Ryan Renicker argues that the S&P 500 reached its low point for 2009 on March 2nd based on 3 factors: 1) money market funds holdings are at extraordinary high levels compared to equity holdings, 2) there is extreme pessimism in the markets which will likely lead to upside surprises, and 3) economic indicators are beginning to stabilize or rise slightly while markets discount the future. Renicker predicts the financial sector will lead the rally in US equities and recommends being bullish on US stocks, but bearish on Russia, Argentina, Mexico, and gold.
PALMA: Usability Testing of an Application for Adult Literacy in Brazil by F...Fran Maciel
1. The document describes a usability test of the PALMA mobile application for adult literacy in Brazil. 10 adult literacy students participated in the one-month test of the application's level 1 content on Nokia X5 devices.
2. The test occurred over 3 phases: an initial training, individual interviews after 8 days of use, and a final group interview. Participants struggled initially with unfamiliar icons but were able to complete tasks within 15 days. Issues with navigation keys, voice instructions, and app access steps were identified.
3. Overall, participants reported liking the voice guidance and interest in continuing to use the app. The study provided insights into design improvements and the need for support networks and teacher training to advance mobile
FinCEN Statement on Providing Banking Services to Money Services BusinessesRyan Renicker CFA
"FinCEN Statement on Providing Banking Services to Money Services Businesses. The Financial Crimes Enforcement Network (“FinCEN”), as the agency primarily responsible for administering the Bank Secrecy Act, is issuing this Statement to
reiterate expectations regarding banking institutions’ obligations under the Bank Secrecy Act for money services businesses.
Money services businesses (“MSBs”), including money transmitters important to the global flow of remittances, are losing access to banking services, which may in part be a result
of concerns about regulatory scrutiny, the perceived risks presented by money services business accounts, and the costs and burdens associated with maintaining such accounts. "
This document discusses designing user interfaces for knowledge workers using screens. It proposes spending more time envisioning high-level concepts and strategies for applications before focusing on details. The goal is to create extraordinary tools that meaningfully fit how people work, rather than forcing changes. Teams should explore a breadth of concepts and directions through questioning, and stay true to the vision while allowing it to evolve into a reality.
Personas_practice and theory by Pruitt & GrudinFran Maciel
The document summarizes the authors' approach to using personas, a user representation technique, to inform the design process. It describes how they have extended Alan Cooper's personas method over three years of use at Microsoft to address key issues like ensuring personas are believable and effectively communicated. The authors outline their process which involves extensive user research, validating personas, and using them to convey information across teams through various materials at different stages of development.
Credit Market Imperfection and Sectoral Asymmetry of Chinese Business CycleRyan Renicker CFA
This paper analyzes the role of credit market imperfection and sectoral asymmetry as a
means through which shocks to the real economy are propagated and amplified. Drawing
on firm-level data to calibrate the model, our simulations capture two key stylized facts of
the Chinese economy: that credit constraints are more binding in nontradable sectors than
in tradable industries and that output volatility is much greater in China than in industrial
economies. We find that the driving force behind our simulation results is strongly related
to the on-uniform nature of credit market imperfections in China and their implications
for resource allocation and the way in which the economy reacts to shocks. Correctly
capturing these macro-financial interactions are essential to understand the dynamic behavior of the Chinese economy.
Prepared by Yuanyan Sophia Zhang (IMF)
Ryan Renicker argues that the S&P 500 reached its low point for 2009 on March 2nd based on 3 factors: 1) money market funds holdings are at extraordinary high levels compared to equity holdings, 2) there is extreme pessimism in the markets which will likely lead to upside surprises, and 3) economic indicators are beginning to stabilize or rise slightly while markets discount the future. Renicker predicts the financial sector will lead the rally in US equities and recommends being bullish on US stocks, but bearish on Russia, Argentina, Mexico, and gold.
PALMA: Usability Testing of an Application for Adult Literacy in Brazil by F...Fran Maciel
1. The document describes a usability test of the PALMA mobile application for adult literacy in Brazil. 10 adult literacy students participated in the one-month test of the application's level 1 content on Nokia X5 devices.
2. The test occurred over 3 phases: an initial training, individual interviews after 8 days of use, and a final group interview. Participants struggled initially with unfamiliar icons but were able to complete tasks within 15 days. Issues with navigation keys, voice instructions, and app access steps were identified.
3. Overall, participants reported liking the voice guidance and interest in continuing to use the app. The study provided insights into design improvements and the need for support networks and teacher training to advance mobile
FinCEN Statement on Providing Banking Services to Money Services BusinessesRyan Renicker CFA
"FinCEN Statement on Providing Banking Services to Money Services Businesses. The Financial Crimes Enforcement Network (“FinCEN”), as the agency primarily responsible for administering the Bank Secrecy Act, is issuing this Statement to
reiterate expectations regarding banking institutions’ obligations under the Bank Secrecy Act for money services businesses.
