This document outlines a business plan for Stark Construction and Development Corporation, a building materials and solutions company. It will be owned by Bernna Mae A. Ecija and Nicole Jean Mercado and will offer expertise in concrete and cement solutions, mix design management, and technical supervision. The company aims to operate out of Fort Bonifacio, Taguig City and will produce cement, aggregates, ready-mix concrete, and other construction materials. It provides details on the company's products, competition, growth strategy, organizational structure, and startup costs.
AB MINERALS UPDATED PRESENTATION - A New Separation Technology to Process Tan...crwh888
AB Minerals has developed a new, disruptive processing technology to produce metallurgical grade Tantalum powder and Niobium hydroxide, from industrial scale processing plants using Certified Conflict-Free ore
AB MINERALS UPDATED PRESENTATION - A New Separation Technology to Process Tan...crwh888
AB Minerals has developed a new, disruptive processing technology to produce metallurgical grade Tantalum powder and Niobium hydroxide, from industrial scale processing plants using Certified Conflict-Free ore
AB Minerals Corp. - A New Separation Techmology to Process Tantalite Bearing ...Curt Huber
AB Minerals has developed a new processing technology to produce metallurgical grade Tantalum powder and Niobium hydroxide, from industrial scale processing plants using Certified Conflict-Free ore
AB Minerals Corp. - A New Separation Techmology to Process Tantalite Bearing ...Curt Huber
AB Minerals has developed a new processing technology to produce metallurgical grade Tantalum powder and Niobium hydroxide, from industrial scale processing plants using Certified Conflict-Free ore
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
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Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
2. 2
01 0302
04 0605
TABLE OF CONTENTS
EXECUTIVE
SUMMARY
COMPANY
DESCRIPTION
MARKET
ANALYSIS
MARKET
STRATEGIES
SERVICES
ORGANIZATION
AND
MANAGEMENT
3. CONCEPT
STARK CONSTRUCTION
AND DEVELOPMENT
CORPORATION
STARK IS A BUILDING MATERIALS AND SOLUTIONS COMPANY SERVING
MASONS, BUILDERS, ARCHITECTS AND ENGINEERS IN SELECTED AREAS. OUR
OPERATIONS PRODUCE CEMENT, AGGREGATES AND READY-MIX CONCRETE
WHICH ARE USED IN BUILDING PROJECTS RANGING FROM AFFORDABLE
HOUSING AND SMALL, LOCAL PROJECTS TO THE BIGGEST, MOST
TECHNICALLY AND ARCHITECTURALLY CHALLENGING INFRASTRUCTURE
PROJECTS. AS URBANIZATION INCREASINGLY IMPACTS PEOPLE AND THE
PLANET, WE PROVIDE INNOVATIVE PRODUCTS AND BUILDING SOLUTIONS
WITH A CLEAR COMMITMENT TO SOCIAL AND ENVIRONMENTAL
SUSTAINABILITY.
4. EXECUTION
STARK CONSTRUCTION
AND DEVELOPMENT
CORPORATION
STARK CONSTRUCTION AND DEVELOPMENT CORPORATION EXPERTS SOLVE
THE CHALLENGES THAT CUSTOMERS FACE AROUND THE COUNTRY,
WHETHER THEY ARE BUILDING INDIVIDUAL HOMES OR MAJOR
INFRASTRUCTURE PROJECTS. DEMAND FOR OUR MATERIALS AND
SOLUTIONS IS DRIVEN BY POPULATION GROWTH, URBANIZATION,
IMPROVED LIVING STANDARDS AND SUSTAINABLE CONSTRUCTION.
7. EXECUTIVE SUMMARY
7
BERNNA MAE A. ECIJA NICOLE JEAN MERCADO
BUSINESS OWNER CO-OWNER
q THE LATEST CONCRETE AND CEMENT SOLUTIONS
q MIX DESIGN MANAGEMENT
q TECHNICAL LIAISON AND SUPERVISION
q KNOWLEDGE OF LOCAL CONSTRUCTION PRACTICES
q ADDING VALUE TO THE ENTIRE PROCESS: SUSTAINABILITY,
STARK CONSTRUCTION AND
DEVELOPMENT CORPORATION
WILL BE OWNED BY BERNNA
MAE A. ECIJA, A LICENSED
CIVIL ENGINEER BY 2021 AND
NICOLE JEAN MERCADO, A
LICENSED GEOLOGIST BY 2021.
