This document summarizes an investment opportunity to invest in a fully managed UK care home. Investors can expect annual returns of 8-10% over 25 years by investing a minimum of £50,000. The care home, called Raughton Manor, will be acquired, renovated and professionally managed. Financial projections show investments growing to over £247,000 over the 25 year period. The care home operators have experience in the sector and plans to improve facilities and care quality to meet growing demand for senior living options in the UK.

1. A NEW ERA IN
CARE HOME LIVING
A NEW ERA IN
CARE HOME LIVING

2. 09
02
01
03
04
05
06
07
08
Raughton Manor home care
Our care team
The investment
Financial analysis
Location
Welcome
Why invest
Planned refurbishments
and improvements
The company and vision
Contents

3. 1 A NEW ERA IN CARE HOME LIVING
Invest in a fully-managed care home
Annual returns of 8-10%
ASSURED
RETURNS
Secured
against
asset
OPERATIONAL
Built &
licenced
HANDS-FREE
INVESTMENT
Fully-managed
UK care home
SOLID
INVESTMENT
Invest from
£50,000
HIGH
DEMAND
A high and growing
local demand
SINGAPORE
BASED
COMPANY
Income paid
as quarterly
dividends
RaughtonManor
Carehome

4. 2 A NEW ERA IN CARE HOME LIVING
The ownership model is simple:
investors own shares in a Singapore-
registered company that owns a UK
care home.
Investors are rewarded with quarterly
dividends — direct to them, wherever
in the world they may be.
Capital gains potential:
Investors receive 30% of net capital
gain from sale of business
Applies for up to a year from Karma
acquiring shares
EARN UP TO
10% RETURNS
―
Assured for 25 Years
HANDS-FREE
FULLY MANAGED
―
Investment Opportunity
Refurbishment
Programme
Completed
and Operational
Contemporary
Conversion
Fully Managed
Care Home Investment
Hands-Free Ownership
INVEST FROM £50,000
The investment

5. 3 A NEW ERA IN CARE HOME LIVING
Initial Investment £75,000
Annual Returns Years 1-10 8% £6,000
Annual Returns Years 11-25 10% £7,500
Financialanalysis
Term Cumulative
Returns Exit Price £75,000
5 Years £30,000 £75,000 £105,000
10 Years £60,000 £75,000 £135,000
15 Years £97,500 £75,000 £172,500
20 Years £135,000 £75,000 £210,000
25 Years £172,500 £75,000 £247,500
£50,000
0
£100,000
£150,000
£200,000
£250,000
Repurchase
Cumulative Returns
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
Y E A R
Note that the financial analysis is based on an investment of £75,000

6. 4 A NEW ERA IN CARE HOME LIVING
Location
Low Heskett, Carlisle, United Kingdom
THE RAUGHTON MANOR
Carlisle
Low Hesket
N 54° 48‘ 37.6446 | W 2° 51‘ 13.4346”
London
Glasgow
Manchester

7. 5 A NEW ERA IN CARE HOME LIVING
Raughton Manor is a fully operational
care home, located in the peaceful village
of Low Hesket, just 11 miles (18km) south
of the historic city of Carlisle.
Surrounded by beautiful woodland, it
offers a safe and restful environment for
residents.
Raughton Manor will be operated by
Karma Health Management Ltd.
WelcometoRaughtonManor
Residentialcarehome
Accommodation
At Raughton Manor, the aim is to keep residents
contented and comfortable, in a warm and friendly
environment. This is achieved by providing our
residents with the best accommodation possible. This
includes:
◉ 28 comfortable single bedrooms, all en suite
◉ Good disabled access
Spacious lounges and 3 dining areas◉
Hair salon
Flat panel televisons in all rooms
Windows and doors have safety features
Residents encouraged to personalise their
rooms
◉
◉
◉
◉
Health and Wellbeing
The health and wellbeing of our residents is our
priority:
◉
◉
◉
◉ A varied menu of fresh, nutritional food, catering
to cultural and dietary needs
Birthday and special events celebrated
with relatives/friends
Professional medical services
Religious services available to residents

