Buying a home is an exciting process, but it can also be overwhelming. There are many factors to consider when buying a home — things from the condition of the house to neighborhood safety, to whether you're even ready for homeownership. In this presentation, we'll walk through some things to keep in mind when buying your first home or upgrading to your next one.
Things to Consider When Buying a Home - Spring 2023 EditionTom Blefko
This document provides information to help buyers understand the current housing market and prepare for homebuying. It discusses rising mortgage rates and slowing home price growth. It also explains that while housing inventory is up from last year, supply remains low. The document notes that historically, recessions mean falling mortgage rates and home prices either appreciate or remain flat. It emphasizes the long-term financial benefits of homeownership and provides tips for reaching homebuying goals this spring.
Things to Consider When Buying a Home - Summer 2023 EditionTom Blefko
Buying a new home can be a complicated process. This guide will inform you and answer many of your questions about buying a home in the Summer of 2023.
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Things to Consider When Buying a Home (Fall 2021) | KM Realty Group ChicagoTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.
We Make Real Estate Buying and Selling Easy.
https://kmrealtygroup.net/
Let's connect with a real estate professional to discuss your home buying or selling process. https://bit.ly/connect-km-realty
This document provides information and advice for homeowners considering selling their house. It discusses reasons why winter is a good time to sell, including strong buyer demand, less competition from other listings, and a quicker home selling process. It also covers topics like housing market trends, the impact of low inventory, tips for getting the best price when selling, and factors to consider like interest rates and home affordability. The overall message is that current market conditions favor sellers, so homeowners should take advantage and list their home if they are ready to move.
Things to Consider When Selling Your House Spring 2023 in ChicagoTammy Jackson
Selling a house can be a complicated process, even in the best of times. But in the spring of 2023, the market is especially volatile — and more than ever, it's important to understand what factors are going to affect your home's value and how you can position yourself to get the best price possible.
If you're thinking about selling your home this spring, here are some things you should consider. Check out our detailed pdf and educate yourself.
Things to Consider When Buying a Home - Spring 2023 EditionTom Blefko
This document provides information to help buyers understand the current housing market and prepare for homebuying. It discusses rising mortgage rates and slowing home price growth. It also explains that while housing inventory is up from last year, supply remains low. The document notes that historically, recessions mean falling mortgage rates and home prices either appreciate or remain flat. It emphasizes the long-term financial benefits of homeownership and provides tips for reaching homebuying goals this spring.
Things to Consider When Buying a Home - Summer 2023 EditionTom Blefko
Buying a new home can be a complicated process. This guide will inform you and answer many of your questions about buying a home in the Summer of 2023.
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Things to Consider When Buying a Home (Fall 2021) | KM Realty Group ChicagoTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.
We Make Real Estate Buying and Selling Easy.
https://kmrealtygroup.net/
Let's connect with a real estate professional to discuss your home buying or selling process. https://bit.ly/connect-km-realty
This document provides information and advice for homeowners considering selling their house. It discusses reasons why winter is a good time to sell, including strong buyer demand, less competition from other listings, and a quicker home selling process. It also covers topics like housing market trends, the impact of low inventory, tips for getting the best price when selling, and factors to consider like interest rates and home affordability. The overall message is that current market conditions favor sellers, so homeowners should take advantage and list their home if they are ready to move.
Things to Consider When Selling Your House Spring 2023 in ChicagoTammy Jackson
Selling a house can be a complicated process, even in the best of times. But in the spring of 2023, the market is especially volatile — and more than ever, it's important to understand what factors are going to affect your home's value and how you can position yourself to get the best price possible.
If you're thinking about selling your home this spring, here are some things you should consider. Check out our detailed pdf and educate yourself.
This document provides information and advice for homebuyers in the spring of 2021. It discusses the current housing market conditions, including low mortgage rates, high buyer demand and low housing inventory, which is driving home price appreciation. It notes that while home prices are rising, the cost of homeownership is still lower than renting for many due to low interest rates. The document provides tips for making a successful home purchase in the current competitive market environment and reasons why buying a home remains a sound financial decision.
Things to Consider When Buying a Home Fall 2023 - KM Realty, Chicago GuideTammy Jackson
📚 Attention homebuyers!
We're excited to roll out our latest "Buyer Guide". Designed as a comprehensive tool, it's packed with powerful marketing materials that lend clarity to your home-buying journey.
Not only does this meticulously prepared guide act as your map in the diverse real estate market of Chicagoland, but it also helps you navigate the current opportunities in the market with ease. From first-time homebuyers to seasoned investors, we've got something for everyone. 🔍
Here's what the guide covers:
🎯Tailored advice for different buyers: whether you're a family, a first-time buyer, or an investor.
