Here is a presentation that I made for my Masters of International Management at Portland State University for State Street Bank\'s Singapore office on the Thailand retirement fund market.
The document provides an overview of digital adoption and usage in Iran based on 2022 data. Some key figures include:
- Total population of 85.52 million as of 2022, growing 1.2% year-over-year.
- 119 million mobile connections, growing 2.3% year-over-year.
- 71.94 million internet users, growing 1.2% year-over-year.
- 47.7 million active social media users, though comparability is limited due to base revisions.
The document analyzes connectivity metrics and usage trends in Iran according to latest available data.
Digital 2021: Essential Instagram Stats for October 2021 v01DataReportal
This presentation contains DataReportal’s update on Instagram adoption and use around the world in October 2021, including the number of Instagram users by country, and insights into Instagram’s audience demographics (i.e. Instagram users by age and gender). Find similar reports for other top social platforms – and loads more great insights – at https://datareportal.com/social-media-platforms
This document outlines the process for redesigning mobile banking application pages and features. It involves learning about users and requirements, exploring design options through user personas and stories, selecting wireframes for prototyping, developing high-fidelity designs, refining based on feedback, and delivering the final design. Mental models and user flows are created to prioritize features. Wireframes, prototypes, and designs for the login, account summary, spend analysis, and forecasting pages are presented, focusing interaction within thumb's reach based on common one-handed usage.
Digital 2022 Botswana (February 2022) v01DataReportal
All the data, statistics, and trends you need to make sense of digital in Botswana in 2022. Includes the latest reported numbers for internet users, social media users, and mobile connections in Botswana, as well as key indicators of ecommerce use. For more reports, including the latest global trends and individual data for more than 230 countries around the world, visit https://datareportal.com/
Digital 2023 Saudi Arabia (February 2023) v01DataReportal
All the data, statistics, and trends you need to make sense of digital in Saudi Arabia in 2023. Includes the latest reported numbers for internet users, social media users, and mobile connections in Saudi Arabia, as well as key indicators of ecommerce use. For more reports, including the latest global trends and individual data for more than 230 countries around the world, visit https://datareportal.com/
EY provides advisory services to help clients grow, protect, and optimize their businesses in response to changing external forces through strategies that drive transformational change, processes that optimize business outcomes, and technologies that enable performance. EY works globally with clients in over 150 countries with over 31,000 professionals to build a better working world.
DBS Bank underwent a digital transformation to remain competitive amid changing customer preferences and new digital-native competitors. It made digital a core part of its business strategy and culture. DBS cultivated a culture of innovation among employees through hackathons. It used LinkedIn to deepen its employer brand and tell the DBS story. DBS also automated recruitment on LinkedIn to more efficiently source and engage talent. Analyzing LinkedIn data provided strategic insights. As a result, DBS achieved significant cost savings and strengthened its position as a top Asian employer.
DBS Bank was recognized by Harvard Business School as one of the top ten digital transformations of the last decade and it also won the top three most prestigious world bank awards.
This presentation is a summary from my book World’s Best Bank - A Strategic Guide to Digital Transformation that tells the story of how DBS became the world’s best bank by leveraging digitalization.
The document provides an overview of digital adoption and usage in Iran based on 2022 data. Some key figures include:
- Total population of 85.52 million as of 2022, growing 1.2% year-over-year.
- 119 million mobile connections, growing 2.3% year-over-year.
- 71.94 million internet users, growing 1.2% year-over-year.
- 47.7 million active social media users, though comparability is limited due to base revisions.
The document analyzes connectivity metrics and usage trends in Iran according to latest available data.
Digital 2021: Essential Instagram Stats for October 2021 v01DataReportal
This presentation contains DataReportal’s update on Instagram adoption and use around the world in October 2021, including the number of Instagram users by country, and insights into Instagram’s audience demographics (i.e. Instagram users by age and gender). Find similar reports for other top social platforms – and loads more great insights – at https://datareportal.com/social-media-platforms
This document outlines the process for redesigning mobile banking application pages and features. It involves learning about users and requirements, exploring design options through user personas and stories, selecting wireframes for prototyping, developing high-fidelity designs, refining based on feedback, and delivering the final design. Mental models and user flows are created to prioritize features. Wireframes, prototypes, and designs for the login, account summary, spend analysis, and forecasting pages are presented, focusing interaction within thumb's reach based on common one-handed usage.
