The <script> tag is used to define client-side scripts like JavaScript. It contains scripting statements or links to an external script file using the src attribute. The async and defer attributes control when external scripts are executed. The type attribute is optional in HTML5, unlike HTML 4.01. The <script> tag supports external JavaScript files, inline scripts, and execution of external scripts in different ways depending on attribute values.
3Q 2016 Unconsolidated Earnings Presentation Garanti Bank
This document summarizes the 9M16 financial results of BRSA Bank. Key highlights include:
- Net income of TL3.9 billion, a 58% increase YoY, with ROAE of 16.0% and ROAA of 2.0%.
- Core operating income grew 44% YoY, driven by a 19% increase in NII and 6% increase in net fees and commissions.
- NPL ratio remained below sector average at 3.1% with strong specific coverage of 80%. Total cost of risk was 98bps.
- Capital levels strengthened further with CET1 ratio at 15.4%.
3Q 2016 Consolidated Earnings Presentation 2016Garanti Bank
- Garanti Bank reported strong profitability in 9M16, with net income of TL3,940 million, a 48% increase over 9M15. Return on average equity was 16.1% and return on average assets was 1.8%.
- Core operating income grew 49% year-over-year to TL2,897 million, driven by a 19% increase in net interest income excluding income on CPI linkers and swap costs, and 10% growth in net fees and commissions.
- Garanti maintained its leading net interest margin, at 4.8% including swap costs, through selective lending growth, lower deposit costs, and decreased swap funding utilization.
The <script> tag is used to define client-side scripts like JavaScript. It contains scripting statements or links to an external script file using the src attribute. The async and defer attributes control when external scripts are executed. The type attribute is optional in HTML5, unlike HTML 4.01. The <script> tag supports external JavaScript files, inline scripts, and execution of external scripts in different ways depending on attribute values.
3Q 2016 Unconsolidated Earnings Presentation Garanti Bank
This document summarizes the 9M16 financial results of BRSA Bank. Key highlights include:
- Net income of TL3.9 billion, a 58% increase YoY, with ROAE of 16.0% and ROAA of 2.0%.
- Core operating income grew 44% YoY, driven by a 19% increase in NII and 6% increase in net fees and commissions.
- NPL ratio remained below sector average at 3.1% with strong specific coverage of 80%. Total cost of risk was 98bps.
- Capital levels strengthened further with CET1 ratio at 15.4%.
3Q 2016 Consolidated Earnings Presentation 2016Garanti Bank
- Garanti Bank reported strong profitability in 9M16, with net income of TL3,940 million, a 48% increase over 9M15. Return on average equity was 16.1% and return on average assets was 1.8%.
- Core operating income grew 49% year-over-year to TL2,897 million, driven by a 19% increase in net interest income excluding income on CPI linkers and swap costs, and 10% growth in net fees and commissions.
- Garanti maintained its leading net interest margin, at 4.8% including swap costs, through selective lending growth, lower deposit costs, and decreased swap funding utilization.