Retirement. Cruising in the Greek Islands? Taking the grandkids on holiday? Going out to that world famous restaurant? Having THAT round of golf? Can’t wait? Me neither. A secure retirement, yes please. Money to have fun with when all the hard work has been done? Absolutely. So getting your 401k kicking in all the right places today will give you a life that you deserve in retirement. Decisions that you make now (or, gulp, have already made) could cost you tens even hundreds of thousands of dollars in your golden years. Let’s get down to it; 12 tips you really, really should think about when it comes to your 401k account. Otherwise known as the ULTIMATE GUIDE TO GETTING MORE FROM YOUR 401K PLAN !