This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments
Things to Consider When Selling Your House (Spring 2015)
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers,
People across the country are beginning to think about what their life will look like next year. It happens every fall. We ponder whether we should relocate to a different part of the country to find better year round weather or perhaps move across the state for better job opportunities. Homeowners in this situation must consider whether they should sell their house now or wait. If you are one of these potential sellers, here are five important reasons to do it now versus the dead of winter.
Things you must consider when selling your home this Fall. For more detailed information about Metro Boston and Melrose, MA real estate, contact Bill Butler at RE/MAX Leading Edge, billbutler@remax.net
Selling Your Home in 2015 For MD, DC and VA Homeowners Herboso&Associates
The opportunities are there for you
If 2015 is the year you decide to make the big move
This is a must read for you
More information :
http://www.Reallynicehomes.com/selling
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments
Things to Consider When Selling Your House (Spring 2015)
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers,
People across the country are beginning to think about what their life will look like next year. It happens every fall. We ponder whether we should relocate to a different part of the country to find better year round weather or perhaps move across the state for better job opportunities. Homeowners in this situation must consider whether they should sell their house now or wait. If you are one of these potential sellers, here are five important reasons to do it now versus the dead of winter.
Things you must consider when selling your home this Fall. For more detailed information about Metro Boston and Melrose, MA real estate, contact Bill Butler at RE/MAX Leading Edge, billbutler@remax.net
Selling Your Home in 2015 For MD, DC and VA Homeowners Herboso&Associates
The opportunities are there for you
If 2015 is the year you decide to make the big move
This is a must read for you
More information :
http://www.Reallynicehomes.com/selling
This edition touches on construction trends, buyer trends, the importance between rate increases compared to purchase power, timing marketing your home with a time with less competition and selling during the time of the year when it may be the easiest with acquiring a mortgage.
Selling your home? Here are some vital tips about the current real estate market that may help you sell your home for the most money, and choose the right real estate agent.
When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most important result is to actually get the home sold.
In order to accomplish all three goals, a seller should realize the importance of using a real estate professional. We realize that technology has changed the purchaser’s behavior during the home buying process. For the past two years, 92% of all buyers have used the internet in their home search according to the National Association of Realtors’ latest Profile of Home Buyers & Sellers.
This home sellers guide will help you really understand what’s taking place in our housing market and give you the confidence you will need to make the best decision for you and your family.
Things to consider when selling a home in Eastern CT including Ledyard, Groton, Mystic, Stonington, Norwich, Montville, New London, East Lyme, or Waterford.
Keeping Current Matters is my best resource to keep Greater Lansing, Michigan Sellers and Buyers informed throughout the year on the real estate market. I hope you enjoy. For local updated market reports contact me at Coldwell Banker Hubbell BriarWood for your copy mike@mikebowler.com
KCM Keeping Current Matters is my resource for giving Buyers and Sellers in the Greater Lansing real estate market the tools they need to make good decisions. The Fall 2014 Guidebook just released for your enjoyment. Feel free to contact me at mike@mikebowler.com moving across town or across the nation.
This edition touches on construction trends, buyer trends, the importance between rate increases compared to purchase power, timing marketing your home with a time with less competition and selling during the time of the year when it may be the easiest with acquiring a mortgage.
Selling your home? Here are some vital tips about the current real estate market that may help you sell your home for the most money, and choose the right real estate agent.
When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most important result is to actually get the home sold.
In order to accomplish all three goals, a seller should realize the importance of using a real estate professional. We realize that technology has changed the purchaser’s behavior during the home buying process. For the past two years, 92% of all buyers have used the internet in their home search according to the National Association of Realtors’ latest Profile of Home Buyers & Sellers.
This home sellers guide will help you really understand what’s taking place in our housing market and give you the confidence you will need to make the best decision for you and your family.
Things to consider when selling a home in Eastern CT including Ledyard, Groton, Mystic, Stonington, Norwich, Montville, New London, East Lyme, or Waterford.