🎯Answers to pressing real estate questions to simplify the journey of finding your dream home. 🏡
🎯Exclusive insights into our properties that embody value, charm, and comfort—all packaged in one.
Don't just dream about your ideal home, let our "Buyer Guide" lead you there. Get yours here: ✅https://kmrealtygroup.net/properties/
Take that leap of faith with us, and let KM Realty Group be your partner on this exciting journey.
For more information, visit our website at https://kmrealtygroup.net ✅
5 Reasons To Sell Your Home This WinterGina Madeya
When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles.
Here are five reasons listing your home for sale this winter makes sense.
If you are a homeowner looking to take advantage of your home equity by moving up to your dream home, let’s get together to discuss your options! 1-425-495-0926
Things To Consider When Buying a Home - Fall 2023 EditionTom Blefko
If you are considering buying a home this Fall, this guide will inform you about the present market and add clarity to help you make good decisions about real estate.
Follow me on these social media platforms:
Facebook (business page): https://www.facebook.com/tomblefko
Facebook (personal page): https://www.facebook.com/tblefko/
Instagram: https://www.instagram.com/tomblefko/
LinkedIn: https://www.linkedin.com/in/tomblefko/
X: https://twitter.com/tblefko
Pinterest: https://www.pinterest.com/tomblefko/
Scribd: https://www.scribd.com/user/362240661/Tom-Blefko
Blog: https://www.simplifyingthemarket.com/en/?a=528530-9b5b4e733fbacb19bcf2cbbf397e277e
Things to Consider When Buying a Home - Fall 2022 EditionTom Blefko
This document provides information to help homebuyers decide if it's the right time to purchase a home in fall 2022. It discusses how the number of homes for sale is increasing, home prices are appreciating more moderately, and homeownership can help build wealth. The document also contains expert insights on the housing market forecast, why prices likely won't crash, and tips for making offers.
The real estate market is definitely in transition. Rates are high and inventory of available homes is low.
Each Massachusetts town may be require a different approach based on these variables.
We a providing this free guide which will make sure you cover all your bases when selling your home in Greater Boston.
It's difficult to know when is the best time to sell, or how to get the most money for your house, but you don't need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven't even thought about yet.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Michael Mahoney
Realtor®
www.HomesinBostonMass.com
text/cell 617.615.9435
Affiliated with Real Broker, MA LLC
Serving Greater Boston
MA Lic. #9051300
MA Broker Lic# 423031
Things to Consider When Buying a Home (Fall 2022) | Chicago NewsTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers in Chicago, IL, USA.
Contact the professionals now and schedule a free consultation.
✅ https://kmrealtygroup.net/contact-us/
This document provides tips and information for homeowners considering selling their house. It discusses reasons why selling in the fall makes sense, including strong buyer demand, less competition from other sellers, and a quicker home selling process. It also outlines expert predictions that the housing market will continue strengthening in the second half of 2019. The document advises homeowners that now is a perfect time to sell due to low inventory, high buyer demand, and the potential for price appreciation. It argues that hiring a real estate professional provides advantages over selling a home as a for-sale-by-owner.
Things to Consider When Selling Your House (Fall 2022) | Chicago Real EstateTammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Contact the professionals now and schedule a free consultation.
✅ https://kmrealtygroup.net/contact-us/
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Are you thinking about buying a home this spring 2019? Then this Free Guide will help answer a lot of your questions about why you should buy, and when you should do that.
Things to Consider When Selling Your House (Summer 2022) - KM Realty Group LL...Tammy Jackson
This document provides information and advice for homeowners considering selling their house. It discusses reasons why the summer of 2022 is a good time to sell, including low housing inventory, high home price appreciation, and growing home equity. It highlights expert opinions on the current housing market favoring sellers. The document provides tips on preparing a home for sale, pricing strategies, leveraging equity, inflation hedging properties of real estate, and how real estate agents can help sell a home. Key takeaways are that now is advantageous time for homeowners to sell due to strong buyer demand and limited supply putting sellers in negotiating position to get good offers and prices for their homes.
This document provides information for potential home buyers. It begins with an overview of factors impacting the current housing market, including interest rates and inventory levels. It then discusses reasons why buying a home this spring makes financial sense, such as prices continuing to rise and interest rates expected to increase. The document provides tips for buyers, such as getting pre-approved, understanding common real estate terms, and noting that down payments of less than 20% are widely available. Overall, it argues that owning a home is a sound financial decision that builds wealth.
This document provides advice and information for homeowners considering selling their house in the spring of 2020. It discusses the strong housing market conditions, including high demand from first-time homebuyers and low mortgage interest rates. These factors make spring a good time to sell. The document provides tips on preparing your home for sale, pricing it correctly, and hiring a real estate professional to represent you. Selling FSBO (for sale by owner) is not recommended, as real estate agents provide valuable expertise to guide buyers through the complex home buying/selling process.