THE COMPANY EYES FOR A
LOCATION AT FORT
BONIFACIO, TAGUIG CITY.
STARK CONSTRUCTION AND DEVELOPMENT
CORPORATION WILL OFFER EXPERTISE ON:
8. GUIDING PRINCIPLES
8
HEALTH AND SAFETY IS THE CORE VALUE OF STARK
PHILIPPINES. WE CONDUCT OUR BUSINESS IN A
MANNER THAT CREATES A HEALTHY AND SAFE
ENVIRONMENT FOR ALL STAKEHOLDERS - OUR
EMPLOYEES, CONTRACTORS, COMMUNITIES AND
CUSTOMERS - BUILT ON A SOUND HEALTHY AND
SAFETY CULTURE.
01
02
THAT FAIR COMPETITION IS ESSENTIAL TO THE
GROWTH AND STABILITY OF THE CONSTRUCTION
INDUSTRY.
03
THAT A CONTRACTOR'S PRIMARY RESPONSIBILITY
TO HIS CLIENT IS TO GIVE HIS BEST IN FAITHFUL
COMPLIANCE WITH THEIR AGREEMENT.
9. GUIDING PRINCIPLES
9
04
05
06
THAT LABOR AND CAPITAL SHOULD COOPERATE WITH
ONE ANOTHER SO THAT LABOR MAY LIVE WITH
DIGNITY AND CAPITAL MAY FIND ITS JUST REWARDS.
THAT THE ULTIMATE OBJECTIVES ARE TO SERVE NOT ONLY
MAN BUT HUMANKIND; AND TO BUILD NOT ONLY AN
ENTERPRISE BUT AN INSTITUTION THAT WILL SERVE
SOCIETY.
WE BRING TO EVERY PROJECT EXPERTISE, WITH A FOCUS
ON COST-EFFECTIVENESS AND SUSTAINABILITY. TO HELP
YOU REALIZE YOUR PROJECTS, OUR EXPERTS WILL ADVISE
YOU ON THE LATEST CONCRETE AND CEMENT SOLUTIONS,
ALSO IN THE CONTEXT OF WHAT IS POSSIBLE UNDER
LOCAL CONSTRUCTION PRACTICES. OUR STATE OF THE
ART FACILITIES WILL DELIVER THE MATERIALS YOU SPECIFY
TO THE HIGHEST STANDARDS, MAKING USE OF SOME OF
THE BEST AVAILABLE TECHNOLOGIES.
10. GUIDING PRINCIPLES
10
07 SUSTAINABILITY IS AMONG OUR CORE VALUES AT STARK
C.D. CORPORATION. WE BELIEVE IT IS A KEY DRIVER OF
OUR BUSINESS SUCCESS AND WE STRIVE TO PRACTICE
THIS EVERY DAY IN OUR OPERATIONS. WITH THIS, WE
LOOK TO MAKE A LASTING POSITIVE IMPACT AND
CONTRIBUTE MORE THAN BUILDING MATERIALS TO THE
DEVELOPMENT OF OUR COUNTRY. THIS CAN BE SEEN IN
OUR EFFORTS TO BE RESPECTFUL OF THE ENVIRONMENT,
ENSURE THE HEALTH AND SAFETY OF OUR PEOPLE AND
PARTNERS AND HELP UPLIFT THE COMMUNITIES THAT
HOST US.
11. COMPANY DESCRIPTION
DAY WORKING HOURS
MONDAY 8AM – 5PM
TUESDAY 8AM – 5PM
WEDNESDAY 8AM – 5PM
THURSDAY 8AM – 5PM
FRIDAY 8AM – 5PM
SATURDAY 8AM – 5PM
12. PRODUCTS
12
02
03
HIGH PERFORMANCE PORTLAND CEMENT
• MAINLY USED FOR HIGH-RISE BUILDINGS AND
VERTICAL STRUCTURES THAT REQUIRE HIGH-
STRENGTH CEMENT.
READY MIX CONCRETE
• READY MIX CONCRETE (RMX) IS AN ENGINEERED
CONSTRUCTION MATERIAL PRODUCED BY MIXING CEMENT,
ADMIXTURES, WATER, COARSE AGGREGATES AND FINE
AGGREGATES.
CLINKER
• CLINKER IS AN INTERMEDIATE PRODUCT IN CEMENT
PRODUCTION. IT IS PRODUCED BY GRINDING AND
BURNING A PROPORTIONED MIXTURE OF LIMESTONE,
SHALE AND SILICA. WHEN CLINKER IS FURTHER
SUBJECTED TO GRINDING AND ADDED WITH GYPSUM,
PORTLAND CEMENT IS PRODUCED.
