1. Doc ID
Deutsche Bank
Distributed Ledger Technology
Shuning An, Brandon Geddings, Holly Parrish, Nathan Rimel, and Anh Tran

2. Deutsche Bank
I. Current Problems
II. Distributed Ledger Technology (DLT)
1. Definition and Infrastructure
2. Applications
• Platform for Internet of Things (IoT)
• Smart Contracts
3. Challenges
• Cyber Threats
• Regulation Risks
III. Market Outlook and Deutsche Bank’s stance
Outline
• Inefficient Infrastructure
• Outdated with current technology
• Millennial Workforce
Current Problems

3. Deutsche Bank
Distributed Ledger Technology (DLT)
Centralised System Decentralised System

4. Deutsche Bank
• Provides an infrastructure where
• Billions of devices can be tracked and managed
• Infrastructure costs are reduced
• Reliability and security are enhanced
• Automatically verifies
• Communications
• Transactions
• Changes
• Avoids single point of failure
DLT for Internet of Things (IoT)

5. Deutsche Bank
• Helps Internal Operations
• Effective communication between all kinds of End-User devices
• Computers
• Smart Phones
• Wearable
• Benefits Individual Clients
• Health Monitoring for Wealth Management
• Enables Multi-factor Authentication with Biometrics
• Heartbeat
• Iris and Retinal Scans
• Gait
IoT as FinTech

6. Deutsche Bank
What are Smart Contracts?
• Self executing code that resides on the blockchain
• Triggered by various events (Date, IoT, Party Interaction)
• Leading coding language is Solidity
How can they be used?
• Land Records
• Bond issuance, coupon payments, and remittance
• Notarization of digital documents
Why would people utilize them over normal contracts?
• Reduces transaction time due to automation
• Less risk of human error as the contract can be reused by multiple clients
• Immutable as the contract would always be stored on the blockchain
Smart Contracts

7. Deutsche Bank
How can DB leverage DLT?
Current Process
Smart Contract Implementation

8. Deutsche Bank
• Benefits
• Cryptographic Verification
• Automatic Comparison
• Non-repudiation and Integrity
• Threats
• Malware Injection
• Private Key Theft
• DDoS Attacks
Cyber Benefits and Threats

9. Deutsche Bank
• Outdated Legal Frameworks
• Requires Adjudication
• Responsibility Identification
Regulation Risks
Market Outlook
• Outlook in 5-10 years
• Deutsche Bank’s hype phase to
prototype phase
• Potentials in APAC markets

10. Deutsche Bank
"Blockchain Technologies - Distributed Ledgers and Blockchain Technology." Blockchain Technologies.
Blockchain Technologies, n.d. Web. 11 July 2016.
"Know More about Blockchain: Overview, Technology, Application Areas and Use Cases - Let's Talk
Payments." Let's Talk Payments. LTP, n.d. Web. 11 July 2016.
Shevchenko, Sergei. "Two Bytes to $951M." Threat Research. BAE Systems, 25 Apr. 2016. Web. 11 July
2016.
INTERPOL. INTERPOL Cyber Research Identifies Malware Threat to Virtual Currencies. INTERPOL. N.p.,
25 Mar. 2015. Web. 11 July 2016.
“Weathering the storm Asia-Pacific Banking Review 2016.” McKinsey&Company. June 2016. Text. 8 July
2016.
Work Cited