know how to point you in the right direction when it comes to exploring ways to
find the best home loan for your situation. There may be an ideal option out there your
loan officer can introduce you to. This could make a home purchase more affordable
and within your financial reach over the life of your loan.
4. Look for Grants, Gift Funds, and Down Payment Assistance
There are also many options available when it comes to securing the funding you need
to purchase a home. One site to explore is downpaymentresource.com. Searching for
specific down payment assistance options available in your local community could be a
game changer when it comes to taking your first step toward homeownership. As the
National Association of Realtors (NAR) indicates:
“Many local governments and non-profit organizations offer down-payment
assistance grants and loans, targeted to area borrowers and often with specific
borrower requirements.”
Plus, there are programs and special benefits for individuals working in certain
professions or with unique statuses, including teachers, doctors, nurses, and veterans.
Ultimately, there are many federal, state, and local programs available for you to
explore. The best way to do that is to connect with professionals to learn more about
what’s available in our area.
18
Bottom Line
If you’re concerned about the rising costs of buying a home, know you have options
that can still help you achieve your dreams today. For an expert guide, let’s connect.
21. If you’re a homeowner or are planning to become one soon, you’re probably
looking for clear information about today’s housing market. And if you’ve
turned to the news or even just read headlines recently, you might feel like
you’re left with more questions than answers. The best way to make sure
you get what you need is to work with an expert.
A Trusted Real Estate Advisor
Provides Expert Advice
21
Why You Want To Lean on a Trusted Professional
With any big milestone in life, it’s wise to seek advice from people who are experts in
their field. While you likely want that advice to be perfect, perfect simply isn’t possible.
But professionals have the knowledge and experience to be able to provide you with
the best advice for your situation.
For example, let’s say you need an attorney, so you seek out an expert in the type of
law required for your case. They won’t immediately tell you how the case is going to
end or how the judge or jury will rule. But what a good attorney can do is discuss the
most effective strategies based on their experience and help you put a plan together.
They’ll even use their knowledge to work with you to adjust as new information
becomes available.
22. 22
Bottom Line
For expert advice and the latest housing
market insights, let’s connect.
Similarly, the job of a trusted real
estate professional is to give you the
best advice possible.
We use our knowledge of the homebuying
process to explain both the national
headlines and what’s happening in our
local area. That way, you have the best of
both worlds and can feel confident in your
decision to buy a home.
With our expertise, we can anticipate what
could happen next and work with you to
put together a solid plan. Then, we'll guide
you through the process, helping you
make decisions along the way. That’s the
very definition of getting the best – not
perfect – advice. And that’s the power of
working with a real estate advisor.
23. “The success of your homebuying journey largely
depends on the company you keep. . . . be sure to
select experienced, trusted professionals who will
help you make informed decisions and avoid any
pitfalls. . . . It's important to choose the right
team members for you — professionals you can
trust and provide the knowledge and services
you need.”
- Freddie Mac
23
24. Let’s Chat.
WINTER 2023 EDITION
I’m sure you have questions and thoughts about the
real estate process.
I’d love to talk with you about what you’ve read here and help you
on the path to buying your new home. My contact information is
below, and I look forward to working with you.
Tom Blefko
Director of Operations
Associate Broker
REALTOR®
150 North Pointe Boulevard
Lancaster, PA 17601
Office: (717) 560-9100
Cell: (717) 587-6600
Email: tblefko@homesale.com
2009 Volunteer of the Year
2021 REALTOR® of the Year
2021 President
2022 Distinguished Service Award