Things to Consider When Buying a Home - Winter 2024 EditionTom Blefko
This “Buyer Guide” will help you understand what is happening in the real estate market today so that you can make well-informed decisions about buying a home.
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or if you should rent your house instead of selling it. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Check it out, and feel free to get in touch if you have any questions.
This document provides information and advice for homeowners considering selling their house. It discusses reasons to sell during the winter season, including strong buyer demand, less competition from other listings, a quicker home selling process, and taking advantage of low interest rates. It also covers topics like using an agent versus selling For Sale by Owner (FSBO), rising home prices nationwide, the relationship between buyer demand and housing inventory, baby boomers finding freedom and mobility in retirement, and demands to make of your real estate agent when selling. The overall document aims to help homeowners understand current housing market conditions and make informed decisions about selling their property.
This document provides information and advice for homeowners considering selling their house. It discusses reasons to sell during the winter season, including strong buyer demand, less competition from other listings, a quicker home selling process, and taking advantage of low interest rates. It also covers topics like using an agent versus selling For Sale by Owner (FSBO), maximizing the sale price of your home, and baby boomers finding freedom and flexibility through retirement home sales. Key recommendations include not waiting to sell, considering an agent's role in connecting buyers and sellers, and recognizing the drawbacks of the FSBO approach for most homeowners.
Things to Consider When Buying a Home Winter 2024Tammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers. https://kmrealtygroup.net/
Are You Thinking About Buying a Home | KM Realty Group LLCTammy Jackson
The process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn't even know you should consider when buying a home.
Have questions? Contact us today.
✅ https://kmrealtygroup.net/contact-us/
Are You Thinking About Selling Your House Soon? | KM Realty Group LLCTammy Jackson
It's difficult to know when is the best time to sell or how to get the most money for your house, but you don't need to go through the process alone.
You may be wondering if prices are projected to rise or fall, or how much competition you may be facing in your market. The free guide below will answer many of your questions and likely bring up a few things you haven't even thought about yet.
Have questions? Contact us today.
✅ https://kmrealtygroup.net/contact-us/
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Similar to Things to Consider When Buying a Home Spring 2023 in Chicago
This document provides information and advice for homebuyers in the spring of 2021. It discusses the current housing market conditions, including low mortgage rates, high buyer demand and low housing inventory, which is driving home price appreciation. It notes that while home prices are rising, the cost of homeownership is still lower than renting for many due to low interest rates. The document provides tips for making a successful home purchase in the current competitive market environment and reasons why buying a home remains a sound financial decision.
Things to Consider When Buying a Home Fall 2023 - KM Realty, Chicago GuideTammy Jackson
📚 Attention homebuyers!
We're excited to roll out our latest "Buyer Guide". Designed as a comprehensive tool, it's packed with powerful marketing materials that lend clarity to your home-buying journey.
Not only does this meticulously prepared guide act as your map in the diverse real estate market of Chicagoland, but it also helps you navigate the current opportunities in the market with ease. From first-time homebuyers to seasoned investors, we've got something for everyone. 🔍
Here's what the guide covers:
🎯Tailored advice for different buyers: whether you're a family, a first-time buyer, or an investor.
🎯Answers to pressing real estate questions to simplify the journey of finding your dream home. 🏡
🎯Exclusive insights into our properties that embody value, charm, and comfort—all packaged in one.
Don't just dream about your ideal home, let our "Buyer Guide" lead you there. Get yours here: ✅https://kmrealtygroup.net/properties/
Take that leap of faith with us, and let KM Realty Group be your partner on this exciting journey.
For more information, visit our website at https://kmrealtygroup.net ✅
5 Reasons To Sell Your Home This WinterGina Madeya
When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles.
Here are five reasons listing your home for sale this winter makes sense.
If you are a homeowner looking to take advantage of your home equity by moving up to your dream home, let’s get together to discuss your options! 1-425-495-0926
Things To Consider When Buying a Home - Fall 2023 EditionTom Blefko
If you are considering buying a home this Fall, this guide will inform you about the present market and add clarity to help you make good decisions about real estate.
Follow me on these social media platforms:
Facebook (business page): https://www.facebook.com/tomblefko
Facebook (personal page): https://www.facebook.com/tblefko/
Instagram: https://www.instagram.com/tomblefko/
LinkedIn: https://www.linkedin.com/in/tomblefko/
X: https://twitter.com/tblefko
Pinterest: https://www.pinterest.com/tomblefko/
Scribd: https://www.scribd.com/user/362240661/Tom-Blefko
Blog: https://www.simplifyingthemarket.com/en/?a=528530-9b5b4e733fbacb19bcf2cbbf397e277e
Things to Consider When Buying a Home - Fall 2022 EditionTom Blefko
This document provides information to help homebuyers decide if it's the right time to purchase a home in fall 2022. It discusses how the number of homes for sale is increasing, home prices are appreciating more moderately, and homeownership can help build wealth. The document also contains expert insights on the housing market forecast, why prices likely won't crash, and tips for making offers.
