QMV Super Solutions specializes in delivering technology and business solutions for the superannuation and wealth management industries. They take a fresh approach to solving complex issues and their young team is passionate about results. VicSuper has become the first Australian superannuation client to go live on the Sonata wealth management platform after an 18-month migration project. AIST and BNP Paribas research found that demographic shifts will create offshore opportunities and technology will personalize member experiences.
Innovations in post retirement products and servicesStephen Huppert
Presentation at IBRC Post Retirement Conference 9 October 2017 covering:
A look at innovative products and services covering both the design and delivery of products and services
What will be the impact of emerging technologies on post retirement products and services?
What can superannuation funds and wealth managers learn from innovation and disruption in other industries?
Supply chain financial crime rates holding steady, but few tap blockchain to ...Deloitte United States
During the past five years, an average of 31.1 percent of respondents to annual Deloitte polls say their organizations have experienced supply chain financial crime—particularly fraud, waste or abuse—in the preceding year. Yet, in a 2018 poll, just 15.1 percent of respondents report their organizations are using (3.9 percent) or piloting (11.2 percent) blockchain to help mitigate financial crime risks in their supply chains. See more responses from over 2,430 professionals were polled online during a Deloitte Dbriefs webcast, titled “Supply chain forensics: New insights on fraud, waste and abuse,” on July 24, 2018.
Innovations in post retirement products and servicesStephen Huppert
Presentation at IBRC Post Retirement Conference 9 October 2017 covering:
A look at innovative products and services covering both the design and delivery of products and services
What will be the impact of emerging technologies on post retirement products and services?
What can superannuation funds and wealth managers learn from innovation and disruption in other industries?
Supply chain financial crime rates holding steady, but few tap blockchain to ...Deloitte United States
During the past five years, an average of 31.1 percent of respondents to annual Deloitte polls say their organizations have experienced supply chain financial crime—particularly fraud, waste or abuse—in the preceding year. Yet, in a 2018 poll, just 15.1 percent of respondents report their organizations are using (3.9 percent) or piloting (11.2 percent) blockchain to help mitigate financial crime risks in their supply chains. See more responses from over 2,430 professionals were polled online during a Deloitte Dbriefs webcast, titled “Supply chain forensics: New insights on fraud, waste and abuse,” on July 24, 2018.
Peraturan menteri lingkungan hidup terbaru tentang proper (program peningkatan kinerja perusahaan)
File ini sudah saya jadikan satu antara batang tubuh dan lampirannya.
Informasi lain mengenai lingkungan hidup bisa mengunjungi http://www.mutiarafarhan.com
PROPUESTA SALARIAL PARA EL BIENIO 2015-2016 DEL PERSONAL DOCENTE Y DE INVESTI...Álvaro Muñoz
Estimadas lectoras y estimados lectores, ustedes han observado que durante el bienio 2013-2014 el Ejecutivo Nacional y las organizaciones sindicales suscriptoras de la denominada I CCU 2013-2014, conculcaron flagrantemente la violación de los derechos adquiridos de los docentes universitarios en condición de jubilados y pensionados por incapacidad, tutelados principalmente por el artículo 89 de la Constitución de la República Bolivariana de Venezuela. En el presente documento abordo 2 aspectos que deberían considerarse a la hora de pretender convenios contractuales para el bienio 2015-2016. Tales aspectos son los siguientes:
a) Caso de violación flagrante a los derechos adquiridos hasta el año 2012 de un docente titular a dedicación exclusiva en condición de jubilado producto de la imposición de la regresiva I CCU,
b) Tabuladores de Sueldos sugeridos para el Personal Docente y de Investigación para el bienio 2015-2016, tanto para los activos como para los jubilados y pensionados por incapacidad.
Four Crucial Tips for Automating Your Web TestsTEST Huddle
View the webinar here: http://www.eurostarconferences.com/community/member/webinar-archive/webinar-95-four-crucial-tips-for-automating-your-web-tests-with-jim-holmes-
Functional testing your web applications can be extraordinarily frustrating. Intermittent failures, lots of rework and tinkering, and too little time spent on creating new value for your customers.
In this session Jim Holmes will help you understand a few crucial tips to help you get a successful web automation test suite in place: test the right things, understand good locators, handle asynchronous operations properly, and create a backing infrastructure to help you write better tests.
We'll use WebDriver for examples and demos in C#, but we'll discuss how these solutions are applicable to other technologies as well. Take away proven methods for ensuring your functional web tests are more robust, accurate, and maintainable.
Psychosocial factos /certified fixed orthodontic courses by Indian dental aca...Indian dental academy
The Indian Dental Academy is the Leader in continuing dental education , training dentists in all aspects of dentistry and offering a wide range of dental certified courses in different formats.