Money services businesses (“MSBs”), including money transmitters important to the global flow of remittances, are losing access to banking services, which may in part be a result
of concerns about regulatory scrutiny, the perceived risks presented by money services business accounts, and the costs and burdens associated with maintaining such accounts. "
This document discusses designing user interfaces for knowledge workers using screens. It proposes spending more time envisioning high-level concepts and strategies for applications before focusing on details. The goal is to create extraordinary tools that meaningfully fit how people work, rather than forcing changes. Teams should explore a breadth of concepts and directions through questioning, and stay true to the vision while allowing it to evolve into a reality.
Personas_practice and theory by Pruitt & GrudinFran Maciel
The document summarizes the authors' approach to using personas, a user representation technique, to inform the design process. It describes how they have extended Alan Cooper's personas method over three years of use at Microsoft to address key issues like ensuring personas are believable and effectively communicated. The authors outline their process which involves extensive user research, validating personas, and using them to convey information across teams through various materials at different stages of development.
Credit Market Imperfection and Sectoral Asymmetry of Chinese Business CycleRyan Renicker CFA
This paper analyzes the role of credit market imperfection and sectoral asymmetry as a
means through which shocks to the real economy are propagated and amplified. Drawing
on firm-level data to calibrate the model, our simulations capture two key stylized facts of
the Chinese economy: that credit constraints are more binding in nontradable sectors than
in tradable industries and that output volatility is much greater in China than in industrial
economies. We find that the driving force behind our simulation results is strongly related
to the on-uniform nature of credit market imperfections in China and their implications
for resource allocation and the way in which the economy reacts to shocks. Correctly
capturing these macro-financial interactions are essential to understand the dynamic behavior of the Chinese economy.
Prepared by Yuanyan Sophia Zhang (IMF)
This document provides an overview and timeline for migrating to a new integrated library system. It discusses early planning projects such as data cleanup, hardware procurement, policy review and staff training. It recommends developing a train the trainer model with initial training in June-July followed by training all staff in August. The timeline shows data migration and testing from January to August with the new system going live in August to October. It stresses the importance of communication with staff and patrons during the transition and providing ongoing training and support after going live.
1. The document discusses the emergence of service design as a new discipline to address the growing economic role of the service sector.
2. It provides context on the changing understanding of innovation to better capture service innovation processes and the growing recognition of the importance of design and user-centered approaches.
3. The document introduces a framework and case studies to illustrate contemporary service design practices and knowledge, with the goal of providing a foundation for further research and development of the emerging field.
The document discusses a method called FORTH for developing new products and services. FORTH stands for Full Steam Ahead, Observe and Learn, Raise Ideas, Test Ideas, and Homecoming. The method involves going on a journey to find inspiration by observing customers, markets, and applications of existing products. Going on a journey provides opportunities to break routines and see familiar things in a new light. The journey metaphor characterizes the discovery process of creating new products and services.
Selected readings on information designFran Maciel
Este estudo analisa como atender aos motoristas idosos nos dispositivos de informação em veículos. A pesquisa inclui uma revisão da literatura, entrevistas com especialistas e um pré-teste com usuários idosos. Os resultados indicam que é necessário esclarecer os idosos sobre as funcionalidades e benefícios destes sistemas antes de implantá-los, para garantir o sucesso da adoção desta tecnologia por este grupo de usuários.
Alternative Investment To Startups For VC, Affluent HNW Investors, Hedge Fund...Yuri Rutman
The document provides information for accredited investors interested in investing in film through Noci Pictures Entertainment. The minimum investment for individual accredited investors is $100,000-$1M USD and $5M USD for institutional investors. Management includes Yuri Rutman as CEO and Victor Sagalovsky as President, who have experience in film production. Investors can contact the company for more information on the investment opportunity and process.
Platforma TeleEdu 2.0 LMS oprac. przez Instytut Maszyn Matematycznych, zawiera funkcje Web 2.0 (komentarz, opinie. Zgodna ze SCORM 1.2. Bardzo dobrze rozbudowane funkcje śledzenia i raportowania przebiegu kursu, w tym testów. Zarządzanie użytkownikami i grupami. Rozbudowany system uprawnień, świetnie dostosowany do potrzeb uczelni, www.imm.org.pl
Platforma edukacyjna dla Uczelni Blackboard Learn UltraMarek Zawadzki
Platforma edukacyjna dla Uczelni firmy Blackboard to nowoczesna platforma chmurowa, która ma zadanie wsparcie uczelni w procesie nauczania studentów. Prezentacja ma na celu pokazanie głównych elementów platformy Learn Ultra, głównych jej widoków oraz ich przeznaczenia.
https://www.platformalms.eu
Jakie są zalety platformy edukacyjnej w chmurze?
• Korzystanie z nowoczesnych technologii.
• Szybka implementacja platformy edukacyjnej.
• Bezobsługowość platformy edukacyjnej (nie ma potrzeby zarządzania serwerami).
• Wydajność platformy edukacyjnej związana z prawie nieograniczonymi zasobami.
• Dostępność platformy edukjacyjnej na poziomie 99,98 %.
• Automatyczne wprowadzanie nowych wersji platformy (wg. harmonogramu).
Co oferuje platforma edukacyjna dla Uczelni?
• Tworzenie i zarządzanie użytkownikami.
• Tworzenie i zarządzanie kursami na platformie.