The real estate market is definitely in transition. Rates are high and inventory of available homes is low.
Each Massachusetts town may be require a different approach based on these variables.
We a providing this free guide which will make sure you cover all your bases when selling your home in Greater Boston.
It's difficult to know when is the best time to sell, or how to get the most money for your house, but you don't need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven't even thought about yet.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Michael Mahoney
Realtor®
www.HomesinBostonMass.com
text/cell 617.615.9435
Affiliated with Real Broker, MA LLC
Serving Greater Boston
MA Lic. #9051300
MA Broker Lic# 423031
Things to Consider When Buying a Home (Fall 2022) | Chicago NewsTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers in Chicago, IL, USA.
Contact the professionals now and schedule a free consultation.
✅ https://kmrealtygroup.net/contact-us/
This document provides tips and information for homeowners considering selling their house. It discusses reasons why selling in the fall makes sense, including strong buyer demand, less competition from other sellers, and a quicker home selling process. It also outlines expert predictions that the housing market will continue strengthening in the second half of 2019. The document advises homeowners that now is a perfect time to sell due to low inventory, high buyer demand, and the potential for price appreciation. It argues that hiring a real estate professional provides advantages over selling a home as a for-sale-by-owner.
Things to Consider When Selling Your House (Fall 2022) | Chicago Real EstateTammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Contact the professionals now and schedule a free consultation.
✅ https://kmrealtygroup.net/contact-us/
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
Are you thinking about buying a home this spring 2019? Then this Free Guide will help answer a lot of your questions about why you should buy, and when you should do that.
Things to Consider When Selling Your House (Summer 2022) - KM Realty Group LL...Tammy Jackson
This document provides information and advice for homeowners considering selling their house. It discusses reasons why the summer of 2022 is a good time to sell, including low housing inventory, high home price appreciation, and growing home equity. It highlights expert opinions on the current housing market favoring sellers. The document provides tips on preparing a home for sale, pricing strategies, leveraging equity, inflation hedging properties of real estate, and how real estate agents can help sell a home. Key takeaways are that now is advantageous time for homeowners to sell due to strong buyer demand and limited supply putting sellers in negotiating position to get good offers and prices for their homes.
This document provides information for potential home buyers. It begins with an overview of factors impacting the current housing market, including interest rates and inventory levels. It then discusses reasons why buying a home this spring makes financial sense, such as prices continuing to rise and interest rates expected to increase. The document provides tips for buyers, such as getting pre-approved, understanding common real estate terms, and noting that down payments of less than 20% are widely available. Overall, it argues that owning a home is a sound financial decision that builds wealth.
This document provides advice and information for homeowners considering selling their house in the spring of 2020. It discusses the strong housing market conditions, including high demand from first-time homebuyers and low mortgage interest rates. These factors make spring a good time to sell. The document provides tips on preparing your home for sale, pricing it correctly, and hiring a real estate professional to represent you. Selling FSBO (for sale by owner) is not recommended, as real estate agents provide valuable expertise to guide buyers through the complex home buying/selling process.
Things to Consider When Buying a Home - Winter 2024 EditionTom Blefko
This “Buyer Guide” will help you understand what is happening in the real estate market today so that you can make well-informed decisions about buying a home.
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or if you should rent your house instead of selling it. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Check it out, and feel free to get in touch if you have any questions.
This document provides information and advice for homeowners considering selling their house. It discusses reasons to sell during the winter season, including strong buyer demand, less competition from other listings, a quicker home selling process, and taking advantage of low interest rates. It also covers topics like using an agent versus selling For Sale by Owner (FSBO), rising home prices nationwide, the relationship between buyer demand and housing inventory, baby boomers finding freedom and mobility in retirement, and demands to make of your real estate agent when selling. The overall document aims to help homeowners understand current housing market conditions and make informed decisions about selling their property.
This document provides information and advice for homeowners considering selling their house. It discusses reasons to sell during the winter season, including strong buyer demand, less competition from other listings, a quicker home selling process, and taking advantage of low interest rates. It also covers topics like using an agent versus selling For Sale by Owner (FSBO), maximizing the sale price of your home, and baby boomers finding freedom and flexibility through retirement home sales. Key recommendations include not waiting to sell, considering an agent's role in connecting buyers and sellers, and recognizing the drawbacks of the FSBO approach for most homeowners.
Things to Consider When Buying a Home Winter 2024Tammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers. https://kmrealtygroup.net/
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Are You Thinking About Buying a Home | KM Realty Group LLCTammy Jackson
The process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn't even know you should consider when buying a home.
