Many investors are extremely fearful of losing money. They commit themselves for long-term to bad investments simply because it promises 'Guaranteed Returns' - losing money by way of loss in purchasing power due to inflation.

1. A few months
back, a client
of about 55
years age
walked
into our
office
along with his daughter,
around 26 years of age
sandeep@deepamfinvest.com | www.deepamfinvest.com

2. Both were quite
happy because the
daughter had just
secured a job with a
prestigious MNC!
sandeep@deepamfinvest.com |
www.deepamfinvest.com

3. There was another reason for the
client’s happiness – He had just
invested in a great Retirement Plan for
his daughter - A ‘Golden
Opportunity’ in his words...
sandeep@deepamfinvest.com |
www.deepamfinvest.com

4. sandeep@deepamfinvest.com |
www.deepamfinvest.com
Let’s See

5. CLIENT’s VIEW
sandeep@deepamfinvest.com |
www.deepamfinvest.com

6. The investment actually
grows at a paltry 7.8%
p.a., Guaranteed!!
sandeep@deepamfinvest.com |
www.deepamfinvest.com

7. Rs. 1 Lakh today is worth far
more than it is worth 35 years later
The Client ignored a simple fact:
sandeep@deepamfinvest.com |
www.deepamfinvest.com

8. The Client ignored a simple fact:
To analyze any Guaranteed Returns plan,
simply use IRR / XIRR calculation in MS Excel.
Watch a 2-min video on using IRR Function at
http://www.deepamfinvest.com/deepam-learning-centre/irr
sandeep@deepamfinvest.com | www.deepamfinvest.com