Digital 2022 Botswana (February 2022) v01DataReportal
All the data, statistics, and trends you need to make sense of digital in Botswana in 2022. Includes the latest reported numbers for internet users, social media users, and mobile connections in Botswana, as well as key indicators of ecommerce use. For more reports, including the latest global trends and individual data for more than 230 countries around the world, visit https://datareportal.com/
Digital 2023 Saudi Arabia (February 2023) v01DataReportal
All the data, statistics, and trends you need to make sense of digital in Saudi Arabia in 2023. Includes the latest reported numbers for internet users, social media users, and mobile connections in Saudi Arabia, as well as key indicators of ecommerce use. For more reports, including the latest global trends and individual data for more than 230 countries around the world, visit https://datareportal.com/
EY provides advisory services to help clients grow, protect, and optimize their businesses in response to changing external forces through strategies that drive transformational change, processes that optimize business outcomes, and technologies that enable performance. EY works globally with clients in over 150 countries with over 31,000 professionals to build a better working world.
DBS Bank underwent a digital transformation to remain competitive amid changing customer preferences and new digital-native competitors. It made digital a core part of its business strategy and culture. DBS cultivated a culture of innovation among employees through hackathons. It used LinkedIn to deepen its employer brand and tell the DBS story. DBS also automated recruitment on LinkedIn to more efficiently source and engage talent. Analyzing LinkedIn data provided strategic insights. As a result, DBS achieved significant cost savings and strengthened its position as a top Asian employer.
DBS Bank was recognized by Harvard Business School as one of the top ten digital transformations of the last decade and it also won the top three most prestigious world bank awards.
This presentation is a summary from my book World’s Best Bank - A Strategic Guide to Digital Transformation that tells the story of how DBS became the world’s best bank by leveraging digitalization.
In recent months, many customers have been asking us the question – how to monetise Open APIs, simplify Fintech integrations and accelerate adoption of various Open Banking business models. Therefore, AWS and FinConecta would like to invite you to Open Finance marketplace presentation on October 20th.
Event Agenda :
Open banking so far (short recap)
• PSD2, OB UK, OB Australia, OB LATAM, OB Israel
Intro to Open Finance marketplace
• Scope
• Features
• Tech overview and Demo
The role of the Cloud
The Future of APIs
• Complying with regulation
• Monetizing data / APIs
• Business models
• Time to market
One platform for all: a Strategic approach
Q&A
UBS presented its Green Funding Framework and sustainability strategy. Key points include:
- UBS is committed to net zero GHG emissions by 2050 across its business and operations. Intermediate targets will be set for 2025, 2030, and 2035.
- As a founding member of the Net Zero Banking Alliance, UBS aims to support clients' transition to a low-carbon economy through products, services and financing.
- Governance structures like the Corporate Culture and Responsibility Committee oversee UBS's sustainability strategy and efforts around climate, social impact, and responsible business conduct.
Guide book of Financial Analysis For Startups & SMEs (Arabic version)Tohamy Adel
Guide for entrepreneurs and investors to evaluate the financial health of companies; Financial Ratios will be the first steps to check if you want to invest in startups or SMEs.
And as an entrepreneur you should read this financial metrics very careful to get a clear view about the current situation and provide you with scientific tools to face expected risk in the future.
https://www.udemy.com/course/dashboard-for-cost-of-construction-projects-course/?referralCode=92F0F373B8D82C26BAEA&fbclid=IwAR1DK9KoGbkgV9E-WLWOuoSqjLC70LDyC_gBng2gSz8dq8bMSarkek7SqjU
RateGain, one of the most awarded hospitality and travel technology companies, offers innovative web-based solutions to top Online Travel Agents, Airlines, Wholesalers and Hotels across 65 countries. Our solutions are in the areas of Channel Management, Distribution, Competitive Price Intelligence, Reputation Management and Social Media Marketing. Established in 2004, RateGain is headquartered in Noida, India with offices in the US, Thailand, Spain, Dubai and the UK. For more information, please visit www.rategain.com.
This analysis provides an overview of the top trends in the commercial banking sector as they shift to technology high gear to boost client efficiency and battle a volatile, uncertain, competitive, and evolving landscape.
First, it was retail banking. Now, advanced technology is shifting to – and disrupting − the commercial banking space. Many commercial banks, known for paperwork, red tape, and branch dependency, were unprepared to support clients during their post-COVID-19 ramp-up. But now, the digital pivot to new mindsets, partnerships, and processes is in overdrive.
As commercial banks grapple with competition from FinTechs, BigTechs, and alternative lenders, their inability
to fulfill SME demands and pandemic after-shocks necessitates transformative process changes and a move
to experiential, sustainable, and inclusive banking models. We expect banks to strive to meet the demands
of corporate clients and SMEs by digitally transforming critical workflows and improving client experience.
Additionally, incremental process improvements in the middle and back-office that leverage intelligent
automation will keep the competition at bay because engaged clients are loyal.
