This document outlines interest rates for the LM Australian Income Fund - Currency Protected for various currencies and investment terms of 1 to 5 years. The rates listed are annual percentages and net of a 10% withholding tax. Effective rates are calculated assuming reinvestment of distributions and that rates remain constant over the investment term. Risks include potential loss of principal and rates varying from expectations depending on fund performance and conditions. Independent financial advice is recommended before investing.

1. LM Australian Income Fund - Currency Protected ARSN 133 497 917
LM Savings Plan Rate Sheet
Yearly Interest Payment Net of 10.00% Withholding Tax. Rates at 13 January 2012 for New and Rollover Investments.
Currency 1 Year Term 2 Year Term 3 Year Term 4 Year Term 5 Year Term
AED 3.50%pa 3.75%pa 4.00%pa 4.25%pa 4.50%pa
CAD 3.00%pa 3.25%pa 3.50%pa 3.75%pa 4.00%pa
CHF 2.25%pa 2.50%pa 2.75%pa 3.00%pa 3.25%pa
DKK 3.50%pa 3.75%pa 4.00%pa 4.25%pa 4.50%pa
EUR 4.50%pa 4.75%pa 5.00%pa 5.25%pa 5.50%pa
GBP 4.50%pa 4.75%pa 5.00%pa 5.25%pa 5.50%pa
HKD 2.50%pa 2.75%pa 3.00%pa 3.25%pa 3.50%pa
JPY 2.00%pa 2.25%pa 2.50%pa 2.75%pa 3.00%pa
NOK 4.50%pa 4.75%pa 5.00%pa 5.25%pa 5.50%pa
NZD 5.00%pa 5.25%pa 5.50%pa 5.75%pa 6.00%pa
SEK 4.00%pa 4.25%pa 4.50%pa 4.75%pa 5.00%pa
SGD 2.50%pa 2.75%pa 3.00%pa 3.25%pa 3.50%pa
THB 4.50%pa 4.75%pa 5.00%pa 5.25%pa 5.50%pa
TRY 9.75%pa 10.00%pa 10.25%pa 10.50%pa 10.75%pa
USD 2.75%pa 3.00%pa 3.25%pa 3.50%pa 3.75%pa
ZAR 8.50%pa 8.75%pa 9.00%pa 9.25%pa 9.50%pa
Effective rates are calculated on the basis that all distributions are reinvested annually, the investment is held for the entire investment term, and rates remain the same over that term. They are net of adviser fees, non-resident
withholding tax of 10.00%, fund fees and expenses. In addition, rates may vary to be higher or lower than expected depending on the performance of the fund assets and other conditions during the term of investment. Past performance
is not a reliable indicator of future performance.
LM Investment Management Ltd (LM) is the product issuer, is licensed as a Fund Manager (Responsible Entity in Australia - AFSL No.220281) and not as a provider of financial product advice. Investors should seek independent
financial advice, read and consider the current Product Disclosure Statement (PDS), including any relevant Supplementary PDS available at www.LMaustralia.com or by contacting LM on the details below, before making any decision
about the product.
The investment is not a bank deposit and has a different risk profile to cash. Investors should discuss the investment and any associated risks with their independent financial adviser, including the potential risk of loss of some or all of the
principal investment.
Not for distribution to Hong Kong public.
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