Standard Bank Limited was incorporated in 1999 under the Companies Act and began commercial operations in June 1999. It has introduced several new credit and deposit products and participates in corporate and retail banking as well as syndicated lending. The bank aims to be a dynamic leader in innovation to meet societal needs and achieve top rankings in cost efficiency among Bangladeshi banks.

1. Standard Bank Limited (SBL) :
Standard Bank Limited was incorporated as a Public Limited Company on May 11, 1999
under the Companies Act, 1994 and the Bank achieved satisfactory progress from its commercial
operations on June 03, 1999. SBL has introduced several new products on credit and deposit
schemes. It also goes for Corporate and Retail Banking etc. The Bank also participated in fund
Syndication with other Banks. Through all these myriad activities SBL has created a positive
impact in the Market. Standard bank wants to be a dynamic leader in the financial market in
innovating new products as to the needs of the society. To earn positive economic value addition
(EVA) each year to come. Standard bank want to achieve top the list in respect of cost efficiency
of all the commercial Banks and become one of the best financial institutions in Bangladesh
economy participating in the most significant segments of business market that we serve.
Company Profile:
Standard Bank Limited was incorporated as a Public Limited Company on May 11, 1999
under the Companies Act, 1994 and the Bank achieved satisfactory progress from its
commercial operations on June 03, 1999. They ensuring their shareholders by fair return
on their investment through generating stable profit. Standard Bank become most caring
bank by providing the most courteous and efficient service in every area of our business.
They promoting their employees by the well being of the members of the staff .Standard
Bank assuring their socially responsible corporate entity in a tangible manner through
close adherence to national policies and objectives.

2. Vision:
To be a modern Bank having the object of building a sound national economy and to contribute
significantly to the Public Exchequer.
Mission:
To be the best private commercial bank in Bangladesh in terms of efficiency, capital adequacy,
asset quality, sound management and profitability.
CAPM -
The CAPM is a model for pricing an individual security or portfolio. For individual securities,
we make use of the security market line (SML) and its relation to expected return and systematic
risk (beta) to show how the market must price individual securities in relation to their security
risk class. The SML enables us to calculate the reward-to-risk ratio for any security in relation to
that of the overall market. Therefore, when the expected rate of return for any security is deflated
by its beta coefficient, the reward-to-risk ratio for any individual security in the market is equal
to the market reward-to-risk ratio, thus The market reward-to-risk ratio is effectively the market
risk premium and by rearranging the above equation and solving for E(Ri), we obtain the Capital
Asset Pricing Model (CAPM).
Conclusion:
The CAPM says that the expected return of a security or a portfolio equals the rate on a
risk-free security plus a risk premium. If this expected return does not meet or beat the
required return, then the investment should not be undertaken. Here incase of SBL we see
that, required return (0.22) is exceeds by the expected return(0.985258), so the investment
should be undertaken.