Indian dental academy provides dental crown & Bridge,rotary endodontics,fixed orthodontics,
Dental implants courses.for details pls visit www.indiandentalacademy.com ,or call
0091-9248678078
The Bitcoin frenzy seems to have reached new heights lately, spurred by a growing user base, price volatility, and the rapidly evolving network of Bitcoin-related companies.1
Reports of big investments in "mining" equipment and the expanding ecosystem supporting the protocol remind us in many ways of a gold rush — an analogy made easier by Bitcoin's other similarities to the precious metal. It's hard to say whether this excitement is warranted, but it's equally hard to deny Bitcoin's increasing relevance to businesses and the broader economy.
Bitcoin, along with other cryptocurrencies, may have implications not only for the technology industry, where much of the current action is concentrated, but also other industries from retail businesses to financial services.
Read this paper to learn about Bitcoin in the context of the financial services industry, particularly payments and banks. What is it about this cryptocurrency that is inspiring such attention and what might the future of cryptocurrencies mean for traditional financial services?
1 Ashlee Vance and Brad Stone, "The Bitcoin-Mining Arms Race Heats Up," Bloomberg BusinessWeek, January 9, 2014, http://www.businessweek.com/articles/2014-01-09/bitcoin-mining-chips-gear-computing-groups-competition-heats-up.
For more, visit: http://www.deloitte.com/view/en_US/us/Industries/Banking-Securities-Financial-Services/center-for-financial-services/758660679ebb4410VgnVCM2000003356f70aRCRD.htm
Peraturan menteri lingkungan hidup terbaru tentang proper (program peningkatan kinerja perusahaan)
File ini sudah saya jadikan satu antara batang tubuh dan lampirannya.
Informasi lain mengenai lingkungan hidup bisa mengunjungi http://www.mutiarafarhan.com
PROPUESTA SALARIAL PARA EL BIENIO 2015-2016 DEL PERSONAL DOCENTE Y DE INVESTI...Álvaro Muñoz
Estimadas lectoras y estimados lectores, ustedes han observado que durante el bienio 2013-2014 el Ejecutivo Nacional y las organizaciones sindicales suscriptoras de la denominada I CCU 2013-2014, conculcaron flagrantemente la violación de los derechos adquiridos de los docentes universitarios en condición de jubilados y pensionados por incapacidad, tutelados principalmente por el artículo 89 de la Constitución de la República Bolivariana de Venezuela. En el presente documento abordo 2 aspectos que deberían considerarse a la hora de pretender convenios contractuales para el bienio 2015-2016. Tales aspectos son los siguientes:
a) Caso de violación flagrante a los derechos adquiridos hasta el año 2012 de un docente titular a dedicación exclusiva en condición de jubilado producto de la imposición de la regresiva I CCU,
b) Tabuladores de Sueldos sugeridos para el Personal Docente y de Investigación para el bienio 2015-2016, tanto para los activos como para los jubilados y pensionados por incapacidad.
Four Crucial Tips for Automating Your Web TestsTEST Huddle
View the webinar here: http://www.eurostarconferences.com/community/member/webinar-archive/webinar-95-four-crucial-tips-for-automating-your-web-tests-with-jim-holmes-
Functional testing your web applications can be extraordinarily frustrating. Intermittent failures, lots of rework and tinkering, and too little time spent on creating new value for your customers.
In this session Jim Holmes will help you understand a few crucial tips to help you get a successful web automation test suite in place: test the right things, understand good locators, handle asynchronous operations properly, and create a backing infrastructure to help you write better tests.
We'll use WebDriver for examples and demos in C#, but we'll discuss how these solutions are applicable to other technologies as well. Take away proven methods for ensuring your functional web tests are more robust, accurate, and maintainable.
Psychosocial factos /certified fixed orthodontic courses by Indian dental aca...Indian dental academy
The Indian Dental Academy is the Leader in continuing dental education , training dentists in all aspects of dentistry and offering a wide range of dental certified courses in different formats.
Indian dental academy provides dental crown & Bridge,rotary endodontics,fixed orthodontics,
Dental implants courses.for details pls visit www.indiandentalacademy.com ,or call
0091-9248678078
The Bitcoin frenzy seems to have reached new heights lately, spurred by a growing user base, price volatility, and the rapidly evolving network of Bitcoin-related companies.1
Reports of big investments in "mining" equipment and the expanding ecosystem supporting the protocol remind us in many ways of a gold rush — an analogy made easier by Bitcoin's other similarities to the precious metal. It's hard to say whether this excitement is warranted, but it's equally hard to deny Bitcoin's increasing relevance to businesses and the broader economy.
Bitcoin, along with other cryptocurrencies, may have implications not only for the technology industry, where much of the current action is concentrated, but also other industries from retail businesses to financial services.
Read this paper to learn about Bitcoin in the context of the financial services industry, particularly payments and banks. What is it about this cryptocurrency that is inspiring such attention and what might the future of cryptocurrencies mean for traditional financial services?