Keeping Current Matters is my best resource to keep Greater Lansing, Michigan Sellers and Buyers informed throughout the year on the real estate market. I hope you enjoy. For local updated market reports contact me at Coldwell Banker Hubbell BriarWood for your copy mike@mikebowler.com
KCM Keeping Current Matters is my resource for giving Buyers and Sellers in the Greater Lansing real estate market the tools they need to make good decisions. The Fall 2014 Guidebook just released for your enjoyment. Feel free to contact me at mike@mikebowler.com moving across town or across the nation.
This Fall 2015 guide to market trends and how-to steps in selling your home can help you make the important decision - Is now the right time to sell? With a shortage of inventory, low interest rates and an influx of home buyers looking out there, I can say certainly now is the time to sell!
So if you've rented all your life but you're tired of paying someone else's mortgage this guide is for you! Why pay another 12 months rent when you can own your own place?
Get in with as low as 5% down -- we know how to negotiate closing cost and down payment assistance. With today's interest rates it will never be cheaper to buy a home!
20 Under 40 Magazine Cover "Tiffany Curry"Tiffany Curry
November 2010 Cover of Houston Realtor Magazine featuring the 1st ever 20 Under 40 Rising Stars in Real Estate! Tiffany Curry is one of the featured Top 20!
Discover Yeni Eyup Evleri 2, nestled among the rising values of Eyupsultan, offering the epitome of modern living in Istanbul.
With its spacious living areas, contemporary architecture, and meticulous details, Yeni Eyup Evleri 2 is poised to be the star of your happiest moments. Situated in the new favorite district of Eyupsultan, claim your spot and unlock the doors to a peaceful life alongside your loved ones. Nestled next to the historical and natural beauties of Eyupsultan, embrace the comfort of modern living and rediscover life.
Social Amenities:
Yeni Eyup 2 offers a life filled with joy with its green landscaping areas, gym, sauna, children’s play areas, café, outdoor pool, and basketball court. Reserve your place for unforgettable moments!
Reliable Structure:
With 1+1, 2+1, and 3+1 apartment options, Yeni Eyup Evleri 2 is designed with first-class materials and craftsmanship. The doors to a safe and comfortable life are here! Choose the option that suits you best and step into your dream home.
Project:
Yeni Eyup 2 is conveniently located, with Istanbul Airport just 26 minutes away, the Mecidiyeköy Metro Line 4 minutes away, and the Tram Stop 5 minutes away, making your life easier with its central location.
Location:
Your home is positioned in a privileged location, providing easy access to the city center, shopping malls, restaurants, schools, and other important places.
Yeni Eyup 2 offers 1+1, 2+1, and 3+1 apartment options designed to meet different needs. Find an option suitable for every lifestyle and open the doors to a comfortable life in your dream home.
https://listingturkey.com/property/yeni-eyup-evleri-2/
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
Lixin Azarmehr, a Los Angeles-based real estate development trailblazer, co-founded JL Real Estate Development (JL RED) in 2015 and serves as its CEO. Her expertise has propelled the firm to specialize in luxury residential and mixed-use commercial projects, with a portfolio that features upscale retail spaces and sophisticated care facilities.
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Dynamics 365 Bid Management for Construction ProjectsDynamic Netsoft
This PDF provides a straightforward guide to using Dynamics 365 for efficient bid management in construction projects. Learn how to streamline processes, improve accuracy, and enhance productivity with practical tips and step-by-step instructions.
https://dnetsoft.com/dynamics-365-bid-management-software
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Torun Center Residences Istanbul - Listing TurkeyListing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
Total Environment Tangled Up In The Green - Residential Plots Where Nature an...JagadishKR1
Embark on a journey where lush landscapes and contemporary living converge at Total Environment's Tangled Up In The Green Residential Plots in Devanahalli, Bangalore. Surrounded by verdant expanses, these plots offer an idyllic setting for your dream home. Immerse yourself in the serenity of nature while enjoying the finest amenities and design, where every moment is a harmonious blend of luxury and tranquility.