8. 6 A NEW ERA IN CARE HOME LIVING
Whytoinvestinacarehome
1 GVA, “UK Why Social Care?” Study 2015 2 Knight Frank “Care Homes Trading Performance Review 2017” 3 The Carer UK “BBC News Huge Shortfall in Care Homes” 2017 created by Freepick
A C F GThe UK’s increasingly aged
population is projected to see
the fastest increase in the 85
and over group1
.
B The number of people aged
65+ is projected to rise by
48.7% in the next 17 years1
.
Up to 3,000 elderly people will
not be able to get beds in UK care
homes by the end of 20182
.
D Increasing demand from an ageing
population could see that shortfall
grow to 70,000 beds by 20262
.
E Department of Health has issued local
authorities in England with an extra
£2bn to help fund social care3
.
Research by property consultants JLL
indicates that not enough care homes
are being added to fill the current
demand. By 2026, the demand will
have doubled to an additional 14,000
elderly people per year needing
residential care home places.
Knight Frank’s “Care Homes Trading Performance
Review 2017” highlighted the following:
 Average bed occupancy 89.2%, and rising
 Average weekly fees £746, and rising
 Staff Costs 57.5% of income, and falling
 Earnings before interest, taxes, depreciation,
amortisation, rent and management fees
(EBITDARM) is 25.2% of income, and rising
20302019
225,000 are projected
to develop dementia this year,
equating to around
one person every 3 minutes
In 2018, about 18% of the
UK’s population was over 65;
that is projected be 20.7% by
2027, and 24% by 2037
The average proportion of life
lived in poor health increased from
22.5%, 2009-2011, to 23.2% 2014-
2016, and will increase.
The number of people
aged 65+ in England with
dementia in 2018 was
estimated to be 645,000.
That means an increase
from just under 12 million
over 65’s in 2018, to 14
million in 2027, and almost
18 million in 2037
As of mid
2018
NEARLY
12MILLION
5.4MILLION
1.6MILLION
OVER
500THOUSAND
aged
aged
aged
aged
65and above
75+
85+
90+ There will
be over
21.8%
6.3MILLION
2.2MILLION
will be
aged
will be
aged
will be
aged
65or over
75+
85+
21,000
CENTENARIANS
70%
of people in care homes
have dementia or severe
memory problems

9. 7 A NEW ERA IN CARE HOME LIVING
Plannedrefurbishments
andimprovements
HIGH
DEMAND
Almost 190,000 more
elderly people will require
care by 2035 in the UK.
HANDS-FREE
The home will be managed by
our experienced management
team, ensuring you receive
hands-off returns, while a team
of fully trained staff provides
patients with quality care.
HIGHER
YIELDS
The UK’s care sector can
provide higher-than-average
returns, compared with more
traditional asset classes.
General updating and decoration to communal areas, bedrooms and bathrooms
Implementation of new garden areas to include woodland pathways, raised
flower beds, improved external seating and terraced areas, and small allotments,
all designed to encourage outdoor activities and improved wellbeing.
Operational improvements will include updated resident care planning systems,
and enhanced staff training and development, in line with our core values.