Adopting newer methods to mine data and moving to as-a-Service models will prepare commercial banks
to flexibly respond to newcomers and find ways to co-exist through effective collaboration. The time has come for commercial banks to put transformation on the fast track as lending losses in wallet and market share could spill over to other functions!
How incumbents react and respond to 2022 trends could determine their relevancy and resiliency in the years ahead.
Digital 2021 Netherlands (January 2021) v01DataReportal
All the data, statistics, and trends you need to make sense of digital in the Netherlands in 2021. Includes the latest reported numbers for internet users, social media users, and mobile connections in the Netherlands, as well as key indicators of ecommerce use. For more reports, including the latest global trends and individual data for more than 230 countries around the world, visit https://datareportal.com/
1) DBS Bank executed a digital transformation strategy from 2009-2014 by fixing its basic infrastructure and building engineering capabilities. From 2014 onward, it increased transformation velocity by deeply understanding technology giants.
2) DBS adopted a strategy of becoming cloud native, increasing release cadence 10x, building for APIs and performance, reducing time-to-market, and becoming customer centric. This included insourcing technology staff and moving to a private cloud.
3) By 2018, DBS achieved cloud scale through automation and open source technologies. It reduced technology costs, improved resilience, and increased release frequency 10x through aggressive DevOps practices and an enterprise DevOps platform. DBS also launched a banking API platform with
This document discusses Treasury Single Accounts (TSA) in Nigeria. It provides background on TSA, how it operates in Nigeria including its technological infrastructure. It outlines the types of bank accounts under a TSA system and assesses the potential benefits of TSA in Nigeria such as improved cash management and reduced costs. The document also discusses challenges of implementing TSA like its impact on taxation, policies and banking fees. It provides recommendations on how to address issues and ensure effective implementation of TSA in Nigeria.
COMPARATIVE STUDY OF FINANCIAL STATEMENTS OF INFOSYS FOR THE YEAR 2013-2014Vivek Mahajan
This document is a project report submitted by a student analyzing the comparative financial statements of Infosys for the years 2013-2014. It includes an introduction to the subject of comparative financial statements and Infosys Ltd. It then provides definitions and comparative analyses of Infosys' balance sheet, income statement, and cash flow statement for the given years. The report concludes with comments on Infosys' prospects and an overall conclusion.
Financial services is under profound pressure to transform: legislative catalysts, heightened customer expectations and new fintech entrants are forcing banks and credit unions to re-consider their role in the banking value chain. Leading organizations are responding by moving from traditional paradigms of branch banking, to Banking-as-a-Service, where the bank becomes a platform of capabilities that can be accessed and monetized via APIs, to both internal and external consumers alike. Attend this session to learn how Coast Capital, Canada's largest credit union, is making this vision a reality.
The Lifetime Platform is a digital platform created by Sureify to help life insurance carriers modernize their operations and customer experiences. It provides tools to acquire, service, and engage customers and agents across the entire policy lifecycle. Some key capabilities include an e-application platform, policy servicing portal, customer engagement app, and agent portal. The platform aims to increase sales, improve customer retention, and reduce costs for carriers.
Digital 2023 Yemen (February 2023) v01DataReportal
All the data, statistics, and trends you need to make sense of digital in Yemen in 2023. Includes the latest reported numbers for internet users, social media users, and mobile connections in Yemen, as well as key indicators of ecommerce use. For more reports, including the latest global trends and individual data for more than 230 countries around the world, visit https://datareportal.com/
A study on Budget deficit AND Its impact on the economy of BangladeshMd Showeb
Government budget deficit is the difference between government revenues and expenditures. Government has different sources of revenues. Major portion of government revenues comes from direct and indirect taxes. Direct taxes come from income and profits of individuals and institutions and indirect taxes come from import duty, supplementary duty and value added tax. It can be put in different way. Direct taxes are the part of economic revenues and incomes of individuals and institutions and indirect taxes are the part of economic transactions in the form of buy, sale, export and import transactions. If government wants accelerate its revenues to meet the growing public expenditures and to reduce the budget deficit without reducing the expenditures of different influential sectors, much efforts should be made to increase economic revenues and income as well as the economic transactions so that the government revenues can meet the growing demand of the economy with the increase in revenues from income tax, import duty, supplementary duty and value added tax. In this regard the concentration of the report is on the management of deficit budget to minimize bad effects and maximize the utilization of funds. Having budget deficit is not a problem at all. The problems lie with the government inefficiency in the management of budget deficit. The evaluation of different reasons behind deficit budget and the evaluation of different bad effects of deficit budget are two crucial parts of our discussion. The impact of budget deficit on the different sectors of the economy is addressed here with relevant information. It is further concentration point of the report to find ways to improve the management performance of the government to achieve different macroeconomic goals with the help of expansion of economic revenues and transactions. The government revenues increase with the increase in economic revenues and economic transactions. The key point of our discussion is government should not decrease the public expenditures as the population is growing. The expenditures on different public sectors have to be increased as the population is growing. But budget deficit should not grow to meet the expenditures as budget deficit has some associated problems with it. For this reason government has to concentrate on accelerating the revenue collection rapidly with the expansion of economic revenues and economic transactions. For this reason government should try to integrate different policies to achieve key macroeconomic goals.