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
2. TABLE OF CONTENTS
5 REASONS TO SELL NOW1
THE IMPORTANCE OF USING AN AGENT WHEN
SELLING YOUR HOME3
5 DEMANDS TO MAKE ON YOUR REAL ESTATE AGENT4
5 REASONS YOU SHOULDN’T FOR SALE BY
OWNER (FSBO)6
WHERE ARE PRICES HEADED OVER THE
NEXT 5 YEARS?8
WHERE ARE MORTGAGE INTEREST RATES HEADED?9
DON’T WAIT! MOVE UP TO THE HOME
YOUR FAMILY ALWAYS WANTED10
SHOULD I RENT MY HOUSE INSTEAD OF SELLING IT?11
FSBO’S MUST BE READY TO NEGOTIATE14
FANNIE MAE AGREES: HIRE A PRO TO SELL13
3. KEEPINGCURRENTMATTERS.COM 1
5 REASONS TO SELL NOW
Many sellers feel that the spring is the best time to place their home on the market as buyer
demand increases at that time of year. However, the winter has it’s own advantages. Here are
five reasons to sell now.
1. Demand is Strong
Foot traffic refers to the number of people out actually physically looking at homes right now.
The latest foot traffic numbers show that there are more prospective purchasers currently looking
at homes than at any other time in the last 12 months which includes last spring’s buyers’ market.
These buyers are ready, willing and able to purchase… and are in the market right now!
Take advantage of the buyer activity currently in the market.
2. There Is Less Competition Now
Housing supply just dropped to 5.1 months, which is under the 6 months’ supply that is needed
for a normal housing market. This means that, in many areas, there are not enough homes for
sale to satisfy the number of buyers in that market. This is good news for home prices. However,
additional inventory is about to come to market.
There is a pent-up desire for many homeowners to move as they were unable to sell over the last
few years because of a negative equity situation. Homeowners are now seeing a return to positive
equity as real estate values have increased over the last two years. Many of these homes will be
coming to the market in the near future.
4. Also, new construction of single-family homes is again beginning to increase. A recent study by
Harris Poll revealed that 41% of buyers would prefer to buy a new home while only 21% prefer
an existing home (38% had no preference).
The choices buyers have will increase in the spring. Don’t wait until all this other inventory of
homes comes to market before you sell.
3. The Process Will Be Quicker
One of the biggest challenges of the 2014 housing market has been the length of time it takes
from contract to closing. Banks are requiring more and more paperwork before approving a
mortgage. There is less overall business done in the winter. Therefore, the process will be less
onerous than it will be in the spring. Getting your house sold and closed before the spring
delays begin will lend itself to a smoother transaction.
4. There Will Never Be a Better Time to Move-Up
If you are moving up to a larger, more expensive home, consider doing it now. Prices are
projected to appreciate by over 23.5% from now to 2019. If you are moving to a higher priced
home, it will wind-up costing you more in raw dollars (both in down payment and mortgage
payment) if you wait. You can also lock-in your 30 year housing expense with an interest rate
near 4% right now. Rates are projected to be around 5% by the end of 2015.
5. It’s Time to Move On with Your Life
Look at the reason you decided to sell in the first place and determine whether it is worth
waiting. Is money more important than being with family? Is money more important than your
health? Is money more important than having the freedom to go on with your life the way you
think you should?
Only you know the answers to the questions above. You have the power to take back control of
the situation by putting your home on the market. Perhaps, the time has come for you and
your family to move on and start living the life you desire. That is what is truly important.
KEEPINGCURRENTMATTERS.COM 2
5. KEEPINGCURRENTMATTERS.COM 3
THE IMPORTANCE OF USING AN AGENT
WHEN SELLING YOUR HOME
When a homeowner decides to sell their house, they obviously want the best possible price with
the least amount of hassles. However, for the vast majority of sellers, the most important result
is to actually get the home sold.
In order to accomplish all three goals, a seller should realize the importance of using a real estate
professional. We realize that technology has changed the purchaser’s behavior during the home
buying process. For the past two years, 92% of all buyers have used the internet in their home
search according to the National Association of Realtors’ latest Profile of Home Buyers & Sellers.
However, the report also revealed that for the second year in a row 96% percent of buyers that
used the internet when searching for a home purchased their home through either a real estate
agent/broker or from a builder or builder’s agent. Only 2% purchased their home directly from a
seller whom the buyer didn’t know.
Buyers search for a home online but then depend on an agent to find the actual home they will
buy (53%) or negotiate the terms of the sale & price (31%) or understand the process (63%).