1 Ashlee Vance and Brad Stone, "The Bitcoin-Mining Arms Race Heats Up," Bloomberg BusinessWeek, January 9, 2014, http://www.businessweek.com/articles/2014-01-09/bitcoin-mining-chips-gear-computing-groups-competition-heats-up.
For more, visit: http://www.deloitte.com/view/en_US/us/Industries/Banking-Securities-Financial-Services/center-for-financial-services/758660679ebb4410VgnVCM2000003356f70aRCRD.htm
Often small businesses as well as respected corporates ask me about tools and techniques to optimise the success of their mutual engagement. Such conversations reveal a lot. As a result I would like to share with you a few lessons I garnered from experience working with large and small enterprises.
Naim - Financing SMEs in global sustainable value chains: the role of supply ...OECD CFE
20-21 February 2018, Mexico City: Workshop on building business linkages that boost SME productivity. http://www.oecd.org/cfe/smes/workshop-on-building-business-linkages-that-boost-SME-productivity.htm
The UK Payments Barometer, is based on a survey of over 400 financial decision makers, including business owners, CFOs, CEOs, CTOs and COOs, on areas including cash management, fraud and payments. A broad range of UK businesses were included, from small businesses to enterprises organisations. It aims to track the health of UK businesses from a financial decision making and risk management perspective. The 2016 report cites payment fraud and errors as the biggest challenge currently faced by financial decision makers.
Yet another busy month with five major superannuation reforms introduced to Parliament. The Bills relate to promoting Member Outcomes, Housing Affordability, Independent Directors on Trustee Boards, Complaints or Dispute Resolution, and extending Choice of Fund.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.
QMV SuperBrief Issue #11 of 2015
1. QMV Super Solutions specialise in the delivery of world-class technology
and business solutions for the superannuation and wealth management
industries. With a fresh approach to solving complex process issues, our
tailored solutions are delivered by a bright young team who are experts
in their fields, and passionate about results.
qmvsupersolutions.com
While all care has been taken to ensure the accuracy
of the information presented, QMV Super Solutions
is not responsible for any loss or damage suffered in
relying on the information presented.
QMV
TECHNOLOGY
VicSuper has become the first
Australian superannuation client
live on the Sonata wealth
management platform,
following an 18 month project
to migrate two of Bravura’s
heritage systems for
accumulation and retirement
income products. According to
Bravura Solutions, this release
positions VicSuper at the
forefront of Australia’s
superannuation industry with a
sophisticated, in-house
administration system that
provides a consolidated view of
member data.
Source: Bravura Solutions
DEMOGRAPHICS
The Australian Institute of
Superannuation Trustees (AIST),
in conjunction with BNP Paribas
Securities Services, have
undertaken research to identify
key longer-term issues faced by
asset owners and managers, in
their whitepaper 2025: What will
the superannuation Industry
look like in a decade?
Among the findings, variation in
demographic shifts by region
and country is expected to
create offshore investment
opportunities, and technology
advances will personalise each
members fund experience.
Source: APRA
SUPERSTREAM
The ATO has released its register
of SuperStream certified
products. This register lists
certified products including
payroll, clearing houses and
other providers. The register
currently includes 19 payroll
software products and 8
clearing houses or other
products.
Source: ATO
FINANCIALADVICE
AMP Capital has launched a
website to assist financial
advisers in their conversations
with clients about how to
achieve their goals through
different investment strategies.
The site helps advisers identify
the client's goals, risks and
priorities. It also includes reports
on the tangible outcomes,
rather than their performance
against a benchmark.
Source: Financial Standard
BOARDREPRESENTATION
The Boardroom Diversity index,
a measure of women on
boards, has shown a 5.7 %
increase in female board
representation in the
superannuation sector over the
past year. Of the 135
Superannuation Trusts
measured, 254 of the 955
trustees were female (26.5%).
Source: Women on Boards
SUPERMARKETING
Superannuation funds are at risk
of being viewed as
homogenous by their members,
and need to tailor their offerings
to remain relevant and
engaging, according to new
research from CoreData. The
report found that 40.6 per cent
of pre-retirees and 32.4 per
cent of post-retirees were
unsure which fund would afford
them the best overall offer in
retirement.
Source: Financial Observer
APPOINTMENTS
The Australian Prudential
Regulation Authority (APRA) has
announced a number of
changes to its senior executive
team. Steve Matthews has
been appointed Executive
General Manager, Corporate
Services. Mr Matthews has been
APRA’s Chief Financial Officer
since November 2010. APRA
also announced changes to
the responsibilities of its four
current Executive General
Managers.
Source: APRA
AMP has appointed their new
director of corporate
superannuation Vicki Doyle,
formerly of BT Financial Group,
replacing Libby Roy, who
departed last May.
Source: Financial Standard
SuperBrief Independent & Concise
Issue #11 of 2015: Friday, 20th
March