Have questions? Contact us today.
✅ https://kmrealtygroup.net/contact-us/
Are You Thinking About Selling Your House Soon? | KM Realty Group LLCTammy Jackson
It's difficult to know when is the best time to sell or how to get the most money for your house, but you don't need to go through the process alone.
You may be wondering if prices are projected to rise or fall, or how much competition you may be facing in your market. The free guide below will answer many of your questions and likely bring up a few things you haven't even thought about yet.
Have questions? Contact us today.
✅ https://kmrealtygroup.net/contact-us/
First Time Home Buyer's Guide - KM Realty Group LLCTammy Jackson
The process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home… or if you should continue renting. The free eGuide below will answer many of your questions and likely bring up a few things you didn't even know you should consider when buying a home.
Have questions? Contact us today.
✅ https://kmrealtygroup.net/contact-us/
KM Realty Group LLC in Chicago, IllinoisTammy Jackson
Embark on a remarkable real estate adventure in Chicago with KM Realty Group LLC—20 years of expertise, dedication, and personalized service, spearheaded by Tammy Jackson. Let residential sales and property management expertise pave the way to your dream home.
https://kmrealtygroup.net/
Embarking on the journey of purchasing your first home in Chicago? KM Realty Group presents the "First Time Homebuyer Guide 2023," your essential companion to navigating the Chicagoland real estate market with confidence.
https://kmrealtygroup.net/
Things to Consider When Selling Your House Winter 2024Tammy Jackson
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
https://kmrealtygroup.net/
Achieving Your Homebuying Dreams in 2024Tammy Jackson
Planning to buy a home in Chicago, Illinois in 2024? Here’s what to focus on.
Improve your credit score, plan for your down payment, get pre-approved, and decide what’s most important.
Let’s connect with real estate professionals, so you have expert advice on achieving your home-buying goals this year.
✅ https://kmrealtygroup.net/achieving-your-homebuying-dreams-in-2024-infographic/
Why You May Want an Energy-Efficient Home in Chicago?Tammy Jackson
Looking to buy a home in Chicago? Consider the benefits of an energy-efficient home! With the rising cost of goods and services, an energy-efficient home can save you money in the long run. Energy prices have increased, so it's important to look for energy-efficient features in your home search.
Connect with KM Realty Group LLC to find your perfect energy-efficient home in Chicago, IL.
Thinking of selling your house?
Don't wait until the New Year. Here are three compelling reasons to sell now.
1. Highly motivated buyers are actively searching.
2. A limited supply of homes for sale can work in your favor.
3. Buyers tend to be more flexible with showings during this time.
Take advantage of this golden opportunity. Connect with real estate brokers in Chicago, IL, to discover if selling your house is right for you.
Benefits of Working With an Agent When You Sell Your HouseTammy Jackson
When selling your house in Chicago, having the expertise of trusted real estate agents can make a difference. They understand the current market dynamics and guide you on pricing and marketing strategies.
Skilled negotiators ensure you get the best deal while handling contracts and disclosures. Connect with Chicago's top real estate experts at KM Realty Group LLC and receive expert advice throughout the selling process!
https://kmrealtygroup.net/benefits-selling-house-with-agent-infographic/
Worried about a wave of foreclosures in cities like Chicago due to inflation? KM Realty Group reassures that fewer late mortgage payments indicate this is unlikely.
For more insights on the real estate market, visit our site.
link
✅ https://kmrealtygroup.net/do-not-expect-a-wave-of-foreclosures/
Chicago Real Estate: Why Prices Dropping?Tammy Jackson
Is the Windy City's real estate market slowing down? Are you curious about whether Chicago real estate prices are truly dropping? Now's the perfect time to uncover the answers.
Dive into our PPT to explore the latest trends and gather valuable insights on the Chicago real estate landscape. Worry no more – we're making things simple and easy to understand!
Let's unlock vital information, and maybe even your dream home, in Chicago, Illinois. Don't miss an opportunity; visit our blog website to learn more about Chicago Real Estate right now!
✔️https://kmrealtytammyjackson.medium.com/are-chicago-real-estate-prices-dropping-5f17606cd81d
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If you’re ready to buy a home but have a hard time affording it on your own, or, if you have aging loved ones you need to care for, you might want to consider a multi-generational home.
✔️https://kmrealtygroup.net/properties/
Unmasking Scary Myths about Today’s Housing Market - KM Realty Group LLC, Chi...Tammy Jackson
Here's what you need to understand about several misconceptions causing apprehension in today's housing market. Contrary to popular belief, homeownership is still achievable even if you're grappling with student loans. Moreover, current trends reveal that home prices nationwide are rising and not falling as many perceive.
