Elena V. KUZNETSOVA Sergey A. KUZNETSOV Alexander V. KUZNETSOV Managing Director, Managing Director, OTKRITIE Bank. OTKRITIE Brokerage House. Alexander V. KUZNETSOV Alexander V. KUZNETSOV Managing Director, Managing Director, OTKRITIE Securities. OTKRITIE Debt Center. Alexander V. KUZNETSOV Alexander V. KUZNETSOV Managing Director, Managing Director, OTKRITIE Global Markets. OTKRITIE

1. KEY FACTS
AND FIGURES
JUNE 2011

2. HISTORY
1995 2004 2005 2007 2008
Foundation ACQUISITION ACQUISITION
Pioneer of ACQUISITION
of OTKRITIE OF ASSET OF A UK
BROKERAGE … … BROKERAGE OF RBR BANK …
Financial MANAGEMENT
COMPANY COMPANY
Establishment of Corporation Development of
Entry into Entry into
the Company as a as a holding commercial
asset management international
local broker company banking
market markets
ТОP-10 in trading • ТОP player in ADR
volume at exchanges trading volume at
and number of clients LSE since 2009*
from 1999 to present* • FSA regulated
September 27
1Q 2009 2010 2010 2011
2010 2010
2009 MERGER OF November December March
August
BANK VTB THREE BANKS
ACQUIRED ACQUISITION INCREASE OF FINANCIAL ОTKRITIE IFC
… 19.9 % STAKE OF 25% STAKE STAKE IN RESTRUCTURING CORPORATION ACQUIRED
• OTKRITIE
IN OTKRITIE IN PETROVSKY PETROVSKY OF SGB 15.7% STAKE
INVESTBANK
Financial BANK BANK TO 50% (Sverdlovsky ООО  ОАО IN
• OTKRITIE
Corporation Gubernsky Bank) OTKRITIE BANK
COMMERCIAL BANK
• PETROVSKY BANK
• ТОP 35 at 2010
end in net assets
* Source: RTS, MICEX, the Company (RBC rating)
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3. CORPORATE STRATEGY
 The Corporation is a universal player on the finance market with stable and diversified
Goal income base , IPO in 2013.
 Increase of income in 2011-2012 via acquisition of other banks as well as entering the
insurance market;
Strategy  Increase of income margins of the business through improving efficiency in 2012 – 2013
 Investment attractiveness.
 Becoming one of the TOP 3 Russian investment banks by revenues;
 Becoming one of the TOP 30 Russian banks by net assets and tier 1 capital;
Key indicators
 Becoming one of the TOP 5 Russian brokerage companies by number of clients;
 Becoming one of the TOP 20 asset management companies in Russia by value of assets
under management.
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4. STRUCTURE OF THE CORPORATION
BENEFICIARIES
Others
V.Belyaev B.Mints VTB Bank (option program)
37.98% 37.98% 19.90% 4.14%
OTKRITIE FC JSC
100%
OTKRITIE Finance
(Cyprus) Ltd.
