This document provides information about affordable life protection options for individuals and families. It notes that for the cost of a satellite TV package, one could provide over £500,000 of life insurance coverage. Additionally, the average cost to raise a child to age 21 is around £180,000, so life protection for a family is important. The document then shows tables with the monthly costs for different life protection, life protection with critical illness, and family income benefit policies for individuals ages 30, 40, and 50, with coverage from £100,000 to £300,000.

1. Pensions Investments Protection
For customers Personal Protection
Affordable cover for you and your family
A top-quality satellite TV package can cost £47 a month*. For a man aged 38,
£47 a month can provide over £500,000** of life cover.
What’s more important to you — having 165 TV channels, or knowing your family
are provided for?
According to recent statistics, the cost of bringing up a child to age 21 is about £180,000†.
Could you afford that on your own if anything happened to your partner?
Take a look at the tables over the page to see how little it could cost to protect yourself
and your family.
*www.packages.sky.com, July 2009
**Based on a non-smoking man aged 39 on his next birthday, term to age 60, life cover only on guaranteed rates.
AEGON Scottish Equitable 30th June 2009.
†The Guardian, June 18 2008

2. Life protection
Male Female
Age next birthday Sum assured Age next birthday Sum assured
£100,000 £200,000 £300,000 £100,000 £200,000 £300,000
30 £7.99 a month £13.70 a month £19.53 a month 30 £6.74 a month £11.25 a month £15.93 a month
40 £11.50 a month £20.27 a month £28.71 a month 40 £9.63 a month £16.80 a month £23.91 a month
50 £18.98 a month £34.96 a month £50.34 a month 50 £15.87 a month £28.64 a month £40.71 a month
Life with critical illness protection
Male Female
Age next birthday Sum assured Age next birthday Sum assured
£100,000 £200,000 £300,000 £100,000 £200,000 £300,000
30 £32.03 a month £59.12 a month £85.56 a month 30 £31.27 a month £59.17 a month £86.82 a month
40 £51.36 a month £100.23 a month £149.07 a month 40 £47.95 a month £93.36 a month £138.72 a month
50 £83.39 a month £164.27 a month £245.10 a month 50 £81.24 a month £159.70 a month £238.05 a month
Family income benefit
Male Female
Age next birthday Sum assured Age next birthday Sum assured
£10,000 a year £20,000 a year £30,000 a year £10,000 a year £20,000 a year £30,000 a year
30 £10.30 a month £18.20 a month £26.10 a month 30 £8.20 a month £14.00 a month £19.80 a month
40 £10.67 a month £18.94 a month £27.21 a month 40 £9.47 a month £16.54 a month £23.61 a month
50 £11.40 a month £20.40 a month £29.40 a month 50 £9.20 a month £16.00 a month £22.80 a month
All illustrations sourced AEGON Scottish Equitable, 30 June 2009. Life protection and life with critical illness protection assumes non-smoker, to age 60 with guaranteed
premiums. Family income benefit assumes non-smoker with guaranteed premiums. Age 30 next birthday assumes a 30-year term, age 40 next birthday assumes a 20-year
term and age 50 next birthday assumes a 10-year term. Subject to underwriting assessment.
Scottish Equitable plc, Registered Office: Edinburgh Park, Edinburgh EH12 9SE. Registered in Scotland (No. 144517). AEGON is proud to be the
Authorised and regulated by the Financial Services Authority. Member of the AEGON Group. www.aegonse.co.uk Lead Partner of British Tennis.
C 265510 IP 00257832 07/09