• Rejestracja użytkowników w kursach (student, wykładowca).
• Tworzenie treści kursów na platformie (aktywności, SCORM, LTI).
• Sprawdzanie wiedzy studentów oraz ocena studentów.
• Jednostronna lub dwustronna integracja z systemem dziekanatowym.
• Integracja z systemami Uczelni (SSO, ADFC, ERP, itd.).
• Platforma edukacyjna dla Uczelni oferuje dużo funkcji i możliwości.
This document provides an overview and timeline for migrating to a new integrated library system. It discusses early planning projects such as data cleanup, hardware procurement, policy review and staff training. It recommends developing a train the trainer model with initial training in June-July followed by training all staff in August. The timeline shows data migration and testing from January to August with the new system going live in August to October. It stresses the importance of communication with staff and patrons during the transition and providing ongoing training and support after going live.
1. The document discusses the emergence of service design as a new discipline to address the growing economic role of the service sector.
2. It provides context on the changing understanding of innovation to better capture service innovation processes and the growing recognition of the importance of design and user-centered approaches.
3. The document introduces a framework and case studies to illustrate contemporary service design practices and knowledge, with the goal of providing a foundation for further research and development of the emerging field.
The document discusses a method called FORTH for developing new products and services. FORTH stands for Full Steam Ahead, Observe and Learn, Raise Ideas, Test Ideas, and Homecoming. The method involves going on a journey to find inspiration by observing customers, markets, and applications of existing products. Going on a journey provides opportunities to break routines and see familiar things in a new light. The journey metaphor characterizes the discovery process of creating new products and services.
Selected readings on information designFran Maciel
Este estudo analisa como atender aos motoristas idosos nos dispositivos de informação em veículos. A pesquisa inclui uma revisão da literatura, entrevistas com especialistas e um pré-teste com usuários idosos. Os resultados indicam que é necessário esclarecer os idosos sobre as funcionalidades e benefícios destes sistemas antes de implantá-los, para garantir o sucesso da adoção desta tecnologia por este grupo de usuários.
Alternative Investment To Startups For VC, Affluent HNW Investors, Hedge Fund...Yuri Rutman
The document provides information for accredited investors interested in investing in film through Noci Pictures Entertainment. The minimum investment for individual accredited investors is $100,000-$1M USD and $5M USD for institutional investors. Management includes Yuri Rutman as CEO and Victor Sagalovsky as President, who have experience in film production. Investors can contact the company for more information on the investment opportunity and process.
Platforma TeleEdu 2.0 LMS oprac. przez Instytut Maszyn Matematycznych, zawiera funkcje Web 2.0 (komentarz, opinie. Zgodna ze SCORM 1.2. Bardzo dobrze rozbudowane funkcje śledzenia i raportowania przebiegu kursu, w tym testów. Zarządzanie użytkownikami i grupami. Rozbudowany system uprawnień, świetnie dostosowany do potrzeb uczelni, www.imm.org.pl
Platforma edukacyjna dla Uczelni Blackboard Learn UltraMarek Zawadzki
Platforma edukacyjna dla Uczelni firmy Blackboard to nowoczesna platforma chmurowa, która ma zadanie wsparcie uczelni w procesie nauczania studentów. Prezentacja ma na celu pokazanie głównych elementów platformy Learn Ultra, głównych jej widoków oraz ich przeznaczenia.
https://www.platformalms.eu
Jakie są zalety platformy edukacyjnej w chmurze?
• Korzystanie z nowoczesnych technologii.
• Szybka implementacja platformy edukacyjnej.
• Bezobsługowość platformy edukacyjnej (nie ma potrzeby zarządzania serwerami).
• Wydajność platformy edukacyjnej związana z prawie nieograniczonymi zasobami.
• Dostępność platformy edukjacyjnej na poziomie 99,98 %.
• Automatyczne wprowadzanie nowych wersji platformy (wg. harmonogramu).
Co oferuje platforma edukacyjna dla Uczelni?
• Tworzenie i zarządzanie użytkownikami.
• Tworzenie i zarządzanie kursami na platformie.
• Rejestracja użytkowników w kursach (student, wykładowca).
• Tworzenie treści kursów na platformie (aktywności, SCORM, LTI).
• Sprawdzanie wiedzy studentów oraz ocena studentów.
• Jednostronna lub dwustronna integracja z systemem dziekanatowym.
• Integracja z systemami Uczelni (SSO, ADFC, ERP, itd.).
• Platforma edukacyjna dla Uczelni oferuje dużo funkcji i możliwości.
Systemy informatyczne wspomagające kontrahentów rynku pracyeDialog
Opis narzędzi informatycznych wspomagających działania wszystkich graczy rynku pracy: przedsiębiorców, poszukujących pracy, instytucje edukacyjne oraz pośredników pracy
Prezentacja ma na celu przedstawienie
a) gotowych e-kursów z matematyki dostępnych dla każdego użytkownika ePortalu
b) możliwości LMS Moodle pod kątem usprawnienia pracy nauczyciela
c) narzędzia quiz dostępnego w LMS Moodle, umożliwiającego tworzenie różnorodnych pytań testowych