Stephen Phillips, the Chief Operating Officer for HSF Affiliates LLC, put it best: “Home buyers are
more informed than ever with their Internet searches and ongoing research; however, there’s a
critical need to transform that information into analysis and advice that helps consumers make
the best home-buying and selling decisions.”
The plethora of information now available has resulted in an increase in the percentage of buyers
that reach out to real estate professionals to “connect the dots”. This is obvious as the
percentage of overall buyers who used an agent to buy their home has steadily increased from
69% in 2001.
Bottom Line
If you are thinking of selling your home, don’t underestimate the role a real estate professional
can play in the process.
6. KEEPINGCURRENTMATTERS.COM 4
5 DEMANDS TO MAKE ON YOUR REAL
ESTATE AGENT
Are you thinking of selling your house? Are you dreading having to deal with strangers walking through
the house? Are you concerned about getting the paperwork correct? Hiring a professional real estate
agent can take away most of the challenges of selling. A great agent is always worth more than the
commission they charge just like a great doctor or great accountant.
You want to deal with one of the best agents in your marketplace. To do this, you must be able to
distinguish the average agent from the great one.
Here are the top 5 demands to make of your Real Estate Agent when selling your house:
1. Tell the truth about the price
Too many agents just take the listing at any price and then try to the ‘work the seller’ for a price
correction later. Demand that the agent prove to you that they have a belief in the price they are
suggesting. Make them show you their plan to sell the house at that price – TWICE! Every house in
today’s market must be sold two times – first to a buyer and then to the bank.
The second sale may be more difficult than the first. The residential appraisal process has gotten
tougher. A recent survey showed that there was a challenge with the appraisal on 24% of all
residential real estate transactions. It has become more difficult to get the banks to agree on the
contract price. A red flag should be raised if your agent is not discussing this with you at the time of
the listing.
2. Understand the timetable with which your family is dealing
You will be moving your family to a new home. Whether the move revolves around the start of a new
school year or the start of a new job, you will be trying to put the move to a plan.
This can be very emotionally draining. Demand from your agent an appreciation for the timetables
you are setting. Your agent cannot pick the exact date of your move, but they should exert any
influence they can, to make it work.
7. KEEPINGCURRENTMATTERS.COM 5
3. Remove as many of the challenges as possible
It is imperative that your agent knows how to handle the challenges that will arise. An agent’s ability to
negotiate is critical in this market.
Remember: If you have an agent who was weak negotiating with you on the parts of the listing contract
that were most important to them and their family (commission, length, etc.), don’t expect them to
turn into a super hero when they are negotiating for you and your family with
the buyer.
4. Help with the relocation
If you haven’t yet picked your new home, make sure the agent is capable and willing to help you. The
coordination of the move is crucial. You don’t want to be without a roof over your head the night of the
closing. Likewise, you don’t want to end up paying two housing expenses (whether it is rent or
mortgage). You should, in most cases, be able to close on your current home and immediately move
into your new residence.
5. Get the house SOLD!
There is a reason you are putting yourself and your family through the process of moving.
You are moving on with your life in some way. The reason is important or you wouldn’t be dealing with
the headaches and challenges that come along with selling. Do not allow your agent to forget these
motivations. Constantly remind them that selling the house is why you hired them. Make sure that they
don’t worry about your feelings more than they worry about your family. If they discover something
needs to be done to attain your goal (i.e. price correction, repair, removing clutter), insist they have
the courage to inform you.
Good agents know how to deliver good news. Great agents know how to deliver tough news.
In today’s market, YOU NEED A GREAT AGENT!
8. KEEPINGCURRENTMATTERS.COM 6
5 REASONS YOU SHOULDN’T
FOR SALE BY OWNER
Some homeowners consider trying to sell their home on their own, known in the industry as a
For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the
vast majority of sellers.
Here are five reasons:
1. There Are Too Many People to Negotiate With
Here is a list of some of the people with whom you must be prepared to negotiate if you
decide to FSBO.