01
13. PRODUCTS
13
05
06
TILE ADHESIVE
• TILE ADHESIVE IS A PREMIUM CEMENT-BASED ADHESIVE FOR
TILES SPECIALLY FORMULATED FOR THIN-BED VERTICAL AND
HORIZONTAL APPLICATION.
SKIM COAT
• SKIM COAT IS A CEMENTITIOUS PLASTER SPECIALLY DESIGNED TO
SMOOTHEN VERTICAL STRUCTURES SUITABLE FOR BOTH INDOOR
AND OUTDOOR USE. SKIM COAT IS USED FOR RENDERING AND
SMOOTHENING SURFACES PRIOR TO APPLICATION OF SEALANTS
OR DECORATIVE PAINTS
AGGREGATES
• AGGREGATES ARE GRANULAR MATERIALS OF MINERAL
COMPOSITIONS USED FOR VARIOUS CONSTRUCTION
APPLICATIONS. IT IS USED WITH A BINDING MEDIUM TO FORM
CONCRETE, BITUMOUS CONCRETE, PRECAST CONCRETE, MORTAR,
PLASTER AND OTHER CONCRETE AND ASPHALT APPLICATIONS. IT
CAN BE USED ALONE FOR ROAD BASES, STRUCTURAL BEDDINGS,
RAILROAD BALLAST, FILTER BEDS, BACKFILLS, ETC.
04
14. START UP SUMMARY
ALLOCATION PRICE
LAND AND LAND IMPROVEMENTS 15 MILLION
MACHINERY AND EQUIPMENT 20 MILLION
INSTALLATIONS 10 MILLION
FURNITURE, VEHICLES AND TOOLS 10 MILLION
OFFICE 5 MILLION
TOTAL 60 MILLION
15. COMPETITION
THERE ARE EIGHT CEMENT MANUFACTURERS IN
THE PHILIPPINES, INCLUDING: LAFARGE-HOLCIM,
REPUBLIC, CEMEX, TAIHEIYO, NORTHERN, EAGLE,
GOODFOUND AND MABUHAY. ACCORDING TO
DATA FROM THE CEMENT MANUFACTURERS
ASSOCIATION OF THE PHILIPPINES (CEMAP),
THESE MANUFACTURERS OPERATE A TOTAL OF 19
PLANTS ALL OVER THE COUNTRY, GRINDING
STATIONS INCLUDED.
17. 01 03 0502 04 06
SOCIAL MEDIA
WORD OF MOUTH
LOCATION
MAGAZINES/
NEWSPAPER SECTIONS
DIRECT MAILING
EVENT
MARKETING
PROMOTION/ADVERTISING
STRATEGIES
18. SWOT
A N A LY S I S
STRENGTH WEAKNESS
.
OPPORTUNITY
.
THREAT
.
• INTERDEPENDENCE
• CUSTOMER ORIENTATION
• EXCELLENCE
• INTEGRITY
• LOCATION
• NETWORK
• LARGE COMPETITORS• FINANCES
19. ORGANIZATIONAL CHART
NICOLE JEAN L. MERCADO
PRESIDENT
IVEE CLAIRE A. ECIJA
CHIEF FINANCIAL TREASURER/
OFFICER
BERNNA MAE A. ECIJA
CHIEF EXECUTIVE OFFICER
GUILBERTEE M. MELANO
HEAD – AGGREGATES AND
CONSTRUCTION MATERIALS
CHRISTIAN KERVIN S. UMALI
HEAD – SALES AND
MARKETING
EUGENIE MHEL S. CHAVEZ
HEAD – HEALTH AND
SAFETY
NICOLE JEAN L. MERCADO
HEAD – CEMENT
INDUSTRIAL
PERFORMANCE
KATRIN MAE G.
DECEMBRANO
HEAD - COMMUNICATION
IVAN CLAUDE M. ICALLA
HEAD – ORGANIZATIONAL
HUMAN RESOURCES
VINCE MERWIN C. YSULAT
HEAD – PROCUREMENT AND
LOGISTICS
ADDA MARIE L. ZAFE
HEAD – STRATEGY AND
RESEARCH DEVEOPMENT
CIELO B. DUMO
GENERAL COUNSEL/ CORPORATE
SECRETARY/ COMPLIANCE OFFICER