This document discusses the effects of wealth and encourages generosity. It notes that the Bible advises against putting hope in wealth alone and instead finding hope in God. It then lists side effects of wealth like living in denial, discontent, and being destroyed. The document argues that money can become one's greatest competitor and that the secret to a blessed life is a heart of generosity. It contrasts a "bag mindset" of always wanting more with a "basket" and "barn mindset" of giving freely, saying the generous are abundantly blessed.