Traditionally API has been the domain of developers, architects and IT folks.
The BIG shift we are seeing now, is that companies have open up APIs to the internet, internally, partners, clients, developers etc.,.
This shift is driven by mobile, Cloud, IoT etc.,
All these are changing the name of the game.
Organizations have opened up revenue streams, ways to make money, and that is the fundamental SHIFT we are looking at today in this session.
This document is a pay slip for Rajendrasingh Rajput for the month of January 2011 from Shriram Transport Finance Company Limited. It shows Rajput earned a net pay of Rs. 55,567 for the month. His earnings included a basic salary of Rs. 6,250 along with allowances for housing, transport, and performance bonuses. Provident fund contributions and income tax were deducted from his earnings. The pay slip also lists his leave details for casual and privilege leave.
Revue "Échos Finances" du Ministère des Finances et du Budget du Sénégal
Vous pouvez consulter ce numéro trimestriel sur le site du Ministère des Finances et du Budget.
www.finances.gouv.sn
https://twitter.com/mfb_sn
This document provides an overview of considerations for doing business in Thailand. It discusses assessing readiness to scale into Thailand, including having the necessary capability, capacity, and market demand. It also addresses whether a new set of strategies is needed when expanding to Thailand, such as understanding differences in Thai consumers versus home markets. Finally, it covers factors to examine when entering Thailand with a local partner, like business structures, selecting partners, and protecting foreign business interests.
The document discusses the DSP Focus Fund, a focused fund that seeks high conviction opportunities across sectors and market caps through a blend of growth drivers and valuation support. It has an experienced fund manager, Gopal Agrawal, and invests in a concentrated portfolio of approximately 30 stocks. Key points include the fund's investment philosophy, framework, performance track record, sector exposures weighted towards financials and consumer discretionary, top holdings including HDFC Bank and ICICI Bank, and the experienced investment team.
In recent months, many customers have been asking us the question – how to monetise Open APIs, simplify Fintech integrations and accelerate adoption of various Open Banking business models. Therefore, AWS and FinConecta would like to invite you to Open Finance marketplace presentation on October 20th.
Event Agenda :
Open banking so far (short recap)
• PSD2, OB UK, OB Australia, OB LATAM, OB Israel
Intro to Open Finance marketplace
• Scope
• Features
• Tech overview and Demo
The role of the Cloud
The Future of APIs
• Complying with regulation
• Monetizing data / APIs
• Business models
• Time to market
One platform for all: a Strategic approach
Q&A
UBS presented its Green Funding Framework and sustainability strategy. Key points include:
- UBS is committed to net zero GHG emissions by 2050 across its business and operations. Intermediate targets will be set for 2025, 2030, and 2035.
- As a founding member of the Net Zero Banking Alliance, UBS aims to support clients' transition to a low-carbon economy through products, services and financing.
- Governance structures like the Corporate Culture and Responsibility Committee oversee UBS's sustainability strategy and efforts around climate, social impact, and responsible business conduct.
Guide book of Financial Analysis For Startups & SMEs (Arabic version)Tohamy Adel
Guide for entrepreneurs and investors to evaluate the financial health of companies; Financial Ratios will be the first steps to check if you want to invest in startups or SMEs.
And as an entrepreneur you should read this financial metrics very careful to get a clear view about the current situation and provide you with scientific tools to face expected risk in the future.
https://www.udemy.com/course/dashboard-for-cost-of-construction-projects-course/?referralCode=92F0F373B8D82C26BAEA&fbclid=IwAR1DK9KoGbkgV9E-WLWOuoSqjLC70LDyC_gBng2gSz8dq8bMSarkek7SqjU
RateGain, one of the most awarded hospitality and travel technology companies, offers innovative web-based solutions to top Online Travel Agents, Airlines, Wholesalers and Hotels across 65 countries. Our solutions are in the areas of Channel Management, Distribution, Competitive Price Intelligence, Reputation Management and Social Media Marketing. Established in 2004, RateGain is headquartered in Noida, India with offices in the US, Thailand, Spain, Dubai and the UK. For more information, please visit www.rategain.com.
This analysis provides an overview of the top trends in the commercial banking sector as they shift to technology high gear to boost client efficiency and battle a volatile, uncertain, competitive, and evolving landscape.