Another prevalent myth is the necessity of a 20% down payment to secure a home. However, it is not always a mandatory requirement, and flexible options are available. It is essential not to let misconceptions deter your home-owning aspirations.
If you feel overwhelmed or confused by the complexities of today's housing market, reach out to our experienced real estate brokers in Chicago, Illinois. They are equipped with valuable insights and solid expertise to dispel your fears and guide you toward making a sound investment in real estate.
✅ https://kmrealtygroup.net/scary-myths-about-todays-housing-market/
Want to understand better Chicago's real estate market and the dwindling housing supply? KM Realty Group LLC has the answers.
Explore our informative infographic to learn about the underlying causes of this trend and the hidden prospects within.
✅ https://kmrealtygroup.net/explaining-todays-low-housing-supply/
How Homeowner Net Worth Grows with TimeTammy Jackson
Do you question how homeowners' net worth develops over time? Real estate isn't merely a shelter. It’s an asset with profound potential for wealth generation. Learn more on our website or see our infographic. https://kmrealtygroup.net/contact-us/
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Things to Consider When Buying a Home Spring 2023 in Chicago
1. Things To Consider When
Buying a Home SPRING 2023
EDITION
Tammy Jackson
Managing Broker
KM Realty Group, LLC
Chicago, IL
info@kmrealtygroup.net
KMRealtyGroup.net
(312) 283-0794
2. Table of Contents
3 What’s Happening in the Housing Market?
6 How the Supply of Homes for Sale
Is Changing
9 What Past Recessions Tell Us About the
Housing Market
12 Top Reasons To Own Your Home
13 Why Buying a Home May Make More
Sense Than Renting
14 Homeownership Wins over Time
17 Tips To Reach Your Homebuying Goals
This Spring
18 Pre-Approval in 2023: What You Need
To Know
20 Things To Avoid After Applying
for a Mortgage
21 A Real Estate Expert Gives You Clarity in
Today’s Housing Market
3. With so much recent change in the housing market, you probably have questions
about what it all means for your homebuying plans this spring. Here are two
things that are likely top of mind for you.
What’s Happening in the
Housing Market?
3
1. What’s Going on with Mortgage Rates?
Last year, mortgage rates more than doubled within the calendar year. That’s never happened
before, and the rapid rise caused many buyers to put their plans on hold. Today, rates are still
quite volatile. With experts projecting rates will stabilize this year, that could be great news for you
if you’re ready to buy a home. Any drop in interest rates helps boost your purchasing power by
bringing your expected monthly mortgage payment down.
But you shouldn’t expect rates to drop all the way down to the record lows we saw in 2021.
Experts agree that isn’t a range buyers should expect. Greg McBride, Chief Financial Analyst at
Bankrate, explains:
“I think we could be surprised at how much mortgage rates pull back this year. But we’re
not going back to 3 percent anytime soon, because inflation is not going back to 2 percent
anytime soon.”
It’s important to have a realistic vision for what you can expect this spring. Though we’re not going
back to 3% mortgage rates, you may be surprised by the impact even a mild drop in rates has on
your budget.
4. 4
Bottom Line
Don’t let market uncertainty
delay your goals.
Let’s connect so you have an expert on
your side to answer all your housing
market questions. Together, we’ll
review your goals and what’s
happening in our market, so you have
the information you need to make a
powerful and confident decision.
2. What’s Happening with
Home Prices?
Headlines about home prices can be
confusing. While home price appreciation
has cooled, where home prices go from
here will vary based on supply and
demand in our local market.
That may be why some experts say
prices will decline slightly and others say
they’ll continue to climb, just more
moderately than they did in the frenzy of
the pandemic. The important thing is,
overall, experts say price appreciation will
be relatively neutral or flat this year.
5. KEY TAKEAWAY
If you’re thinking about pausing your home search
because of mortgage rates, you may want to reconsider.
This could actually be an opportunity to buy the home
you’ve been searching for. The rise in mortgage rates is
leading some potential homebuyers to pull back on their
search for a new home. So, if you stay the course,
you’ll likely face less competition among other
buyers when you’re looking for a home. This is
welcome relief in a market that has so few homes for sale.
5
6. One of the biggest challenges in the housing market today is how few homes
there are for sale. However, there are more options to choose from than there
were at this time last year. Here’s what that means for you.
6
How the Supply of Homes for Sale
Is Changing
The Number of Homes for Sale Is Up from Last Year, but Below
Pre-Pandemic Levels
During the pandemic, housing supply hit a historic low at the same time buyer demand
skyrocketed. This combination made it difficult to find a home because there just
weren’t enough homes available for sale to meet buyer demand.
Today, the supply of homes for sale has increased by 65.5% compared to this time last
year. That’s a welcome increase for buyers, but it’s important to note that housing
supply is still below where it was in the years leading up to the pandemic. In a recent
report, realtor.com explains:
“While the number of homes for sale is increasing, it is still 43.2% lower
than it was before the pandemic in 2017 to 2019. This means that there
are still fewer homes available to buy on a typical day than there were a few
years ago.”
