Mary Louisa L'Hommedieu is an experienced attorney who focuses her practice on corporate, healthcare, and employment matters. She has litigated numerous cases in state and federal courts on these topics. Prior to joining her current firm, she served as a judicial attorney for two judges. She graduated cum laude from law school and is a member of several professional associations. The document discusses the Red Flags Rule, which requires financial institutions and creditors to implement identity theft prevention programs to detect and mitigate identity theft risks. It outlines who must comply, what needs to be included in compliance plans, such as identifying red flags and appropriate responses, and penalties for failing to comply.