•The buyer who wants the best deal possible
•The buyer’s agent who solely represents the best interest of the buyer
•The buyer’s attorney (in some parts of the country)
•The home inspection companies which work for the buyer and will almost always find some
problems with the house
•The appraiser if there is a question of value
•Your bank in the case of a short sale
2. Exposure to Prospective Purchasers
Recent studies have shown that 88% of buyers search online for a home. That is in
comparison to only 21% looking at print newspaper ads. Most real estate agents have an
internet strategy to promote the sale of your home. Do you?
3. Results Come from the Internet
Where do buyers find the home they actually purchased?
•43% on the internet
•9% from a yard sign
•1% from newspapers
9. KEEPINGCURRENTMATTERS.COM 7
The days of selling your house by just putting up a sign and putting it in the paper are long
gone. Having a strong internet strategy is crucial.
4. FSBOing has Become More and More Difficult
The paperwork involved in selling and buying a home has increased dramatically as industry
disclosures and regulations have become mandatory. This is one of the reasons that the
percentage of people FSBOing has dropped from 19% to 9% over the last 20+ years.
5. You Net More Money when Using an Agent
Many homeowners believe that they will save the real estate commission by selling on their
own. Realize that the main reason buyers look at FSBOs is because they also believe they can
save the real estate agent’s commission. The seller and buyer can’t both save the commission.
Studies have shown that the typical house sold by the homeowner sells for $208,000 while the
typical house sold by an agent sells for $235,000. This doesn’t mean that an agent can get
$27,000 more for your home as studies have shown that people are more likely to FSBO in
markets with lower price points. However, it does show that selling on your own might not
make sense.
Bottom Line
Before you decide to take on the challenges of selling your house on your own, sit with a real
estate professional in your marketplace and see what they have to offer.
10. Today, many real estate conversations center on
housing prices and where they may be headed.
That is why there is tremendous value in the
Home Price Expectation Survey. Every quarter,
Pulsenomics surveys a nationwide panel of more
than 100 economists, real estate experts and
investment & market strategists about where
prices are headed over the next five years.
They then average the projections of all 100+
experts into a single number.
The results of their latest survey:
• Values appreciated by 4.8% in 2014
• Cumulative appreciation will be 23.5% by 2019
• That means the average annual appreciation will
be 3.6% over the next 5 years.
• Even the experts making up the most bearish
quartile of the survey still are projecting a
cumulative appreciation of almost 15.1% by 2019
Individual opinions make headlines. This survey
is a fair depiction of future values.
WHERE ARE PRICES HEADED OVER THE
NEXT 5 YEARS?
KEEPINGCURRENTMATTERS.COM 8
11. WHERE ARE MORTGAGE INTEREST
RATES HEADED?
There are those that hope that 30-year
mortgage interest rates will remain below 4%.
Obviously, for any prospective home
purchaser that would be great news.
However, there is probably a better chance
that interest rates will return to the higher
than 6% rate of the last decade before they
would return to the less than 3.5% rate of
2012.
Freddie Mac, on their blog, explained that
current rates are still extremely low
compared to historic averages.
“The all-time record low – since Freddie Mac began tracking mortgage rates in 1971 – was
3.31% in November 2012. Conversely, the all-time record high occurred in October of 1981,
hitting 18.63%. That’s more than four times higher than today’s average 30-year fixed rate.”
And Freddie Mac projects mortgage rates will increase going forward.
If you are thinking of purchasing a home, waiting for a dramatic decrease in mortgage rates
might not make sense.
KEEPINGCURRENTMATTERS.COM 9
“One thing seems certain: we aren’t likely to see average 30-year fixed mortgage rates
return to the historic lows experienced in 2012.” - Freddie Mac
12. KEEPINGCURRENTMATTERS.COM 10
DON’T WAIT! MOVE UP TO THE HOME YOUR
FAMILY ALWAYS WANTED
Now that the housing market has stabilized, more and more homeowners are considering
moving up to the home they have always dreamed of. Prices are still below those of a few
years ago and interest rates are still below 5%.
However, sellers should realize that waiting to make the move while mortgage rates are
increasing probably doesn’t make sense. As rates increase, the price of the house you can
buy will decrease. Here is a chart detailing this point:
13. KEEPINGCURRENTMATTERS.COM 11
SHOULD I RENT MY HOUSE INSTEAD OF
SELLING IT?