First, it was retail banking. Now, advanced technology is shifting to – and disrupting − the commercial banking space. Many commercial banks, known for paperwork, red tape, and branch dependency, were unprepared to support clients during their post-COVID-19 ramp-up. But now, the digital pivot to new mindsets, partnerships, and processes is in overdrive.
As commercial banks grapple with competition from FinTechs, BigTechs, and alternative lenders, their inability
to fulfill SME demands and pandemic after-shocks necessitates transformative process changes and a move
to experiential, sustainable, and inclusive banking models. We expect banks to strive to meet the demands
of corporate clients and SMEs by digitally transforming critical workflows and improving client experience.
Additionally, incremental process improvements in the middle and back-office that leverage intelligent
automation will keep the competition at bay because engaged clients are loyal.
Adopting newer methods to mine data and moving to as-a-Service models will prepare commercial banks
to flexibly respond to newcomers and find ways to co-exist through effective collaboration. The time has come for commercial banks to put transformation on the fast track as lending losses in wallet and market share could spill over to other functions!
How incumbents react and respond to 2022 trends could determine their relevancy and resiliency in the years ahead.
Digital 2021 Netherlands (January 2021) v01DataReportal
All the data, statistics, and trends you need to make sense of digital in the Netherlands in 2021. Includes the latest reported numbers for internet users, social media users, and mobile connections in the Netherlands, as well as key indicators of ecommerce use. For more reports, including the latest global trends and individual data for more than 230 countries around the world, visit https://datareportal.com/
1) DBS Bank executed a digital transformation strategy from 2009-2014 by fixing its basic infrastructure and building engineering capabilities. From 2014 onward, it increased transformation velocity by deeply understanding technology giants.
2) DBS adopted a strategy of becoming cloud native, increasing release cadence 10x, building for APIs and performance, reducing time-to-market, and becoming customer centric. This included insourcing technology staff and moving to a private cloud.
3) By 2018, DBS achieved cloud scale through automation and open source technologies. It reduced technology costs, improved resilience, and increased release frequency 10x through aggressive DevOps practices and an enterprise DevOps platform. DBS also launched a banking API platform with
This document discusses Treasury Single Accounts (TSA) in Nigeria. It provides background on TSA, how it operates in Nigeria including its technological infrastructure. It outlines the types of bank accounts under a TSA system and assesses the potential benefits of TSA in Nigeria such as improved cash management and reduced costs. The document also discusses challenges of implementing TSA like its impact on taxation, policies and banking fees. It provides recommendations on how to address issues and ensure effective implementation of TSA in Nigeria.
COMPARATIVE STUDY OF FINANCIAL STATEMENTS OF INFOSYS FOR THE YEAR 2013-2014Vivek Mahajan
This document is a project report submitted by a student analyzing the comparative financial statements of Infosys for the years 2013-2014. It includes an introduction to the subject of comparative financial statements and Infosys Ltd. It then provides definitions and comparative analyses of Infosys' balance sheet, income statement, and cash flow statement for the given years. The report concludes with comments on Infosys' prospects and an overall conclusion.
Financial services is under profound pressure to transform: legislative catalysts, heightened customer expectations and new fintech entrants are forcing banks and credit unions to re-consider their role in the banking value chain. Leading organizations are responding by moving from traditional paradigms of branch banking, to Banking-as-a-Service, where the bank becomes a platform of capabilities that can be accessed and monetized via APIs, to both internal and external consumers alike. Attend this session to learn how Coast Capital, Canada's largest credit union, is making this vision a reality.
The Lifetime Platform is a digital platform created by Sureify to help life insurance carriers modernize their operations and customer experiences. It provides tools to acquire, service, and engage customers and agents across the entire policy lifecycle. Some key capabilities include an e-application platform, policy servicing portal, customer engagement app, and agent portal. The platform aims to increase sales, improve customer retention, and reduce costs for carriers.