7. 7
Bottom Line
Housing supply is still well below pre-pandemic norms. However, as buyer demand
has slowed, inventory has started to grow. Let’s connect so you have the latest
information on the homes available in our local market.
What Does This Change Mean for You?
Here’s the good news: an increase in the number of homes for sale means you have
more options for your search. Not only do you have more options to choose from, but
sellers may be more willing to negotiate with you than they were over the last couple
of years.
Just keep in mind, while a rise in home inventory is welcome, inventory is still lower
than a more normal year in the housing market. That means it’s still important to lean
on your expert advisor for advice on how to navigate your local market. This can
include being flexible and open to negotiations, balancing your wants and needs in a
home, and taking the right financial steps to be confident in your options.
8. “If you’re seeing a property on the
market today, you’re probably seeing
a motivated seller.”
- Rick Sharga, Founder, CJ Patrick Company
8
9. Although experts project any recession for the housing market would be short
and mild, as recession talk grows this year, you may be wondering what it
could mean for the housing market. Here’s a look at the historical data that
shows what’s happened in real estate during previous recessions.
A Recession Doesn’t Mean Falling Home Prices
The 2008 housing crisis can lead many of us to connect a recession with home prices
crashing. But as the graph below shows, home prices appreciated in four of the last six
recessions in this country. So historically, when the economy slows, it doesn’t always
mean home prices will fall.
What Past Recessions Tell Us About
the Housing Market
9
6.1% 3.5%
-1.9%
6.6%
-19.7%
6.0%
1980 1981 2001 2020
Home Price Change During Last 6 Recessions
Sources: CoreLogic, The Balance
10. 10
Bottom Line
According to historical data, in most recessions, home values have appreciated, and
mortgage rates have declined. If you’re thinking about buying a home this spring, let’s
connect so you have expert advice on what’s happening in the housing market and
what that means for your homeownership goals.
A Recession Means Falling Mortgage Rates
How does a recession affect the cost of financing a home? As the the next graph
shows, historically, each time the economy has slowed down, mortgage rates declined.
Fortune also explains mortgage rates typically fall during an economic slowdown:
“Over the past five recessions, mortgage rates have fallen an average of 1.8
percentage points from the peak seen during the recession to the trough.
And in many cases, they continued to fall after the fact as it takes some time to
turn things around even when the recession is technically over.”
The big takeaway is, you don’t need to fear the word recession when it comes
to the housing market.
-4.25
-5.00
-2.25
-0.63
-1.13 -1.00
1980 1981 1991 2001 2008 2020
Mortgage Rate Change During Last 6 Recessions
Sources: Freddie Mac, Mortgage Specialists
11. “So be advised…this may be the one and only
window for the next few years to get into a buyer’s
market. And remember…as the Federal Reserve
data shows…home prices only go up and always
recover from recessions no matter how mild or
severe. Long term homeowners should view this
market…right now…as a unique buying
opportunity.”
- David Stevens, Former Assistant Secretary of Housing
11
14. Do you know people who bought a home 5, 10, or even 30 years ago? If you do,
then you know they most likely don’t regret it. Why is that? The reason is
homeowners gain equity and wealth as their home value grows over time.
14
Home Price Growth over Time
Over the past year, home price appreciation has slowed throughout the country, but having
perspective on the longer-term look on home values is key. While the extent of recent price
moderation varies by local market, going forward, experts project home price appreciation in 2023
to be roughly flat or neutral nationwide – not a drastic decline. There just aren’t enough homes on
the market for prices to crash.
And when we look at homeownership gains over time, it’s important to see the bigger picture. The
map below uses data from the Federal Housing Finance Agency (FHFA) to show just how
noteworthy the cumulative gains have been over the last five years:
If you look at the percent change in home prices, you can see they grew, on average, by
58.4% nationwide over the last five years. So, while prices may go slightly up or slightly down
over shorter periods of time, the long-term benefits are where homeowners truly win.
Percent Change in Home Prices
Over 5 Years, Q4 2022
Source: FHFA
Homeownership Wins over Time
15. 15
Bottom Line
Data shows home values historically appreciate in the long run, which gives your net
worth potential a nice boost. If you’re ready to buy a home, let’s connect today.
And if you expand that time frame even more, the benefits of homeownership become even
clearer (see map below):
This map shows, nationwide, home prices appreciated by an average of almost 300%
since 1991.
While home price growth always varies by state and local area, the nationwide average
indicates the typical homeowner who bought a house 30 years ago saw their home increase
significantly in value over that time. This is why homeowners who bought their homes years ago
are still happy with their decision. And while the past won’t always dictate the future of home
price appreciation, it can most certainly teach us quite a bit.