Distressed assets
Commercial banking Asset Management Management
100% 100% 100% 100%
OTKRITIE Bank OTKRITIE Asset OTKRITIE OTKRITIE Brokerage OTKRITIE Debt Center
JSC Management JSC Securities Limited House JSC LLC
39%
17% 67%
16% 28%
Global Markets and Investment Banking Brokerage
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5. LINES OF BUSINESS
Global Markets and Distressed assets
Commercial banking Brokerage Asset Management
Investment Banking Management
 Corporate banking  Fixed income trading  Electronic trading  Trust management  Management of distressed
assets received by the
 Retail banking  Debt capital markets  Retail brokerage  Management of collective corporation from banks
investments undergoing financial
 SME lending  Equity capital markets  Prime brokerage restructuring
 Microloans  Mergers & Acquisitions  Depository services  Work with market clients
 Private banking  Sales and trading
 Money market
 Research
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6. BOARD OF DIRECTORS
Board of Directors of OTKRITIE FC JSC
Board of Directors of OTKRITIE Group
Boris I.Борис Иосифович
МИНЦ MINTS Vadim S.Вадим Станиславович
БЕЛЯЕВ BELYAEV
Chairman of the Board директоров,
Председатель Совета CEO, Board Member
Член Совета директоров,
Первый Вице-Президент ООО ФК «ОТКРЫТИЕ» Президент ООО ФК «ОТКРЫТИЕ»
Mikhail V. BELYAEV
БЕЛЯЕВ Михаил Викторович Vladimir A. MAUАлександрович
МАУ Владимир
BoardСовета директоров,
Член Member Independent Director, Board Member
Член Совета директоров,
Генеральный директор ООО ФК «ОТКРЫТИЕ» Независимый директор
Sergei K. DUBININКонстантинович
ДУБИНИН Сергей КИСЕЛЕВ Олег Владимирович
Oleg V. KISELEV
BoardСовета директоров
Член Member Член Совета директоров
Independent Director, Board Member
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7. TOP MANAGEMENT
Top management of OTKRITIE Corporation
Vadim S. BELYAEV Mikhail V. BELYAEV
Board Member, CEO, Board Member,
OTKRITIE FC JSC. OTKRITIE FC JSC.
Evgeniy L. DANKEVITCH Irina G. LISITSINA
Managing director,
Chairman of the Board, CEO,
OTKRITIE Asset Management.
OTKRITIE Brokerage house (JSC).
Asset Management.
Dmitry Z. ROMAEV Vasiliy V. ZABLOTSKIY
CFO, Chairman of the Executive Board (CEO),
OTKRITIE FC JSC. OTKRITIE Bank (JSC).
Commercial Banking.
Anatoliy N. PREDTECHENSKY Roman Yu. LOKHOV
Deputy Chairman of the Executive board, CEO,
OTKRITIE Bank (JSC). OTKRITIE Securities Ltd.
Risk management. Head of Global Markets and Investment Banking.
Sergey E. GILEV Johannes Boerner
CEO, First Deputy Chairman of the Managing
OTKRITIE Debt Center (LLC). Committee,
OTKRITIE FC JSC.
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8. CORPORATE GOVERNANCE
OTKRITIE Financial Corporation JSC
Management Holding Company
Board of Directors
FINANCIAL REPORTING
Strategy and Risk
Committee
RISK MANAGEMENT AND
ANALYSIS
Budget Committee MANAGING COMMITTEE
INTERACTION WITH
GOVERNMENT BODIES
Staff and Remuneration
Committee Financial Committee INVESTOR RELATIONS
Investment
Committee INTERNAL AUDIT
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9. KEY FIGURES OF BANKING
Rated by the NRA (November 2010): AА-
«OTKRITIE» Bank (JSC) (very high reliability, third level)
Key facts Key financial figures
 General license №2179 granted by
the Central Bank of Russia on Item
3Q 2010 2010
27.09.2010 (RUR mln.)
Assets 109 970 132 800
 RBR Commercial Bank was acquired
by OTKRITIE FC in November 2008, Сapital 17 730 16 025
subsequently renamed as OTKRITIE Net profit* 6 390 5 890
Commercial Bank
* Including extraordinary items
 On September 27 Investbank
OTKRITIE and Bank Petrovsky Source: management accounts under Russian accounting standards (RAS)
merged with OTKRITIE CB
 Retail network across Russia Rankings
(01.01.2011):
 32 regions
 42 cities As of 01 January 2011: As a result of 2010:
 214 branches
• № 32 by net assets value among TOP 500 • № 12 largest manager of corporate bond
 5,140 employees (01.01.2011) banks of Russia (RBC Rating) issues (www.cbonds.info)
 340 ATMs • № 34 by Tier 1 capital among all Russian • № 11 largest underwriter of corporate
banks (company data by RAS) bond issues (www.cbonds.info)
 Member of the state program to
support SME, partner of RosBR bank
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10. KEY FIGURES OF
BROKERAGE BUSINESS
RETAIL BROKERAGE INSTITUTIONAL BROKERAGE
(OTKRITIE Brokerage House) (OTKRITIE Securities Ltd.)
