This document contains the agenda and notes for an all-staff meeting held on August 13, 2008. The meeting included sections on an MSDS, credit union updates, lending and collections updates, operations updates, an incentive plan, wellness committee topics on stress management and financial wellness, and announcements about upcoming fundraising events and a revised marketing plan.

1. All-staff Meeting August 13, 2008

2. Jim > MATERIAL SAFETY DATA SHEET (M.S.D.S.) Section 1: Product & Company I.D. Section 2: Composition/Information on Ingredients Section 3: Hazard I.D. Section 4: First Aid Measures Section 5: Fire-Fighting Measures Section 6: Accidental Release Measures Section 7: Handling & Storage Section 8: Exposure Controls/Personal Protection Section 9: Physical & Chemical Properties Section 10: Stability & Reactivity Section 11: Toxicological Information Section 12: Ecological Information Section 13: Disposal Considerations Section 14: Transport Information Section 15: Regulatory Information Section 16: Other Information

3. Branda > Credit Union Update > Birthdays Aug 3 - Carrie Langgard Aug 4 - Deena Harris Aug 11 - Nicole Velasquez Aug 28 - Jennifer Mendoza Aug 31 - Michelle Kozloski > Anniversaries Deena Harris - 1 yrs. Jessica Harrison - 1 yrs. Risa McNamara - 1 yrs. Mark Lauwers - 5 yrs. Becky Laman - 7 yrs.

4. Carrie > Financial Condition Update

5. Yvonne > Lending Update > Collections Update

6. John > Operations Update > Incentive Plan

7. Wellness Committee > Sun I.Q. Quiz (Michael) > Benefit of the Month: Handbook (Terry) > Control What You Can: Stress (Ellen) > EAP Reminder (Ellen) > Financial Wellness Tip: Get Rid of Expensive Little Habits (Ellen) > Simple Stretch for Busy People

8. Emily > Homes for Our Troops Raffle, Bake Sale and more! > SD50 Membership Drive > Revised Marketing Plan