And don’t forget – the alternative to buying a home is renting, and rental prices have been
climbing for decades. So why rent and deal with annual lease increases and no long-term
financial benefits? Instead, if you’re ready, consider buying a home. It’s an investment in your
future that could set you up for significant long-term gains.
Percent Change in Home Prices
Since 1991, Q4 2022
Source: FHFA
16. “The success of your homebuying journey
largely depends on the company you keep.
As you set out to find the right home . . .
be sure to select experienced, trusted
professionals who will help you make
informed decisions and avoid any pitfalls.”
- Freddie Mac
16
18. One of the first steps when buying a home is getting pre-approved. To
understand why it’s such an important step, you need to understand what
pre-approval is and what it does for you.
Pre-Approval in 2023: What You
Need To Know
18
What Is Pre-Approval?
Business Insider explains:
“In a preapproval [sic], the lender tells
you which types of loans you may be
eligible to take out, how much you
may be approved to borrow, and
what your rate could be.”
It gives you critical information about
the homebuying process that’ll help
you understand your options and what
you may be able to borrow.
How Does It Work?
As part of the pre-approval process,
a lender looks at your finances to
decide what they’d be willing to loan
you. From there, your lender will give
you a pre-approval letter to help you
understand how much money you can
borrow. That can make it easier when
you set out to search for homes
because you’ll know your overall
numbers. And with higher mortgage
rates impacting affordability for many
buyers today, a solid understanding of
your numbers is even more important.
19. Pre-Approval Helps Show You’re
a Serious Buyer
Pre-approval can help a seller feel more
confident in your offer because it shows
you’re serious about buying their house.
A recent article from Forbes notes:
“From the seller’s perspective, a
preapproval letter from a reputable
local lender often can make the
difference between accepting
and rejecting an offer.”
This goes to show, even though you may
not face the intense bidding wars you saw
if you tried to buy during the pandemic,
pre-approval is still an important part of
making a strong offer. In fact, Christy
Bieber, Personal Finance Writer at The
Motley Fool explains it may be the most
important part of making an offer:
“The fact that a pre-approval gives
you a better chance of getting your
offer accepted is undoubtedly the
most important reason to
complete this step . . .”
19
Bottom Line
Getting pre-approved is an
important first step toward buying
a home. It lets you know what you
can borrow and shows sellers
you’re a serious buyer.
21. A real estate expert uses their knowledge of what’s really happening with home
prices, housing supply, expert projections, and more to guide you throughout
the homebuying process.
A Real Estate Expert Gives You
Clarity in Today’s Housing Market
21
Why You Want To Lean on a Trusted Professional
Jay Thompson, Real Estate Industry Consultant, explains:
“Housing market headlines are everywhere. Many are quite sensational, ending
with exclamation points or predicting impending doom for the industry.
Clickbait, the sensationalizing of headlines and content, has been an
issue since the dawn of the internet, and housing news is not immune
to it.”
Unfortunately, when information in the media isn’t clear, it can generate a lot of fear
and uncertainty in the market. As Jason Lewris, Co-founder and Chief Data Officer at
Parcl, says:
“In the absence of trustworthy, up-to-date information, real estate decisions are
increasingly being driven by fear, uncertainty, and doubt.”
22. 22
Bottom Line
For expert advice and the latest
housing market insights,
let’s connect.
But it doesn’t have to be that way. Buying
a home is a big decision, and it should be
one you feel confident making. You can
lean on an expert to help you separate
fact from fiction and get the answers
you need.
The right agent can help you
understand what’s happening at the
national and local levels, and they can
debunk the headlines using data you can
trust. Experts have in-depth knowledge of
the industry and can provide context, so
you know how current trends compare to
the normal ebbs and flows in the industry,
historical data, and more.
Then, to make sure you have the full
picture, an agent can tell you if your local
area is following the national trend or if
they’re seeing something different in
your market. Together, you can use
all that information to make the best
possible decision.
After all, making a move is a potentially
life-changing milestone. It should be
something you feel ready for and excited
about. And that’s where a trusted guide
come in.
23. “Buying a home is no small feat, and it’s one of
the biggest financial decisions of your life. When
you’re ready to buy, finding a real estate agent
with experience to guide you through the
homebuying process is key.”
- Bankrate
23
24. Let's Chat.
I'm sure you have questions and thoughts about the
real estate process.
I'd love to talk with you about what you've read here and help you on
the path to buying your new home. My contact information is below,
and I look forward to working with you.
Tammy Jackson
Managing Broker
MBE/WBE, BS, MS
KM Realty Group, LLC
Chicago, IL
info@kmrealtygroup.net
KMRealtyGroup.net
(312) 283-0794
SPRING 2023 EDITION