 Regulated by the FSA
 Regulated by the FFMS of Russia
Rated by the NRA (2011): ААА  Acquired in 2007, and renamed as OSL
 Successfully operating on the market since 1997
 Participant of the London Stock Exchange (LSE, EDX London) and
 284 employees (as at 01.11.2010) Frankfurt Exchange (Deutsche Börse)
 No. 1 on the RTS Standard in terms of trading turnover in 2009, during  Focused on institutional investors (more than 100)
8 months of 2010 and in October 2010 (as quoted on www.rts.ru)
 Prime Brokerage Services
 Provides services on the equity, bond and derivative markets
 Headquartered in London, with offices in Frankfurt and Moscow: 79
 Internet Trading (QUIK), training*, counselling employees in total
Number of clients
 Provides access to 30 leading global stock exchanges via:
14 316 20 449  QUIK
8 634
 CQG
 SunGard
2008 2009 2010 Source: Company data  Bloomberg
RUR m. 2008 2009 2010 RUR m.*** 2008 2009 2010
Trading turnover (in total)** 2,790,000 2,470,000 9,930,000 Trading turnover (in total) 66,700 710,000 3,300,000
Clients’ assets 10,500 44,500 117,000 Clients’ assets 1,591 9,511 82,000
Source: Company data Source: Company data
* is not regarded as educational activity; does not result in granting any education and/or qualification degree or document
** according to the data from www.mices.ru and www.rts.ru
*** as per exchange rate of Central Bank of Russia at last day of respective period
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11. KEY FIGURES OF
ASSET MANAGEMENT BUSINESS
OTKRITIE ASSET MANAGEMENT Rated by the NRA (2010): АА
Key facts Mutual funds managed by OTKRITIE Asset Management
 OTKRITIE-Telecom MICEX Index Open-Ended Mutual Fund
 No. 1 in terms of return on investment of pension savings
 OTKRITIE-MICEX Index Open-Ended Mutual Fund
over a three-year period from June 2007 to September  OTKRITIE-Equities Open-Ended Mutual Fund
2010, (RF Pension Fund data)  OTKRITIE-Bonds Open-Ended Mutual Fund
 OTKRITIE–MICEX Index–power industry Open-Ended Mutual Fund
 26 employees
 Assets under management as at January 01, 2011 equal to
Return on investment of pension funds
RUR 11,504 m. (Company data)
180%
 Provides services to individuals and corporate clients Funds under
management of
 Trust management for institutional investors: OTKRITIE Asset
Management
 Money Management for Non-governmental Pension
140% Benchmark (30% MICEX
Funds Index+ 70% MICEX
Index corporate bonds)
 Management of Pension Savings of Russia’s Pension
Fund Pension savings under
management of
 Management of Compensation Funds of Self-Regulatory 100% Vnesheconombank
Organizations CPI (Rosstat data)
 Management of Insurance Companies’ Funds
 Management of Dedicated Funds 60%
28.12.07 28.06.08 28.12.08 28.06.09 28.12.09 28.06.10 28.12.10
Source: Company data
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12. LICENSE INFORMATION
OTKRITIE Bank (JSC)
General license №2179 dd 27.09.2010 issued by the Central Bank of RF
Licence for operations with precious metals №2179 dd 27.09.2010 issued by the Central Bank of RF
FFMS License of professional participant of the stock market for brokerage activity № 177-03454-100000 dd 07.12.2000
FFMS License of professional participant of the stock market for dealer activity № 177-03557- 010000 dd 07.12.2000
FFMS License of professional participant of the stock market for management of securities № 177-03661-001000 dd 07.12.2000
FFMS License of professional participant of the stock market for custodial activity № 177-04186-000100 dd 20.12.2000
FFMS License of special depository for investment funds, mutual investment funds and non governmental pension funds № 22-000-1-00095 dd 19.08.2010
FFMS License of exchange broker for operations with futures and options at the exchange on the territory of Russia № 1105 dd 13.12.2007
The Bank is authorised to act as a warrantor in front of the customs.
