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Proposal 306tlm
1. Proposal: Health Insurance
Package for Single* Employees
Tequila L. Minor
MGMT 306-Winter 2012
California State University, San Bernardino
2. Letโs first define the key term!
๏ก Whom is considered a single
employee?
๏ฌ Any employee who is not married and/
or does not claim a dependent on tax
forms
He who enjoys good health is rich, though he knows it
not. โItalian Proverb
3. Why single out the Single employee?
๏ก Many do not qualify for state or
federally funded programs that
assist with insurance costs
๏ฌ Examples: Medicare, Public Assistance
4. Why single out the Single employee?
๏ก Long-term planning: Single
employees save the
company/shareholders more $$
๏ก They are more flexible with
schedule changes
๏ก Statistically have more On-the-Job
skill/ technical training
๏ก Usually subsidies are for big families
or seniors
5. What is the Problem?
๏ก While it may seem that single
employees pay lower insurance rates,
many are not.
๏ฌ High- deductibles
๏ฌ Not able to afford costs if a medical emergency
happens
๏ฌ Out of pocket expenses & prescriptions are not
covered
๏ฌ Slack on check-ups and testing
6. Possible Solutions for Single
Employees if proposal is not accepted
๏ก Get married or have children
๏ก Have savings put aside for yearly
โemergency visitsโ
๏ก Get personal insurance not affiliated
with our company
๏ก NEVER NEED MEDICAL
๏ก ATTENTION!!
7. What we can do as a company
๏ก Offer lower
deductible plans
for single
employees
๏ก Company
โmatching policyโ
for co-pay,
prescription &
other out of pocket
expenses
8. CONCLUSION
๏ก Everyone deserves affordable health care
especially if they are working for our
company
๏ก Accepting this proposal would create &
promote a healthier and more safe work
environment for ALL employees
๏ก Reward single employees & encourage
them to focus on advancing their careers
for our company!