This document provides an overview and analysis of the global mobile market in February 2011. It includes statistics and forecasts on key metrics such as the worldwide subscriber base, mobile service revenue, mobile data usage, mobile broadband adoption, mobile messaging traffic and revenue, mobile handset shipments, and the mobile infrastructure market. The mobile industry has seen significant growth in recent years and is now a multi-billion dollar global market, driven by the rising adoption of smartphones and mobile broadband services.
This document contains an English worksheet with multiple exercises asking students to fill in blanks, order sentences, follow models, complete sentences, and correct errors about names, ages, and how old different people are. The worksheet contains questions like "How old is [name]?" and sentences for students to complete like "[Name] is [age] years old." It provides context, instructions, and spaces for students to practice questions and statements about ages in English.
Enabling Mobile Money Policies in Sri Lanka : The Rise of eZ CashAndrew Ariaratnam
The Central Bank of Sri Lanka spent 5 years developing a regulatory framework for mobile money that allowed both banks and non-banks like mobile network operators to provide services. This enabled the launch of eZ Cash by Dialog, Sri Lanka's largest mobile operator, which signed up over 1 million customers in its first year. The Central Bank's progressive approach helped expand financial access to Sri Lanka's unbanked, demonstrating how enabling policies can facilitate inclusive digital finance. eZ Cash is highly successful due to Dialog's investment and the regulatory framework, which sets risk-based know-your-customer rules and ensures customer funds in custodial bank accounts are protected. The Sri Lankan model provides lessons for both regulators seeking financial inclusion and mobile
Mobile Money and the battle for consumer engagement (Monitise)Andrew Ariaratnam
Mobile banking, payments, and commerce should be central to financial institutions, but search engines and technology companies are gaining ground in mobility. Banks risk being disintermediated as competitors build deeper customer relationships through more connected experiences. However, banks can fight back by investing in platforms and partnerships to unlock new revenue streams through mobile money. If banks embrace mobile interactions and create unique mobile propositions, they can defend their value and relationships.
Série Vendedores Vencedores: QUAIS AS PERGUNTAS PARA TER AS RESPOSTAS DESE...Elberto Mello
Uma palestra para motivar equipes a perguntar com inteligência e a suprir as necessidades de seus clientes com categoria, se interessando pelo bem estar e progresso de ambos, de si e do seu cliente.
This document appears to be an English worksheet for students. It contains multiple choice, fill-in-the-blank, labeling, and short answer questions about seasons, weather, clothing for different seasons and places. The questions ask students to identify seasons, describe weather, answer what their favorite season is and why, discuss today's weather, imagine clothing for different countries and seasons, label parts of the body, and describe what they and pictures of people are wearing.
This document contains an English worksheet for a student. The worksheet has the student practice using verbs like "to be" to identify family members in a dialogue. It then has the student mark sentences as right or wrong, and write sentences in negative form about a person named Massid and their family. The worksheet provides an exercise for the student to practice verbs, family relationships, and forming negative sentences.
The document is an English worksheet that provides exercises on using the present simple tense (be verb) in affirmative, negative, and interrogative forms. It includes:
1. A table with the long and short forms of the be verb in the present simple tense (e.g. I am/I'm).
2. Pictures where the student must fill in the short form of the be verb (e.g. he/she/it is).
3. Exercises filling in the long and short forms and changing sentences to plural forms.
4. Short answers to questions using the be verb (e.g. Yes, I am/No, they aren't).
The worksheet
This document provides an overview and analysis of the global mobile market in February 2011. It includes statistics and forecasts on key metrics such as the worldwide subscriber base, mobile service revenue, mobile data usage, mobile broadband adoption, mobile messaging traffic and revenue, mobile handset shipments, and the mobile infrastructure market. The mobile industry has seen significant growth in recent years and is now a multi-billion dollar global market, driven by the rising adoption of smartphones and mobile broadband services.
This document contains an English worksheet with multiple exercises asking students to fill in blanks, order sentences, follow models, complete sentences, and correct errors about names, ages, and how old different people are. The worksheet contains questions like "How old is [name]?" and sentences for students to complete like "[Name] is [age] years old." It provides context, instructions, and spaces for students to practice questions and statements about ages in English.
Enabling Mobile Money Policies in Sri Lanka : The Rise of eZ CashAndrew Ariaratnam
The Central Bank of Sri Lanka spent 5 years developing a regulatory framework for mobile money that allowed both banks and non-banks like mobile network operators to provide services. This enabled the launch of eZ Cash by Dialog, Sri Lanka's largest mobile operator, which signed up over 1 million customers in its first year. The Central Bank's progressive approach helped expand financial access to Sri Lanka's unbanked, demonstrating how enabling policies can facilitate inclusive digital finance. eZ Cash is highly successful due to Dialog's investment and the regulatory framework, which sets risk-based know-your-customer rules and ensures customer funds in custodial bank accounts are protected. The Sri Lankan model provides lessons for both regulators seeking financial inclusion and mobile
Mobile Money and the battle for consumer engagement (Monitise)Andrew Ariaratnam
Mobile banking, payments, and commerce should be central to financial institutions, but search engines and technology companies are gaining ground in mobility. Banks risk being disintermediated as competitors build deeper customer relationships through more connected experiences. However, banks can fight back by investing in platforms and partnerships to unlock new revenue streams through mobile money. If banks embrace mobile interactions and create unique mobile propositions, they can defend their value and relationships.
