State Bank of India
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SBI's lowest annual profit in the past 5 years was around Rs. 10,000-11,000 crores in 2011. Valuing SBI assuming 9% annual growth over 10 years discounted at 7% yields a value of around Rs. 110,000 crores. The highest quarterly profit was Rs. 5,000 crores in 2014, valuing to around Rs. 220,000 crores assuming the same growth. Currently, SBI's market capitalization is Rs. 160,000 crores. The document provides recommendations for long, medium, and short term investors on whether to buy SBI shares based on technical indicators.
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Monetary policy
Monetary policy controls money supply through interest rates to achieve price stability and economic growth. The Reserve Bank of India pursues monetary policy objectives like price stability, inflation control, and economic growth using instruments like bank rate, cash reserve ratio, open market operations, and moral persuasion. Recently, RBI lowered SLR but kept repo rate unchanged to boost infrastructure without stoking inflation.
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This document provides an overview of the State Bank of India including its history, subsidiaries, financial performance from 2009-2012, ratios, share performance, awards, recent news headlines, and presentation team. The State Bank of India was formed in 1955 and has grown from its predecessor banks established in 1806, 1840, and 1843. It has non-banking subsidiaries and its income has increased each year from 2009 to 2012 while expenses have also risen. A variety of financial ratios are shown including current, quick, debt-equity, dividend payout, and PE ratios.
Project report on fundamental analysis of scrips under banking sector
This project report analyzes scrips under the banking sector in India. It provides an overview of SHCIL, including its subsidiaries and services offered. It then discusses the fundamentals of financial analysis, tools used including ratios and technical analysis. The report outlines the problem statement, objectives, methodology used and limitations. It performs analysis of the economy, banking industry and selected public and private sector banks. Key findings are that SBI is fairly valued based on P/E, PNB is undervalued, and HDFC Bank has highest expected future growth. All banks maintained capital requirements and SBI had the highest book value. Recommendations are to buy all banks except SBI and ICICI Bank.
State Bank Of India
State Bank of India (SBI) was established in 1806 as Bank of Calcutta and later amalgamated with other presidency banks to form Imperial Bank of India in 1921. SBI aims to be a premier global financial institution with world-class standards of efficiency. It provides various services including life insurance, mutual funds, and medical insurance to customers. SBI also focuses on training employees and research to develop new strategies and better serve customers' needs.
State Bank of India Vision and Mission (Ravi Kulkarni)
The State Bank of India aims to be the most trusted and preferred global financial services provider. Its vision is to offer high quality customer service worldwide. The bank strives to speak to young Indians, go above and beyond for customers, and use technology to drive excellence. It aims to offer a wide range of competitive banking products while ensuring customer satisfaction and efficient operations. The bank's values include honesty, respect, knowledge sharing, and community contribution.
SBI Introduction
State Bank of India (SBI) is the largest commercial bank in India, with over 200 years of history. SBI has a vast network across India and numerous subsidiaries, offering an array of banking and financial services. As the largest bank in India, SBI plays an important role as a agent of the Reserve Bank of India and in providing critical services to both retail and commercial customers.
Ratio Analysis Of Sbi
The document discusses the financial performance and ratios of State Bank of India. It provides details of SBI's subsidiaries and growth in business. SBI saw increases in deposits, advances, net profit and market share in the previous year. However, some ratios like capital structure and integrated ratios are decreasing which could signal future problems. While profitability is improving, the net profit ratio is not increasing satisfactorily and may not ensure adequate returns. Overall, the document analyzes SBI's financial ratios to evaluate its performance and potential risks.
Project financed @ sbi project report mba finance
The document discusses the history and evolution of banking in India across three phases. It provides details about the nationalization of banks in India in 1969 and 1980. It then discusses the liberalization of the banking sector in the 1990s allowing private banks and more foreign participation. Currently, the banking system in India is well established with a wide range of public, private, and foreign banks serving the country. Project financing is an important activity for banks like SBI to support large capital intensive projects.
17689260 summer-project-on-sbi
State Bank of India (SBI) is India's largest bank with over 200 years of history. It has a large network of over 14,000 branches across India and 73 overseas offices. SBI offers a wide range of corporate, commercial, and retail banking services. Some key points about SBI include its large size and market share in India, acquisition of banks in other countries, and recognition as one of the oldest and most established banks in India. The document provides an overview of SBI's history, operations, management, products, and awards.
Sbi project 2014
This document provides an overview of State Bank of India (SBI), including its history, operations, subsidiaries, competitors, and awards. Some key points:
- SBI is India's largest bank by assets and has a network of over 17,000 branches across India and 180 international offices.
- It has roots dating back to 1806 and was formed by the merger and nationalization of various state-associated banks.
- In addition to traditional banking, SBI has numerous non-banking subsidiaries and five associate banks that operate under the SBI brand.