Digital 2023 Yemen (February 2023) v01DataReportal
All the data, statistics, and trends you need to make sense of digital in Yemen in 2023. Includes the latest reported numbers for internet users, social media users, and mobile connections in Yemen, as well as key indicators of ecommerce use. For more reports, including the latest global trends and individual data for more than 230 countries around the world, visit https://datareportal.com/
A study on Budget deficit AND Its impact on the economy of BangladeshMd Showeb
Government budget deficit is the difference between government revenues and expenditures. Government has different sources of revenues. Major portion of government revenues comes from direct and indirect taxes. Direct taxes come from income and profits of individuals and institutions and indirect taxes come from import duty, supplementary duty and value added tax. It can be put in different way. Direct taxes are the part of economic revenues and incomes of individuals and institutions and indirect taxes are the part of economic transactions in the form of buy, sale, export and import transactions. If government wants accelerate its revenues to meet the growing public expenditures and to reduce the budget deficit without reducing the expenditures of different influential sectors, much efforts should be made to increase economic revenues and income as well as the economic transactions so that the government revenues can meet the growing demand of the economy with the increase in revenues from income tax, import duty, supplementary duty and value added tax. In this regard the concentration of the report is on the management of deficit budget to minimize bad effects and maximize the utilization of funds. Having budget deficit is not a problem at all. The problems lie with the government inefficiency in the management of budget deficit. The evaluation of different reasons behind deficit budget and the evaluation of different bad effects of deficit budget are two crucial parts of our discussion. The impact of budget deficit on the different sectors of the economy is addressed here with relevant information. It is further concentration point of the report to find ways to improve the management performance of the government to achieve different macroeconomic goals with the help of expansion of economic revenues and transactions. The government revenues increase with the increase in economic revenues and economic transactions. The key point of our discussion is government should not decrease the public expenditures as the population is growing. The expenditures on different public sectors have to be increased as the population is growing. But budget deficit should not grow to meet the expenditures as budget deficit has some associated problems with it. For this reason government has to concentrate on accelerating the revenue collection rapidly with the expansion of economic revenues and economic transactions. For this reason government should try to integrate different policies to achieve key macroeconomic goals.
Traditionally API has been the domain of developers, architects and IT folks.
The BIG shift we are seeing now, is that companies have open up APIs to the internet, internally, partners, clients, developers etc.,.
This shift is driven by mobile, Cloud, IoT etc.,
All these are changing the name of the game.
Organizations have opened up revenue streams, ways to make money, and that is the fundamental SHIFT we are looking at today in this session.
This document is a pay slip for Rajendrasingh Rajput for the month of January 2011 from Shriram Transport Finance Company Limited. It shows Rajput earned a net pay of Rs. 55,567 for the month. His earnings included a basic salary of Rs. 6,250 along with allowances for housing, transport, and performance bonuses. Provident fund contributions and income tax were deducted from his earnings. The pay slip also lists his leave details for casual and privilege leave.
Revue "Échos Finances" du Ministère des Finances et du Budget du Sénégal
Vous pouvez consulter ce numéro trimestriel sur le site du Ministère des Finances et du Budget.
www.finances.gouv.sn
https://twitter.com/mfb_sn
This document provides an overview of considerations for doing business in Thailand. It discusses assessing readiness to scale into Thailand, including having the necessary capability, capacity, and market demand. It also addresses whether a new set of strategies is needed when expanding to Thailand, such as understanding differences in Thai consumers versus home markets. Finally, it covers factors to examine when entering Thailand with a local partner, like business structures, selecting partners, and protecting foreign business interests.
The document discusses the DSP Focus Fund, a focused fund that seeks high conviction opportunities across sectors and market caps through a blend of growth drivers and valuation support. It has an experienced fund manager, Gopal Agrawal, and invests in a concentrated portfolio of approximately 30 stocks. Key points include the fund's investment philosophy, framework, performance track record, sector exposures weighted towards financials and consumer discretionary, top holdings including HDFC Bank and ICICI Bank, and the experienced investment team.
AmCham 2015 business climate survey final report Jan 2015Gordon Stewart
The survey summarizes the views of AmCham Taipei member companies on Taiwan's business climate and environment. While most companies were profitable in 2014 and have a positive 5-year outlook, they also face ongoing issues like inconsistent regulations, bureaucracy, outdated laws, and a lack of transparency. The top impacts on business are inconsistent regulatory interpretation and changes in local demand. Support exists for trade agreements but political obstacles remain. Regulatory reform is needed to strengthen Taiwan's competitiveness and attractiveness for foreign investment.
1) The document discusses the classification, functions, benefits and problems of the primary and secondary capital markets in Bangladesh.
2) It provides a SWOT analysis of the Dhaka Stock Exchange, identifying strengths like economic growth and savings rates, and weaknesses like concentration in equity and lack of skilled investors.
3) Recommendations are provided to develop the bond market and address legal/regulatory issues in order to further develop the capital markets in Bangladesh and support the country's economic growth.
This document provides an overview and analysis of the IDFC Emerging Businesses Fund, a small cap equity fund. It discusses 4 reasons to invest in small caps now: 1) small caps are the most beaten down segment currently, 2) small caps show emerging signs of value compared to large caps, 3) shrinking trading volumes indicate the market may be nearing bottom. It also outlines 4 reasons to invest in small caps generally: exposure to niche opportunities, potential for future large caps, ability to select from a broad range, and potential for alpha from active management. The document reviews the fund's current positioning and top sectors.