Série Vendedores Vencedores: QUAIS AS PERGUNTAS PARA TER AS RESPOSTAS DESE...Elberto Mello
Uma palestra para motivar equipes a perguntar com inteligência e a suprir as necessidades de seus clientes com categoria, se interessando pelo bem estar e progresso de ambos, de si e do seu cliente.
This document appears to be an English worksheet for students. It contains multiple choice, fill-in-the-blank, labeling, and short answer questions about seasons, weather, clothing for different seasons and places. The questions ask students to identify seasons, describe weather, answer what their favorite season is and why, discuss today's weather, imagine clothing for different countries and seasons, label parts of the body, and describe what they and pictures of people are wearing.
This document contains an English worksheet for a student. The worksheet has the student practice using verbs like "to be" to identify family members in a dialogue. It then has the student mark sentences as right or wrong, and write sentences in negative form about a person named Massid and their family. The worksheet provides an exercise for the student to practice verbs, family relationships, and forming negative sentences.
The document is an English worksheet that provides exercises on using the present simple tense (be verb) in affirmative, negative, and interrogative forms. It includes:
1. A table with the long and short forms of the be verb in the present simple tense (e.g. I am/I'm).
2. Pictures where the student must fill in the short form of the be verb (e.g. he/she/it is).
3. Exercises filling in the long and short forms and changing sentences to plural forms.
4. Short answers to questions using the be verb (e.g. Yes, I am/No, they aren't).
The worksheet
The document is an English worksheet that provides exercises on using the present simple tense (be verb) in affirmative, negative, and interrogative forms. It includes:
1. Pictures to label with "is" or "are" statements in the present simple tense.
2. Filling in blanks with short form verbs to complete sentences about nationality, occupations, and possessions.
3. Conjugating singular nouns into their plural forms.
4. Providing short answers to questions using "yes/no" and the subject pronoun and verb form to practice the short form of the present simple tense.
O documento descreve as recordações de infância da narradora em Cavaleiros, uma terra que pertencia a um condado importante no passado. A narradora passava férias lá com o irmão e amigos, enquanto as filhas do caseiro cuidavam da aparência. Os rapazes tinham interesses diferentes das meninas e as tratavam com desprezo.
Este documento fornece informações sobre perímetros de figuras planas e apresenta uma série de exercícios sobre o cálculo de perímetros de quadrados, retângulos, pentágonos regulares e outras figuras.
O documento apresenta um resumo das prioridades das operações matemáticas e uma lista de exercícios para cálculo numérico envolvendo operações como adição, subtração, multiplicação e potenciação. Há também perguntas sobre representação de expressões numéricas relativas a situações do mundo real como horas trabalhadas e consumo de água.
Potências podem representar produtos de fatores iguais. A base é o fator repetido e o expoente é o número de vezes que o fator se repete. Os exercícios pedem para calcular valores de potências e expressar produtos como potências.
Este documento fornece instruções sobre como dividir números com vírgula por potências de 10 ou frações de 10. Ensina que para dividir por potências de 10, a vírgula é deslocada para a esquerda e para dividir por frações de 10, a vírgula é deslocada para a direita. Inclui exemplos e exercícios para praticar estas divisões.
Este documento fornece instruções sobre como dividir números com vírgula por potências de 10 ou frações de 10. Ensina que para dividir por uma potência de 10, a vírgula é deslocada à esquerda o número correspondente de casas decimais, e o oposto para dividir por frações de 10. Inclui também exercícios práticos para aplicar estas regras.
1) O documento discute as propriedades da multiplicação, incluindo comutatividade, associatividade e distributividade.
2) Ele fornece exemplos de como aplicar essas propriedades para simplificar cálculos multiplicativos.
3) Exercícios são fornecidos para que o aluno pratique aplicando as propriedades da multiplicação.
This document provides examples of using prepositions like "at", "in", and "on" to indicate times, dates, days, and periods. It includes a table with the date, events, and times for Luke during one week in November. There are then exercises matching times to events, ordering time expressions, and translating times and dates from Portuguese to English. The document aims to help students practice and understand how to correctly use prepositions related to time in English.