OTKRITIE Securities Ltd. (UK)
The complete list of OSL licenses as well as of activities for which they were issued you can find on the following link: http://www.fsa.gov.uk/register/firmPermissions.do?sid=98584
OTKRITIE ASSET MANAGEMENT Ltd.
FFMS License of professional participant of the stock market for management of securities № 077-07524-001000 dd 23.03.2004
FFMS License for management of investment funds, mutual investment funds and non governmental pension funds № 21-000-1-00048 dd 11.04.2001
OTKRITIE Finance (Cyprus) Ltd.
CySEC licenses for activity as investment company in Cyprus №KEPEY 06906, №0690601T, №0690602Т as amended dd 10.08.2006, 05.02.2007, 16.03.2007 respectively
OTKRITIE Brokerage House (JSC)
FFMS License of professional participant of the stock market for brokerage activity № 177-06097-100000 dd 28.06.2002
FFMS License of professional participant of the stock market for dealer activity № 177-06100-010000 dd 28.06.2002
FFMS License of professional participant of the stock market for management of securities № 177-06102-001000 dd 28.06.2002
FFMS License of professional participant of the stock market for custodial activity № 177-06104-000100 dd 28.06.2002
FFMS License of exchange broker for operations with futures and options at the exchange on the territory of Russia № 1082 (valid until 22.11.2010)
Licenses of Central Bank, FFMS and CySEC are issued without limitation of validity (unless specified otherwise )
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13. DISCLAIMER
General
All data contained in this presentation are only for informational purposes and cannot be considered as professional advise or
guide for action.
Information contained in this presentation can be changed without prior notice.
None of its parts, as well as the fact of its dissemination in itself shall not form the basis of or be relied on with any contract,
obligation or an investment decision.
This presentation is not an advertisement of securities, nor a suggestion or attempt to sell, trade or otherwise change the
ownership of any securities, whereas it does not constitute fiduciary relationship and is not an offer.
This presentation is not an investment analytical report and it shall not comply with legal requirements for analytical reports. It
has been prepared in order to allow the users to evaluate by themselves the issues, deals and companies mentioned therein.
We do not accept any responsibility for any possible damage, which may be a result of usage of data contained in this
presentation.
OTKRITIE Asset Management Ltd.
Before purchasing a share in the mutual fund you should attentively examine the trust management rules* of the mutual fund.
Value of the shares in mutual fund can increase or decrease; investment results in the past do not determine the profits in the
future; government do not guarantee the profitability of investments in mutual funds.
Premiums (discounts) will decrease the profitability of investments in shares of the mutual fund.
Asset management results of asset manager in the past do not determine the profits of the trustor in the future.
The aforemensioned profitability indicators are not used to demonstrate the results of pension savings investment in special
part of individual personal accounts of insured persons.
* Trust management rules of open-ended mutual fund of stocks «OTKRITIE – Shares» registered by FFMS of Russia on 17.12.2003 № 0164-70287842.
Trust management rules of open-ended mutual fund of bonds «OTKRITIE – Bonds» registered by FFMS of Russia on 17.12.2003 № 0165-70287767.
Trust management rules of open-ended mutual fund «OTKRITIE – MICEX Index – power industry» registered by FFMS of Russia on 23.05.2006 № 0520-94104603.
Trust management rules of open-ended mutual fund «OTKRITIE – MICEX Index» registered by FFMS of Russia on 05.07.2007 № 0890-94127385.
Trust management rules of open-ended mutual fund «OTKRITIE – MICEX Index – telecommunications» registered by FFMS of Russia on 06.12.2007 № 1102-94140813.
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