A woman earns $8,100 annually from a pension and owns a home and car worth little. She has $20,000 in credit card debt that she uses to buy necessities due to diabetes, leaving her with no money each month. She pays $400 monthly towards the three cards but the debt continues growing, so she is considering declaring bankruptcy.

1. Texas bankruptcy- File or just let bills go? 8000 annual income 20k debt?
ok, My mother in law only makes 8100 a year. She earns this money from a death p
pension from when her husband died. She owns her home which is woth nothing, own
s a car prolly worh about 1500. She owes about 20k in credit card debt. She uses
it to buy food and medication because of her diabetes and is left with nothing
every month. She spends about 400 a month on these three cards. So it's just a v