The document provides information about two 11-year-old students named David Fraser and Lisa Dyson who attend the same school but come from different countries - David is from Scotland and Lisa is from Northern Ireland. It also gives details about their families, with David having a brother named Charles who is 9 years old, and Lisa having a brother named John and a sister named Mary who are both 13 years old.
Megan is a 13-year-old English girl from Manchester who attends Kingston Lane Comprehensive School. She enjoys her math and Spanish classes but dislikes history and geography. Megan has a twin brother named Dennis and an older sister named Pam. Her father works for the Town Council as a civil servant and her mother is a primary school teacher. Megan is close with her family but does not care for sports, though Dennis and her father enjoy watching sports on TV. In her free time, Megan hangs out with friends and they often go to the disco or cinema on weekends.
The document provides a reading exercise that asks questions to identify people's names, ages, classes, and how to spell surnames. It includes questions about John Daniels, Mary, Lucy Thompson, twins named Jefferson, and the student doing the exercise. The answers to the questions are then provided in sentences that can be matched to the questions to complete the identification exercise.
This document is an English worksheet containing exercises on pronouns. Part A has students choose the correct pronoun to complete several sentences. Part B has students complete sentences with the appropriate pronoun. Part C has students rewrite sentences using the same subject but changing it to the correct pronoun. The worksheet helps students practice identifying and using different pronouns correctly in sentences.
This document introduces a boy named Sam and his family which includes his mother Samantha, father George, and brothers Kevin and Mark. It then provides an explanation of personal pronouns and examples replacing subjects with the correct personal pronoun. Finally, it includes a multiple choice exercise identifying the correct personal pronoun for given sentences.
O documento apresenta um resumo da obra "História de uma gaivota e do gato que a ensinou a voar" de Luis Sepúlveda. A história conta como um gato chamado Zorbas promete a uma gaivota moribunda cuidar de seu ovo e ensinar seu filhote a voar. Zorbas recruta amigos para ajudá-lo a educar a gaivota Ditosa, que acaba se apegando aos gatos. No entanto, Ditosa descobre seu desejo de voar e parte um dia chuvoso, realizando seu
This document contains a list of numbers from 1 to 100 for a student to write out. There are also some numbers above 100, like 30, 35, 40, etc. up to 100 for the student to write out as well. The purpose is to practice writing out numbers in word form to improve number writing skills.
The document is a test in English for third grade students. It asks for the student's name, age, and surname. It then asks the student to identify colors in English and write out numbers. Finally, it asks the student to complete sentences using common emotions and greetings in English. The test aims to evaluate a third grade student's basic English language skills.
This document appears to be a student worksheet containing various identification, reading comprehension, and grammar exercises including:
1. Filling out personal identification information
2. Reading a short text and answering questions about details
3. Asking questions to match given answers
4. Filling in blanks with personal pronouns
5. Completing a chart matching countries to nationalities
6. Writing out dates
7. Filling in gaps with personal pronouns
The document contains exercises testing reading comprehension, grammar, and filling in personal details. It appears aimed at students practicing and demonstrating their understanding of topics like personal identification, reading short texts for comprehension, using personal pronouns, and matching countries
Este documento é um exercício de 1o ano para completar frases com palavras no plural. Ele pede para completar frases com "ladybirds", "caterpillars" e outras palavras no plural.
O documento é uma folha de exercícios para alunos do 1o ano do ensino fundamental sobre os números de 1 a 10 em português e inglês. A tarefa pede para os alunos preencherem os espaços em branco com os números faltantes usando outra folha de números para referência.
The document is an English worksheet that provides exercises on using the present simple tense (be verb) in affirmative, negative, and interrogative forms. It includes:
1. Pictures to label with "is" or "are" statements in the present simple tense.
2. Filling in blanks with short form verbs to complete sentences about nationality, occupations, and possessions.
3. Conjugating singular nouns into their plural forms.
4. Providing short answers to questions using "yes/no" and the subject pronoun and verb form to practice the short form of the present simple tense.
O documento descreve as recordações de infância da narradora em Cavaleiros, uma terra que pertencia a um condado importante no passado. A narradora passava férias lá com o irmão e amigos, enquanto as filhas do caseiro cuidavam da aparência. Os rapazes tinham interesses diferentes das meninas e as tratavam com desprezo.
Este documento fornece informações sobre perímetros de figuras planas e apresenta uma série de exercícios sobre o cálculo de perímetros de quadrados, retângulos, pentágonos regulares e outras figuras.
O documento apresenta um resumo das prioridades das operações matemáticas e uma lista de exercícios para cálculo numérico envolvendo operações como adição, subtração, multiplicação e potenciação. Há também perguntas sobre representação de expressões numéricas relativas a situações do mundo real como horas trabalhadas e consumo de água.
Potências podem representar produtos de fatores iguais. A base é o fator repetido e o expoente é o número de vezes que o fator se repete. Os exercícios pedem para calcular valores de potências e expressar produtos como potências.