A study has concluded that 39% of buyers prefer to rent out their last residence rather than sell it
when purchasing their next home.
The study cites that many homeowners were able to refinance and “locked in a very low mortgage
rate in recent years. That low rate, combined with a strong rental market, means they can charge
more in rent than they pay in mortgage each month... so they are going for it.”
This logic makes sense in some cases. Residential real estate is a great investment right now. However,
if you have no desire to actually become an educated investor in this sector, you may be headed for
more trouble than you were looking for. Are you ready to be a landlord?
Before renting your home, you should answer the following questions to make sure this is the right
course of action for you and your family.
10 Questions to Ask BEFORE Renting Your Home
1. How will you respond if your tenant says they can’t afford to pay the rent this month because of
more pressing obligations? (This happens most often during holiday season and back-to-school time
when families with children have extra expenses).
2. Because of the economy, many homeowners can no longer make their mortgage
payment. What percent of tenants do you think can no longer afford to pay their rent?
3. Have you interviewed experienced eviction attorneys in case a challenge does arise?
14. KEEPINGCURRENTMATTERS.COM 12
4. Have you talked to your insurance company about a possible increase in premiums as liability
is greater in a non-owner occupied home?
5. Will you allow pets? Cats? Dogs? How big a dog?
6. How will you actually collect the rent? By mail? In person?
7. Repairs are part of being a landlord. Who will take tenant calls when repairs arise?
8. Do you have a list of craftspeople readily available to handle these repairs?
9. How often will you do a physical inspection of the property?
10. Will you alert your current neighbors that you are renting the house?
Bottom Line
Again, renting out residential real estate historically is a great investment. However, it is not without
its challenges. Make sure you have decided to rent the house because you want to be an investor, not
because you are hoping to get a few extra dollars by postponing a sale.
15. KEEPINGCURRENTMATTERS.COM 13
Do you really need an agent to sell your house in today’s market? Here’s what Fannie Mae
suggests to sellers on the Know Your Options section of their website:
“Select how you’ll market and list the home (e.g., with a real estate agent or for sale by
owner). There are pros and cons to each, but unless you are experienced at selling homes, it
usually makes financial sense to get professional help—homes sold by agents typically sell at
a higher price and spend less time on the market. An agent will also help you determine the
best pricing for the house, they’ll market the home, and they’ll be your advocate
throughout the process.”
Let’s go over the points they made:
• Homes sold by agents typically sell at a higher price
• Homes sold by agents typically spend less time on the market
• An agent will help you determine the best pricing for the house
• An agent will market the home
• An agent will be your advocate throughout the process
If Fannie Mae says using an agent probably makes sense, perhaps you should interview an
agent before putting your house up for sale.
FANNIE MAE AGREES:
HIRE A PRO TO SELL YOUR HOUSE
16. KEEPINGCURRENTMATTERS.COM 14
In a recovering market, some sellers might be tempted to try and sell their home on their
own (FSBO) without using the services of a real estate professional. Real estate agents are
trained and experienced negotiators. In most cases, the seller is not. The seller must realize
their ability to negotiate will determine whether they get the best deal for themselves and
their family.
Here is a list of some of the people with whom the seller must be prepared to negotiate if
they decide to FSBO:
• The buyer who wants the best deal possible
• The buyer’s agent who solely represents the best interest of the buyer
• The buyer’s attorney (in some parts of the country)
• The home inspection companies which work for the buyer and will almost always find some
problems with the house.
• The termite company if there are challenges
• The buyer’s lender if the structure of the mortgage requires the sellers’ participation
• The appraiser if there is a question of value
• The title company if there are challenges with certificates of occupancy (CO) or other permits
• The town or municipality if you need to get the CO’s permits mentioned above
• The buyer’s buyer in case there are challenges on the house your buyer is selling.
• Your bank in the case of a short sale
FSBO’s MUST BE READY TO NEGOTIATE
17. CONTACT ME TO TALK MORE
Tiffany Curry
Berkshire Hathaway
HomeServices Anderson
Properties
www.TiffanyCurry.com
(713) 208-4862
I’m sure you have questions and concerns…
I would love to talk with you more about what you read here, and help you on the path to
selling your house. My contact information is below. I look forward to hearing from you…