This document describes two high yield investment options involving the purchase and sale of bank instruments to guarantee profits. Option 1 involves opening an account at a trader bank where the client directly signs trading contracts for a minimum investment of 1 million euros in cash. This guarantees returns from trading monetary transmission notes (MTNs). Option 2 uses Swift payment messages (MT-799 and MT-760) where the client's bank guarantees capital and the trader guarantees payment. The minimum investment is 5 million euros. Both options accept various forms of funds and require know-your-customer (KYC) and proof-of-funds (POF) documentation. The program is by invitation only and offers legal arbitrage trading of bank