Este documento fornece instruções sobre como dividir números com vírgula por potências de 10 ou frações de 10. Ensina que para dividir por potências de 10, a vírgula é deslocada para a esquerda e para dividir por frações de 10, a vírgula é deslocada para a direita. Inclui exemplos e exercícios para praticar estas divisões.
Este documento fornece instruções sobre como dividir números com vírgula por potências de 10 ou frações de 10. Ensina que para dividir por uma potência de 10, a vírgula é deslocada à esquerda o número correspondente de casas decimais, e o oposto para dividir por frações de 10. Inclui também exercícios práticos para aplicar estas regras.
1) O documento discute as propriedades da multiplicação, incluindo comutatividade, associatividade e distributividade.
2) Ele fornece exemplos de como aplicar essas propriedades para simplificar cálculos multiplicativos.
3) Exercícios são fornecidos para que o aluno pratique aplicando as propriedades da multiplicação.
This document provides examples of using prepositions like "at", "in", and "on" to indicate times, dates, days, and periods. It includes a table with the date, events, and times for Luke during one week in November. There are then exercises matching times to events, ordering time expressions, and translating times and dates from Portuguese to English. The document aims to help students practice and understand how to correctly use prepositions related to time in English.
The document provides information about two 11-year-old students named David Fraser and Lisa Dyson who attend the same school but come from different countries - David is from Scotland and Lisa is from Northern Ireland. It also gives details about their families, with David having a brother named Charles who is 9 years old, and Lisa having a brother named John and a sister named Mary who are both 13 years old.
Megan is a 13-year-old English girl from Manchester who attends Kingston Lane Comprehensive School. She enjoys her math and Spanish classes but dislikes history and geography. Megan has a twin brother named Dennis and an older sister named Pam. Her father works for the Town Council as a civil servant and her mother is a primary school teacher. Megan is close with her family but does not care for sports, though Dennis and her father enjoy watching sports on TV. In her free time, Megan hangs out with friends and they often go to the disco or cinema on weekends.
The document provides a reading exercise that asks questions to identify people's names, ages, classes, and how to spell surnames. It includes questions about John Daniels, Mary, Lucy Thompson, twins named Jefferson, and the student doing the exercise. The answers to the questions are then provided in sentences that can be matched to the questions to complete the identification exercise.
This document is an English worksheet containing exercises on pronouns. Part A has students choose the correct pronoun to complete several sentences. Part B has students complete sentences with the appropriate pronoun. Part C has students rewrite sentences using the same subject but changing it to the correct pronoun. The worksheet helps students practice identifying and using different pronouns correctly in sentences.
This document introduces a boy named Sam and his family which includes his mother Samantha, father George, and brothers Kevin and Mark. It then provides an explanation of personal pronouns and examples replacing subjects with the correct personal pronoun. Finally, it includes a multiple choice exercise identifying the correct personal pronoun for given sentences.
O documento apresenta um resumo da obra "História de uma gaivota e do gato que a ensinou a voar" de Luis Sepúlveda. A história conta como um gato chamado Zorbas promete a uma gaivota moribunda cuidar de seu ovo e ensinar seu filhote a voar. Zorbas recruta amigos para ajudá-lo a educar a gaivota Ditosa, que acaba se apegando aos gatos. No entanto, Ditosa descobre seu desejo de voar e parte um dia chuvoso, realizando seu
This document contains a list of numbers from 1 to 100 for a student to write out. There are also some numbers above 100, like 30, 35, 40, etc. up to 100 for the student to write out as well. The purpose is to practice writing out numbers in word form to improve number writing skills.
The document is a test in English for third grade students. It asks for the student's name, age, and surname. It then asks the student to identify colors in English and write out numbers. Finally, it asks the student to complete sentences using common emotions and greetings in English. The test aims to evaluate a third grade student's basic English language skills.
This document appears to be a student worksheet containing various identification, reading comprehension, and grammar exercises including:
1. Filling out personal identification information
2. Reading a short text and answering questions about details
3. Asking questions to match given answers
4. Filling in blanks with personal pronouns
5. Completing a chart matching countries to nationalities
6. Writing out dates
7. Filling in gaps with personal pronouns
The document contains exercises testing reading comprehension, grammar, and filling in personal details. It appears aimed at students practicing and demonstrating their understanding of topics like personal identification, reading short texts for comprehension, using personal pronouns, and matching countries
Este documento é um exercício de 1o ano para completar frases com palavras no plural. Ele pede para completar frases com "ladybirds", "caterpillars" e outras palavras no plural.
O documento é uma folha de exercícios para alunos do 1o ano do ensino fundamental sobre os números de 1 a 10 em português e inglês. A tarefa pede para os alunos preencherem os espaços em branco com os números faltantes usando outra folha de números para referência.