- Major competitors in the public sector space include Punjab National Bank and major private sector competitors include HDFC Bank.
- SBI has received
Fundamental analysis of state bank of india
Fundamental analysis of SBI using three tire analysis ie
1. Economic Analysis
2. Industry Analysis
3. Company Analysis
Comparitive analysis of sbi bank and icici bank
This document provides details of a research project comparing the e-banking services of State Bank of India and ICICI Bank. It includes an introduction, company profiles of both banks, descriptions of their e-banking services, and outlines the research methodology used in the study. The project was conducted to fulfill requirements for a Bachelor's degree in business administration with a focus on finance.
State Bank Of India
State Bank of India (SBI) is India's largest bank and traces its origins back to 1806. It has focused on reducing staff, computerizing operations, and improving staff attitudes through training programs like "Parivartan". SBI has a centralized organizational structure but some decentralization in loan approvals. It provides training through the State Bank Academy and has implemented new technology like SAP to respond faster to customers and enable innovation.
State bank of india
CHAPTER:-1
INTRODUCTION OF THE STUDY
The report contains the brief description of the state bank of India. It contains the finding and analysis of the survey conducted to gather primary data to judge the importance of various attributes that influence the satisfaction of customer in different manner and to the different extent. These attributes are classified as initial experience, service delivery experience, relationship experience and grievance handling. Further an attempt has been made to know the overall satisfaction of the customer.
Customer satisfaction, a term frequently used in marketing, is a measure of how products and services supplied by a company meet or surpass customer expectation. Customer satisfaction is defined as "the number of customers, or percentage of total customers, whose reported experience with a firm, its products, or its services (ratings) exceeds specified satisfaction goals. Customer service proves to be one of the most important factors governing business.
OBJECTIVE OF THE STUDY:-
• TO find out the customer feedback i.e. improvement required or suggestion.
• To find out the relationship between bank and the customer.
• To study the Satisfaction of customers towards the ― state bank of India.
• To Identify the factors that influences the customer behavior of ―state bank of India.
• To identify the factors those influence the selection of SBI banking services in MUMBAI DISTRICT.
SCOPE OF THE STUDY:-
The present study was undertaken to know the preference of the customer towards state bank of India (SBI). The problem of the customer is they are not aware of the services provided by their bank. The study also force on the customer perception that how the banking services can be improved. In my study I have used both primary sources of data as well as secondary sources of data.
• The study has been conducted on behalf of ―STATE BANK OF INDIA.
• The study is confined to the Mumbai region.
• The study covers the service providers and users of ―STATE BANK OF INDIA.
• The study has put forward the Customers as well as acceptability behavior for the services.
• The scope of the study is to find out the ―Customer Satisfaction
Limitations of the Study:-
The study report consists of few limitations:-
• The report has been conducted within a limited time frame.
• The study is self financed.
• The study is limited to the customer of Mumbai only.
• Only selected Branches and Banks have been considered for the study.
• Samples were selected conveniently.
• The sample size does not represent the total population.
• The sample of size is limited to 30 only and the sample size may not represent whole market.
LITERATURE REVIEW:-
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This document analyzes the financial performance of major public sector banks (SBI and PNB) and private sector banks (ICICI and AXIS) in India from 2011-2018 using fundamental and technical analysis.
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State Bank of India
- 1. Fundamental Analysis The lowest annual profit that SBI has earned in the last 5 years has been around Rs.10000 – 11000 crores in March 2011. If we consider that SBI grows at 9% compounded from this low base for the next 10 years and discount it at 7% to get present value of the profits we get a valuation of around Rs. 110000 crores for SBI. The highest quarterly profit that SBI has earned in the last 5 quarters has been around Rs.5000 crores in Sep 2014 which translates into annual profits of around Rs.20000 crores. If we consider that SBI grows at 9% compounded from this high base for the next 10 years and discount it at 7% to get present value of the profits we get a valuation of around Rs.220000 crores for SBI. The bank is currently available at a market capitalisation of Rs.160000 crores. Comparison with Peers SBI’s closest competitor in the public sector banking space is Bank of Baroda which is currently available at a higher P/E but a lower P/B as shown below. SBI BOB P/E 8.94 15.53 P/B 1.01 0.82 Comparison with Sector SBI is available at a discount to the industry P/E of about 9.76. Given below is the historical performance of SBI against the CNX PSU BANK since 2000 which it has outperformed by a huge margin.
- 2. Comparison with Index SBI is available at a discount to the index P/E of about 18.95. Given below is the historical performance of SBI against the SENSEX since 2000 which it has outperformed by a huge margin. Technical Analysis Technically SBI is trading below the 50, 100 and 200 day moving averages as shown below. It is also hitting 52 week lows for the past 3 days.
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