Family owned jewelry distributor who needed new facilities and refinancing of credit line. Arranged for the purchase of a data center building at below market price and redefined the operation and responsibilities.

1. RAMKO ROLLAND ASSOCIATES
40 East End Avenue, 4th Floor
New York, NY 10028
We placed the following Credit Facility
$4,500,000
for an Jewelry Distributor with 25 million in sales
composed of
Real Estate Mortgage
$2,500,000
bearing an interest rate of
Federal Home Loan Index +2.75%
$2,000,000
Revolving Credit Facility
bearing an interest rate of
Prime +0.75%
Telephone (212) 308-2477 FAX (212) 937 - 3813
Haim R. Branisteanu
April 2003