This presentation summarizes the investment strategy, risk management practices, and performance of a commodity trading advisor (CTA). The CTA uses systematic trading programs developed through extensive research testing multiple algorithms over many years of market data. Portfolios are diversified across over 40 global futures markets and risk is controlled through stop losses on all trades and adjusting position sizes based on volatility. While past performance is not indicative of future results, the CTA has achieved annualized returns of over 16% since inception with balanced winning and losing months.
The document describes a Professional Alliance program between an independent financial advisor's firm and Morgan Stanley Smith Barney that allows advisors to refer clients to Morgan Stanley in exchange for ongoing referral fees. Key details include:
- Advisors can enhance their business through the value, competitive advantage, and additional revenue source provided by referrals.
- Referral fees are paid on ongoing fee-based accounts of referred clients.
- Referrals must comply with registration requirements in the advisor's state.
- Morgan Stanley provides resources like investment products and research to advisors.
The IDFC Sterling Value Fund follows a value investment strategy, predominantly investing in mid and small cap stocks. It takes a benchmark-agnostic approach and evaluates relative value using metrics like Enterprise Value/Sales ratio and Price/Book value. The fund can also be described as a mix of leaders and challengers in non-Nifty and Nifty50 sectors as well as emerging business opportunities.
The IDFC Sterling Value Fund follows a value investment strategy, predominantly investing in mid and small cap stocks. It takes a benchmark-agnostic approach and evaluates relative value using Enterprise Value/Sales ratio and Price/Book value. The fund can also be described as a mix of leaders and challengers in non-Nifty and Nifty50 sectors as well as emerging business opportunities.
The Glasshouse - Early Stage Funding Workshop presentation | Nov 14th 2011the_glasshouse
The document provides an overview of venture capital, including when it is appropriate to raise VC funding, how VCs make money, typical deal stages and terms, and strategies for fundraising. It notes that VCs seek exceptional opportunities in technology, market size, traction or team; outlines the VC evaluation process and important considerations for entrepreneurs such as relationship, references, portfolio fit, and valuation terms.
The Bank of Thailand (BOT) was first set up as the Thai National Banking Bureau. The Bank of Thailand Act was promulgated on 28 April 1942 vesting upon the Bank of Thailand the responsibility for all central banking functions. The Bank of Thailand started operations on 10 December 1942.[1]
Business plan formulation and venture capitalistMayank Singh
The document provides an overview of business plan formulation and the fund raising process. It discusses that a business plan targets venture capital firms, potential employees, bankers and others. The plan should include sections on the company overview, product/market description, development plan, marketing plan, management team, and financial projections. It emphasizes that a business plan is a formal document, not a PowerPoint, and should be concise at 30-35 pages with an executive summary, table of contents, and confidentiality clause.
The document summarizes the investment case for emerging local debt and Fortis Investments' approach to investing in the asset class. It outlines that local debt offers attractive yields, diversification benefits, and structural changes are increasing its importance. Fortis Investments implements a rigorous investment process focused on macroeconomic assessment, fundamental bond and currency analysis, identifying catalysts, and tight risk control to generate returns in the growing emerging local debt market.
Alexey Debelov has over 10 years of experience in asset management and a solid track record of outperforming the market with his investment strategies. He currently serves as Head of Equity and Structured Products at his firm, where he manages four equity strategies focused on Russian and global markets as well as structured products. His equity strategies have significantly outperformed their respective benchmarks over periods of 7+ years. Debelov takes a value-oriented approach to investing and aims to uncover undervalued companies particularly through his Russian Small-Cap strategy.
Partners Capital is an investment management firm that provides its view of the future of private equity investing over the next 5 years based on historical trends and forecasts. It projects that private equity assets under management will increase from $4.5 trillion to $6 trillion from 2017 to 2021 as committed but uncalled capital grows 80% and net asset value increases due to strong returns. It also examines projected returns for large cap buyout funds under different earnings growth and valuation scenarios, finding returns of 6.7-12% are possible. The document provides context and sources for its projections primarily using data from Preqin and the firm's own models.
2017 Taiwan Business Climate Survey Full ReportGordon Stewart
This document provides a summary of the 2017 Taiwan Business Climate Survey results. Some key findings include:
- Current profitability remains relatively or very profitable for over two-thirds of companies surveyed over the last 7 years.
- Forecasts have stabilized in the past two years but the 5-year trend is still declining.
- Issues negatively impacting businesses include governmental bureaucracy, China-Taiwan relations, unclear labor laws, and political turmoil in Taiwan.
- China-Taiwan relations saw the most regression compared to last year's survey.
- Taiwan is generally not viewed as a high priority market globally but remains the primary focus for most companies surveyed.
