This document provides an overview of SIMPLE IRAs. Key points include:
- SIMPLE IRAs allow tax-deferred contributions for small businesses with 100 or fewer employees. They provide minimal paperwork and tax filing.
- Employers must make either a dollar-for-dollar match up to 3% of pay or a 2% contribution for all eligible employees earning $5,000 or more in a year.
- The maximum annual contribution limit for employees is $10,500 in deferrals and $2,500 in matching contributions. Employer contributions are immediately vested.
The document discusses adoption tax credits at the federal and state level. It explains that the federal adoption tax credit was increased for 2010-2011 and made refundable, though it is scheduled to decrease after 2012. It provides details on qualified adoption expenses, eligible children, how to claim the credit, income limits, and how the credit interacts with dependency deductions and state tax credits.
This document provides an overview of SIMPLE IRAs. Key points include:
- SIMPLE IRAs allow tax-deferred contributions for small businesses with 100 or fewer employees. They provide minimal paperwork and tax filing.
- Employers must make either a dollar-for-dollar match up to 3% of pay or a 2% contribution for all eligible employees earning $5,000 or more in a year.
- The maximum annual contribution limit for employees is $10,500 in deferrals and $2,500 in matching contributions. Employer contributions are immediately vested.
The document discusses adoption tax credits at the federal and state level. It explains that the federal adoption tax credit was increased for 2010-2011 and made refundable, though it is scheduled to decrease after 2012. It provides details on qualified adoption expenses, eligible children, how to claim the credit, income limits, and how the credit interacts with dependency deductions and state tax credits.
At the 6th Cape Town GeekDinner I presented what I had learnt about Flow Theory and how it can be applied to Software Design.
References included: A List Apart and WikiPedia.
The document discusses federal and state tax credits available for adoption-related expenses. For the federal adoption tax credit, taxpayers can claim a non-refundable credit of up to $11,390 per eligible child. Qualified adoption expenses include legal fees, travel costs, and other expenses related to legally adopting an eligible child under age 18. Some taxpayers may qualify for additional benefits if adopting a child with special needs. State of Michigan offers a refundable adoption tax credit of up to $1,200 per child or qualified expenses exceeding the federal credit.
The document discusses the importance of cash flow for medical and dental practices. It outlines five golden rules for cash: know how to measure it, know the causes of cash flow problems, build strategies to maximize cash flow, prepare for the worst, and grow smart. Specific strategies are provided such as minimizing fixed expenses, setting payment expectations, and getting financing to prepare for cash flow issues. Cash flow statements and measurements like days in accounts receivable are important tools for practices.
This document discusses adoption tax credits at the federal and state level. At the federal level, taxpayers can claim a non-refundable tax credit of $12,970 per adopted child. Some expenses are qualified to claim the credit. The credit phases out for higher incomes. Employers may also provide up to $12,970 in adoption benefits exempt from income. Michigan is working to restore its state adoption tax credit.
The document discusses various topics related to mobile communications and user experience, including:
1. Defining "mobile" as really meaning "personal" and discussing other issues like mission vs conviction and means vs ends.
2. Communications spending making up only 2% of consumer spending currently, but applications having the potential to make up a larger share in the future.
3. The need for customer centricity and focusing on customer desires rather than platforms or nodes.
4. The challenges of managing the user experience as it becomes more complex with new technologies.
The document summarizes the key aspects of the Health Insurance Portability and Accountability Act (HIPAA) Privacy and Security Rules. It defines protected health information (PHI) as any individually identifiable health information and lists the 18 identifiers that must be removed. It outlines how PHI should only be used and accessed when necessary to perform one's job and secured electronically or physically. Examples of privacy breaches are provided as well as an overview of a Notice of Privacy Practices.
This document outlines key principles for developing equitable physician compensation plans: 1) Plans must be clearly understood by physicians and promote trust through their involvement; 2) Formulas should be simple to compute and avoid complexity that breeds distrust; 3) Compensation must be fair across specialties and allocate overhead costs appropriately based on resource usage. Finally, 4) Incentive structures should encourage behaviors that maintain the financial viability of the group and align with its strategic goals.
This document summarizes a faculty seminar discussing virtual world behaviors and how they impact real world behaviors. It notes that certain virtual behaviors are often over-reported and research is sometimes duplicated uncritically. The seminar aims to provide context for why more research is needed by discussing four stories, including how prevalent sex is reported to be in virtual worlds like Second Life, with statistics ranging from 30% to other estimates. The goal is to better understand how virtual behaviors impact real world actions.
Remote collaboration is becoming more common and powerful due to trends in technology and communities. Cheap computing combined with online communities has enabled new models like crowdsourcing and collaborative filtering. This allows for maximizing participation through niche fulfillment and just-in-time employees. The development of Second Life illustrates how a company was able to collaborate remotely on a large scale. Remote collaboration helps address challenges like unemployment, education, and innovation by allowing people to be smarter together through shared knowledge and learning opportunities online.
The document discusses innovation and how it occurs. It argues that innovation happens at intersections and collisions, and is driven by a large, diverse set of explorers cheaply learning from each other. Virtual worlds help maximize innovation by allowing many solvers to explore problems and learn from each other at low cost, fostering a long tail of innovation. They also build trust through avatars and enable cultural collisions, mitigating tensions between idea generation and execution.
This document is a summary of a faculty seminar on virtual worlds and education. The seminar discusses how virtual worlds can be used for different categories of education beyond just surveys of existing education projects. Some examples discussed include using virtual worlds for commercial education/training, exploring new media platforms for education, and large-scale education projects, with the goal of discussing how virtual worlds and education interact and the educational forms that emerge.