10. 8 A NEW ERA IN CARE HOME LIVING
Karma Health Management is an award-winning care home operator managed by
an experienced team of directors. The company will be acquiring, renovating and
operating Care Homes in key areas of the UK, in order to meet the current demand
for advanced, quality care environments and regulatory-compliant homes.
Currently an additional 7,000 beds are needed each year to cope with the ageing
population that is reaching crisis levels across the UK
1
.
The company
We are on a mission to become a market leader within the
residential and nursing care sector in the UK. We have created
the company at a time when the sector is experiencing a
growingshortfallofqualityhomesandadvancedenvironments
to keep up with today’s care needs for the most vulnerable in
our society. Whether it is a high specification older persons
nursing home or a small 15 bed high dependency nursing
facility our ethos remains the same; Safe, Effective, Caring
homes for today’s and tomorrow’s society. We believe that it
is no coincidence that we have been voted as one of the top
20 Care homes for the North West of England for the past two
years running.
We are committed to servicing the growing need for
residential and nursing care whilst meeting the long-term
sustainability of the group and safeguarding our operations.
Our vision Our target will only ever be best in area for person centred
care. Our aim is to ensure that we are a well-respected brand
within the care sector due to the standard of our facilities and
operations.
Acquiring and transforming existing facilities is time sensitive
for our business growth. The latest industry reports state that
investment in the care sector has increased since 2010 but is
not currently at the levels required to cope with the shortfall of
beds within the new regulations. There is a lack of investment
in current homes and because they cannot close for major
refurbishment which would force them to reduce bedroom
numbers to meet new regulatory requirements. Many room
sizes currently in use do not meet the minimum requirements
set out in the 2014 Care Act and as a consequence peoples
basic care needs are not being met, which in turn means,
their quality of life is not of an acceptable standard. We
are intending to acquire and re-develop a group of homes
within the next 5 years that will not only exceed the current
regulations but future proof them against any changes that
may happen during our growth phase This will allow us to
affect the lives of hundreds of individuals for the better. By
utilising our respected industry contacts, we can source ideally
located sites in key locations across the UK where there is a
demographic need for a higher standard of care.
Creating homes to be proud of
We aspire to make today our residents best day ever. This is
our Ethos and is ingrained in every aspect of our homes and
care teams. Our aim is to ensure our residents enjoy a sense
of community whilst respecting their dignity and supporting
their individual needs. It is our priority to provide our residents
with choices. Choices of activities, break out areas, quiet
spaces, foods and pamper treatments. It is important to us
that our residents have a sense of achievement every single
day. Creating quality homes and embracing technology
allows us to spend more time caring for our residents. The
introduction of sensory facilities, coffee shops and recreational
areas provide an enjoyable environment for our residents,
residents’ families and care teams alike.
We want to challenge the way we perceive care is being
delivered to our nation. To do this we intend to build a group
of homes that adhere to our stringent criteria and deliver
outstanding services that will maintain or improve the lives of
hundreds of individuals for the better.
1 Knight Frank “UK Healthcare Development Opportunities 2017’” August 2017
M
MINDFUL
R
RESPECTFUL
K
KIND
A
ADEPT
A
AWARD
WINNING

11. 9 A NEW ERA IN CARE HOME LIVING
Ourcareteam
What sets this investment apart is the
people behind the group
Simon Moppett
Managing Director
Simon has over 25 years accomplished
experience in the social care,
hospitality and commercial property
sectors, providing decisive, successful
leadership abilities and a willingness
to take responsibility.
Alistair Barton
Development Director
Alistair is a highly experienced
commercial / Development Director
with specialist knowledge of care
home acquisitions and development.
He has worked across Europe within
the social care and commercial
property sectors.
Richard Shore
Finance Director
Richard is an experienced and
commercially focused Finance Director
and Chartered Accountant with over 20
years track record both working in the
Social Care sector and within an
accountancy private practice
environment. He is vastly experienced in
dealing with all financial aspects of
running complex, multi-site businesses
reporting to numerous stakeholders.
Ben Challinor
Director of Care
Ben is a highly respected senior care
professional with 25 years of experience
within the care sector, having worked at
all levels from Care Assistant to
Registered Manager and Operator. He
has earned an excellent reputation for
driving up standards within care homes
and is highly adept at liaising with and
challenging governing bodies on behalf
of operators.

12. Details enclosed in this brochure are correct at time of publishing, and
are subject to change. Details herein do not form part of any contract.
Images depicting properties, artist impressions or computer-generated
images are for reference only, and do not form part of any contract.
Images are copyright of their respective owners. We recommend all
buyers seek their own legal and tax advice prior to making any purchase.
DISCLAIMER
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