2017 Taiwan Business Climate Survey Full ReportGordon Stewart
This document provides a summary of the 2017 Taiwan Business Climate Survey results. Some key findings include:
- Current profitability remains relatively or very profitable for over two-thirds of companies surveyed over the last 7 years.
- Forecasts have stabilized in the past two years but the 5-year trend is still declining.
- Issues negatively impacting businesses include governmental bureaucracy, China-Taiwan relations, unclear labor laws, and political turmoil in Taiwan.
- China-Taiwan relations saw the most regression compared to last year's survey.
- Taiwan is generally not viewed as a high priority market globally but is the primary focus for most companies surveyed.
SMU Training Track #7: How to Finance Your BusinessStartMeUp Ryerson
In this event attendees will gain insight into how to position their efforts and business model to be aligned with the best Capital pool. They will also receive tips on where to go and how to access Capital successfully.
SMU Training Track #7: How to Finance Your Business
State Street Presentation
1. Provident Fund Market in Thailand Jeremy Brahm, Punon Patsaman Siwaporn Wudanuphan & Harrison Huh
2. World Leader in Financial Services 4 P’s FSA Profile Firm Specific Advantage Integrated Technology Dominant in Home Market Wide Variety of Clients
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5. Thailand Overview Thailand Overview Government Government: Democratic Capital: Bangkok Economy GDP per capita: $6,400 Savings interest rate: 2% Unemployment rate: 4.5% Geography Population: 61.2 million
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9. After What Graphs Before & Future Provident Fund Market Amount of Assets
10. After What Graphs Before & Future Provident Fund Market # of Employees & Employers
11. After What Graphs Before & Future Provident Fund Market # of Employees & Employers
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13. Chart Big 5 Share Minor Provident Fund Competition BIG FIVE Competitors
14. Chart Big 5 Share Minor Provident Fund Competition Competitors Thailand JV WOS
15. Chart Big 5 Share Minor Provident Fund Competition Competition Chart High Asset Average Per Fund Low Asset Average Per Fund High Average of Employees Per Fund Low Average of Employees Per Fund TFAM BFIT BANK OF AYUDHYA TISCO SCB MFC BANK THAI BBL AIA KTB NAM TMB BOA THAI LIFE SCB ASSET SCHRODER
16. Chart Big 5 Share Minor Provident Fund Competition Market Share
17. Chart Big 5 Share Minor Provident Fund Competition Market Share
18. Chart Big 5 Share Minor Provident Fund Competition Market Share
19. Overview Regulations & Laws Players Key Government Players Revenue Department Ministry of Finance (MOF) Bank of Thailand (BOT) Commercial Registration Department Ministry of Commerce (MOC) Securities Exchange of Thailand (SET) Securities and Exchange Commission (SEC) Royal Thai Government
20. Overview Regulations & Laws Players Foreign Business Act B.E. 2542 Act on the Undertaking of Finance Business, Securities Business and Credit Foncier Business B.E. 2522 Thai-U.S. Treaty of Amity and Economic Relations Provident Fund Act B.E. 2530 Laws Overview
22. Licenses Limits Procedures Registration: Every fund must be registered Contribution: Between 2% - 15% of wages Management: Asset Management Companies Investment: Employees’ Choice Redemption: Over 55 years old and At least 5 years participation Under Provident Fund Act B.E. 2530 Limits on Provident Funds
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24. WOS Entry Strategy JV Equity JV WOS Equity L / M H L / M H L None H L L M H L / M H L None L / M H L / M M L None M H L / M M / H H L Mode of Entry Amount of Investment ( $ ) Knowledge of Local Market Local Connection Investment Risk Transfer Risk Repatriation Brand Image Improvement Management Control Learning Cost
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26. Scenario Strategy Mode Partners Recommendation Possible Partners Joint Venture High Asset Average Per Fund Low Asset Average Per Fund High Average of Employees Per Fund Low Average of Employees Per Fund TFAM BFIT BANK OF AYUDHYA TISCO SCB MFC BANK THAI BBL AIA KTB NAM TMB BOA THAI LIFE SCB ASSET SCHRODER
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29. Scenario Mode Strategy Partners Recommendation Gain Market Share Product: Diversified Investment Policies Distribution: Using Partner’s Distribution Channel Promotion: Multimedia Blitz Price: Competitive & Flexible Management Fee Strategy: Short-term
30. Scenario Mode Strategy Partners Recommendation Market Leader Product: Full Line of Diversified Investment Policies Distribution: To Utilize Current Customers’ Network Promotion: Participating In Social Programs Price: Equal to Direct Competitors Average Management Fee Strategy: Long-term
31. NOW Conclusion for State Street. The Time to Enter the Thai Provident Fund Market is